The card nicely balances costs with benefits, delivering a credit card that users may find worthy of a prime spot in their wallets, especially those who can maximize 5 %
bonus rewards categories without changing their spending habits.
As with its sibling card, the Ink Business Preferred ℠'s $ 150,000 purchase limit
for bonus rewards categories resets each account anniversary year.
The BankAmericard Cash Rewards card not only offers
static bonus rewards categories (so no rotating categories to keep track of) for your everyday necessities, but the popular cash back card also charges no annual fee and comes with a great intro APR offer, to boot.
Cards
with bonus rewards categories will offer a higher rewards rate for qualifying category purchases but will typically come with quarterly or annual purchase maximums.
Or consider the generous 5 %
rotating bonus rewards categories of the Chase Freedom ® and Discover it ® - Cashback Match ™, which have in the past included grocery stores and gas stations.
The card nicely balances costs with benefits, delivering a credit card that users may find worthy of a prime spot in their wallets, especially those who can take advantage of the leading 0 % intro APR offer while maximizing 5 %
bonus rewards categories without changing their spending habits.
Remember, you'll have to sign up for
the bonus reward categories every 3 months and remind yourself to use the card when you buy things in that fall under the special 5 % cash back categories.
Unlike other rewards cards that have
bonus rewards categories that constantly change throughout the year, the Citi ThankYou point structure is consistent year round.
You have to keep track of the Chase Freedom calendar because you have to activate
the bonus rewards categories.
For example, maybe your small business has lots of expenses in
the bonus reward categories.
If you are looking for a more straightforward cutback card, or
bonus reward categories that remain constant, check out our Guide to Cash Back Credit Cards.
For certain purchases to qualify for a bonus rewards rate, the merchant category code (MCC) must match
the bonus rewards category.
And you don't need to worry about changing
bonus reward categories to get all the rewards the card has to offer.
If you want to try and maximize your cash back, a card offering
bonus rewards categories can be quite lucrative when the categories align with your business's expenses.
5 % Cash Back quarterly bonus categories may include individual select merchants in addition to
bonus rewards categories.
For certain purchases to qualify for a bonus rewards rate, the merchant category code (MCC) must match
the bonus rewards category.
Two noteworthy products include a free checking account and a credit card that lets you choose
the bonus rewards category.
The Discover More ® card was the first Discover card to offer rotating
bonus rewards categories to cardholders as a way to earn more cash back on certain purchases.
Unlike other rewards cards that have
bonus rewards categories that constantly change throughout the year, the Citi ThankYou point structure is consistent year round.
If you value simplicity and you don't want to worry about calculating or redeeming points, keeping track of rotating
bonus rewards categories, or other confusing features, Capital One ® QuicksilverOne ® Cash Rewards straightforward rewards program is a solid competitor.
You have to keep track of the Chase Freedom calendar because you have to activate
the bonus rewards categories.
The card nicely balances costs with benefits, delivering a credit card that users may find worthy of a prime spot in their wallets, especially those who can take advantage of the leading 0 % intro APR offer while maximizing 5 %
bonus rewards categories without changing their spending habits.
The card nicely balances costs with benefits, delivering a credit card that users may find worthy of a prime spot in their wallets, especially those who can maximize 5 %
bonus rewards categories without changing their spending habits.
If your credit card has
bonus rewards categories — like Discover it ® - 18 Month Balance Transfer Offer's and Chase Freedom ®'s 5 % bonuses — you have to opt in quarterly to take advantage of them.
But if you're looking to capitalize on a big sign - up bonus, take advantage of
bonus rewards categories or have the option to transfer points to potentially increase their value, you're better off checking out an alternative no - annual - fee card with a far better earning scheme.
Or consider the generous 5 % rotating
bonus rewards categories of the Chase Freedom ® and Discover it ® - Cashback Match ™, which have in the past included grocery stores and gas stations.