The exception to this is when I'm making a purchase that qualifies for a category
bonus on a different card.
Not exact matches
The
bonus categories and points are the same, but the maximums
on the special categories are
different: the Ink Plus category cap is twice that of the Ink Business Cash ℠ Credit
Card.
There's a set of credit
cards with special
bonus categories during
different seasons that allow cardholders to earn 5 % cash back
on up to the first $ 1,500 in purchases each quarter.
There are at least nine
different cards out there that could earn you 2 %
on your purchases, and there are many more that could end up earning you at least that from
bonus categories if you play your
cards right.
Bank of America periodically increases the sign - up
bonus on its Virgin Atlantic World Elite MasterCard ®, and this year is no
different with a possible total of 90K miles available
on from this
card.
Instead of having a fixed set of categories where you earn your maximum rewards, like you do with The Amex EveryDay ® Credit
Card from American Express, every quarter of the year, the Chase Freedom ® shifts through
different bonus categories where you earn 5 % cash back,
on up to $ 1,500 in combined spending each quarter.
Maybe so, especially if you realize that
different cards can pay out varying amounts of rewards and
bonuses based
on your spending patterns.
The
bonus categories and points are the same, but the maximums
on the special categories are
different: the Ink Plus category cap is twice that of the Ink Business Cash ℠ Credit
Card.
We help you estimate how much profit you may get with each
card based
on its signup
bonus and your monthly spendings in
different purchase categories.
The best credit
card will depend
on what you want the credit
card for, we've listed some of the most common scenarios below along with lots more information
on some of the best credit
card sign up
bonuses for
different circumstances.
Use a
different card, and you may still get 1x point per dollar, but you will miss out
on the brand specific
bonus.
If you do not qualify for the Radisson Rewards Visa Signature ®
Card, you will be considered for the Radisson Rewards Platinum Rewards Visa ® Card which has different terms set forth here and earns 50,000 points after first purchase, plus an additional one - time spend bonus of 10,000 points after spending at least $ 1,500 in net purchases on the card within the first 90 days of account opening, earns 25,000 points each year upon renewal of the card, earns 6 points per $ 1 spent on net purchases at Radisson Family of Hotels and 3 points per $ 1 spent in eligible net purchases everywhere else, and may not offer the same Visa Signature benef
Card, you will be considered for the Radisson Rewards Platinum Rewards Visa ®
Card which has different terms set forth here and earns 50,000 points after first purchase, plus an additional one - time spend bonus of 10,000 points after spending at least $ 1,500 in net purchases on the card within the first 90 days of account opening, earns 25,000 points each year upon renewal of the card, earns 6 points per $ 1 spent on net purchases at Radisson Family of Hotels and 3 points per $ 1 spent in eligible net purchases everywhere else, and may not offer the same Visa Signature benef
Card which has
different terms set forth here and earns 50,000 points after first purchase, plus an additional one - time spend
bonus of 10,000 points after spending at least $ 1,500 in net purchases
on the
card within the first 90 days of account opening, earns 25,000 points each year upon renewal of the card, earns 6 points per $ 1 spent on net purchases at Radisson Family of Hotels and 3 points per $ 1 spent in eligible net purchases everywhere else, and may not offer the same Visa Signature benef
card within the first 90 days of account opening, earns 25,000 points each year upon renewal of the
card, earns 6 points per $ 1 spent on net purchases at Radisson Family of Hotels and 3 points per $ 1 spent in eligible net purchases everywhere else, and may not offer the same Visa Signature benef
card, earns 6 points per $ 1 spent
on net purchases at Radisson Family of Hotels and 3 points per $ 1 spent in eligible net purchases everywhere else, and may not offer the same Visa Signature benefits.
While both Freedom
cards serve the same general purpose by offering the ability to earn
bonus points
on everyday purchases and charging no annual fee, the Sapphire
cards are actually quite
different from each other.
These
cards have
different credit terms, as set forth here and
different benefits as follows: The Signature
card earns 20,000
bonus points after the first purchase is made, 20 % discount up to $ 1,000 each year
on first LATAM Airlines purchase, 4,000
bonus points at annual renewal, earns 2 points per $ 1 net eligible purchases made
on LATAM Airlines ticket purchases, earns 1 point per $ 1 net eligible purchases made anywhere Visa is accepted, 25 % flight
bonus for flying LATAM Airlines and up to 3 one - way upgrade coupons (based
on annual spend).
Plus, you can earn 5X Chase Ultimate Rewards points
on up to $ 1,500 in spending when you activate the
bonus and use your Chase Freedom
card to make purchases in
different categories each quarter.
Depending
on what your needs, I'll have a
different answer, but most of the time people are looking for a
card that offers a big signup
bonus.
So once the
bonus spending
on one
card is done, you can consider opening up a
different card and working toward that
bonus.
So, if you have one co-branded American Airlines credit
card with Citi, you would need to close it and wait 24 months before you could earn the signup
bonus on the same
card or a
different card within the same program.
On the other hand, The Business Gold Rewards Card from American Express OPEN focuses on trying to help the business owner earn as many points as possible by offering 2 - 3x bonus points in five different categorie
On the other hand, The Business Gold Rewards
Card from American Express OPEN focuses
on trying to help the business owner earn as many points as possible by offering 2 - 3x bonus points in five different categorie
on trying to help the business owner earn as many points as possible by offering 2 - 3x
bonus points in five
different categories.
Luckily, there are plenty of
bonus categories
on the 6
different Chase Ultimate Rewards
cards.
Different from sign - up
bonuses, these are points rewarded to you after spending a large amount of money or making a higher number of purchases
on your
card within a given time frame.
Hot Tip: The Chase Southwest Rapid Rewards ® Plus Credit
Card and the Chase Southwest Rapid Rewards ® Premier Credit
Card are considered
different products, so if you've received a
bonus on one you are still eligible for the
bonus on the other.
The personal
card is a
different product so you can still get this
bonus, even if you had the personal Gold Delta Skymiles
card (which has a 50K
bonus going
on as well).
While both Freedom
cards serve the same general purpose by offering the ability to earn
bonus points
on everyday purchases and charging no annual fee, the Sapphire
cards are actually quite
different from each other.
You've been able to get 5X points
on flights purchased directly from the airline or through Amex for a while now, but I disliked using
different cards for flights and hotels — there are enough
cards out there that offer you a
bonus for both.
Plus, Ultimate Rewards points are among the easiest to earn, thanks to the
different category
bonuses offered by the Freedom, Sapphire Preferred and Ink
cards (each are located
on our Sign - Up Links page).
However,
different cards offer
different category
bonuses: some offer double points
on hotels, others
on restaurants, still others
on categories like drug stores, grocery stores, gas stations and more.
Last year (
on a
different 5 %
card) AP counted for this
bonus.
If you can't actually support the required spending
on the
cards you're looking at to earn a
bonus, then choose
different cards!
Like other Discover it products, this credit
card earns cash
on every purchase with
different bonus categories offered every quarter throughout the year.
That way you can use
different credit
cards for
different purchases depending
on your category
bonuses.
The
cards are very
different, starting with the sign -
on bonus, which begins as low as 5,000 miles after first purchase with the basic
card and as high as 5,000 Medallion qualifying miles (MQMs) and 35,000 miles with the Platinum
card and 10,000 MQMs and 10,000 miles with the Reserve
card.
As the two
cards give rewards in
different bonus categories, it really depends
on what your business spends
on.
There are several deals ending this week, including increased signup
bonuses on four
different Delta credit
cards, an exclusive $ 25 signup
bonus with Top Cashback, a targeted offer for triple miles
on American Airlines flights and more.
There are no restrictions
on how many sign - up
bonuses you can get for
different cards, and you can earn multiple sign - up
bonuses for any given
card.
Consider American Express's decision to prevent you from getting the
bonus on a new Gold or Platinum
card if you've had any
card (even a
different one) affiliated with Membership Rewards in the past year.
If you have held other co - branded Hilton credit
cards in the past, such as the Hilton Honors Ascend
card from American Express or either of the co-branded Hilton Citi
cards, it doesn't prevent you from being eligible for the
bonus points
on the Hilton Honors
card because they're considered
different products.
Approach # 2 is to allocate our spending to
different cards based
on category
bonuses.
I suspect that this move will see some customers holding
on to their Citi
cards a bit longer as, if they're enjoying the points / miles that they're earning, there's not much point in cancelling a
card just to get a
different variety if there's no sign - up
bonus to be had.
You will not earn 2X rewards (i)
on any
bonus you may already receive with your
Card, including any additional points / miles / cash back that you may already receive when you spend
on certain types of purchases or at certain merchants or (ii)
on any other
bonus / rewards you may earn with a
different promotion or offer from American Express.
One of the best cash back rewards
cards on the market is the Chase Freedom credit
card, which combines flat rate unlimited cash back, with
bonus rewards that are available in a
different category each quarter — including gas stations, restaurants, and wholesale clubs.
Both
cards earn 1X points
on all spending outside of
bonus categories but they have very
different bonus earning rates.
But each bank has
different rules for things like the number of
cards you can get in 1 day, sign - up
bonus restrictions, and limits
on the number of
cards you can have.
We have seen
different bonuses on this
card.
A
card's miles / points value, based
on the
bonuses tallied in the first step, were used, in conjunction with reward points values gained from the monthly spend at the
different levels, to determine how much a person must spend to earn enough rewards to meet the
card's annual fee.
Use a
different card, and you may still get 1x point per dollar, but you will miss out
on the brand specific
bonus.
Depending
on what your needs, I'll have a
different answer, but most of the time people are looking for a
card that offers a big signup
bonus.
The EveryDay Credit
Card earns a decent
bonus rate
on supermarkets but it also serves a number of
different practical purposes that you should be aware of.
Now, similar to the offer a few months ago where they were
bonusing you at 10x Ultimate Rewards for using your Chase
card at Walmart (but
different in that you need «Chase Pay» this time), you can get 10x total Ultimate Rewards points by using your Chase Sapphire or Chase Freedom
card at Walmart (up to $ 325 in total purchases by Dec 14th) and 10x Ultimate Rewards at BestBuy (in - store only)
on up to $ 400 until Dec 24th, 2017.
So having a
different Amex
card /
bonus is OK, but you can only earn the
bonus on the Starwood
card once (though you could also get it
on the business version of the
card, a spouse could earn it
on a personal
card of their own, etc.) Hope that makes sense, and hope you'll consider joining our challenge / FB group!