Sentences with phrase «borrow against at»

A key benefit is the ability to withdraw the cash value or borrow against it at a low - to - zero net cost.

With a whole life policy, part of what you pay is a set amount that goes into a «forced savings» account where you earn interest or dividends and can even borrow against at low interest rates.

In general, life insurance policies are purchased by you and maintained by you, and they usually build cash value that you can even borrow against at some point during your life.

These policies also have a cash value feature, so you can cash them in or borrow against them at any time.

With each payment before you die, a whole life policy accumulates value that you can borrow against at any time.

Policy owners can withdraw from their cash value or borrow against it at any time, for any purpose.

A home equity line of credit provides you with a credit line that you can borrow against at any time within a set time limit and up to a maximum amount.

Nobody is ever going to offer you another investment where you can borrow against it at that leverage level, at that low of an interest rate, and then also let you enjoy a bunch of tax breaks for good measure.

With a whole life policy, part of what you pay is a set amount that goes into a «forced savings» account where you earn interest or dividends and can even borrow against at low interest rates.

The cash value element is usually the point of attraction that convinces most people to purchase this product, for which you can borrow against at anytime.

My lower - priced properties or multiunit properties were less easy to liquidate, and therefore more risky to borrow against at higher LTVs.

The line of credit loan, our most popular personal loan, provides a credit limit you can borrow against at any time.

The funds are accessible whenever you need them and are borrowed against at a usually lucrative interest rate, as compared to conventional loans or other types of borrowing options.

It also has a cash value component that builds over time and can be borrowed against at any time.

Like other permanent policies, a burial insurance policy can accumulate tax - deferred cash value over time, which can be either withdrawn or borrowed against at the policy owner's discretion.

This money can be withdrawn or borrowed against at any time if the need arises.

Not exact matches

Sweet - Speiss borrowed against her home at one point and withdrew money on two separate occasions to consolidate her debt, but was still left with $ 40,000 on her cards, and it built up again.

So, I will stay away from politics except for raging against the Mayans for convincing me the world was going to end five Decembers ago, which naturally prompted me to borrow six figures from Joey «The Mackeral» MacInosh at usurious vig because, well, I reasoned that once the world ended I would finally be debt free.

Chinese companies that borrowed in foreign currency at a record pace in the past three years will buy dollars to protect against losses, he said.

At issue are reverse mortgage programs, which allow seniors to borrow against their homes for everyday living expenses.

Debt consolidation.If you're struggling with credit card debt, borrowing against your equity can be extremely attractive because of the low interest rates — much lower than any you'll find on a credit card — using a HELOC to pay off other debts will give you an easy single payment at low interest rates.

Their trade deficits have been financed by the global property bubble — borrowing in foreign currency against property that was free of debt at the time of independence.

The Fed already has let them borrow against collateral at way, way more than it is worth — in sharp contrast to how it treats middle - class debtors.

However, in most cases the amortization period changes because different borrowing terms, interest rates and payments against the principal amount at each renewal vary the length of time required to pay off the mortgage.

At least half the mortgage defaults are not by people who truly can't pay their mortgages, rather they are by «strategic defaulters» who don't WANT to pay their mortgages because the value of what they borrowed against their home, went down.

Although Republican legislators voted to borrow the money, all legislative Democrats, including Curran, a Baldwin legislator at the time, voted against the plan.

At the time Democrats also were voting against borrowing in an attempt to force Republicans to hire an inspector general to oversee county contracts.

And stimulus money not aimed specifically at the sciences has nonetheless softened the impact of reduced state funding at many public universities, allowing some to borrow against future retirements to hire new faculty members now.

This is against the 48 % of Americans who read physical books and have borrowed at least one physical book from the library.

When however, you borrow against the presently paid - up equity, your ownership is assured, without increasing your debt and the investment are at the ready in case you must pay back the loan for some unforseen reason.

Money is borrowed against the equity in your home and is distributed through payments sent to the homeowner at regular intervals.

Would you be open to borrowing against home equity or selling and renting at some point in the future?

The financial industry has made year over year record profits because they invested in the derivatives, and then either sold the Mortgage Backed Securities on Wall Street or Leveraged (borrowed) against them at the Federal Reserve.

For the government - insured Home Equity Conversion Mortgage (HECM), the maximum reverse mortgage limit you can borrow against is $ 679,650 (Updated January 1, 2018), even if your home is appraised at a higher value than that.

Interest rates for borrowing against securities, at this time, range between 1.41 % and 2.5 %.

For example, if you borrow against the equity in your real property at 5 % and re-loan the funds at 10 %, you've just created a 5 % arbitrage.

Another beneficial feature that many 401 (k) plans offer is the ability to borrow against the vested balance at a reasonable interest rate.

Unlike traditional personal loans, consumers who have met each of their required schedule payments, can borrow against these excess funds — at the same interest rate as their initial Kasasa Loan — to address unexpected needs (i.e. car repairs, health issues) or take advantage of opportunities (i.e. college acceptance) that may arise.

Higher home prices over the last few years led many homeowners to believe they were wealthy, at least on paper, and as home prices soared many homeowners borrowed against the value of their home.

With a Share Secured Loan you borrow against your savings at Preferred Credit Union and receive a low - rate loan, while still earning interest on your pleaded savings account.

Citadel's Interest - Only Home Equity Line of Credit lets you borrow against your home at a lower rate with interest - only payments for 10 years, giving you more flexibility when it comes to repayment.

Here is how it works: years ago, when home values were at their height, home owners used the equity in their home (s) to borrow against.

And, the available funds in this type of line of credit grow over time, while HELOCs typically provide a fixed amount that the borrower can draw against and that the lender could freeze at any time to preclude further borrowing.

In this article, we will take a deeper look at this and other «pros» of borrowing against life insurance along with the «cons» associated with doing so.

Maybe you even have one, but because of a financial hardship, you then needed to borrow against credit cards that were at a zero balance after you transferred the original balances to the loan.

Margin debt in the United States — money borrowed against securities in brokerage accounts — has risen to its highest level ever, at $ 384 billion, surpassing the previous peak of $ 381 billion set in July 2007 according to New York Times Business Day's Off The Charts: Sign of Excess?.

With interest - only payments for 10 years, enjoy borrowing against your home at a lower rate and with greater repayment flexibility.

Refinancing or home equity loans put your home at risk: Borrowing against home equity for debt consolidation increases your risk of foreclosure if you can not make mortgage payments.

No doubt Ed will have more info on this, but the paper «Betting Against Beta» by Frazzini & Pedersen to which he refers above can be found at http://www.econ.yale.edu/~af227/pdf/Betting%20Against%20Beta%20-%20Frazzini%20and%20Pedersen.pdf The basic idea of the paper is that investors are apt to bid up high beta stocks because it's a way of leveraging their portfolio without actually borrowing to invest.

The repayment of principal plus interest is measured in real terms compared against the buying power of the amount at the time it was borrowed, lent, deposited or invested.