Sentences with phrase «borrow against in»

Often, the premiums do not change over the course of the policy and it builds an investment portion that you can withdraw or borrow against in later years.

This savings component can increase the death benefit or you can borrow against it in the future.

A traditional whole life policy has a cash value you can borrow against in time of need.

Cash value is the portion of your policy that earns interest and may be available for you to withdraw or borrow against in case of an emergency1.

Permanent insurance policies have a savings account that may build cash value that you can withdraw or borrow against in the future.

And realistically speaking, you may not live long enough to gain the most cash value possible on your account to borrow against in times of need.

this not only reduces the net expense of owning, but is also available to borrow against in an emergency.

Not only is homeownership something to be proud of, but it also offers you and your family the ability to build equity you can borrow against in the future.

Not only is homeownership something to be proud of, it also offers you and your family the ability to build equity you can borrow against in the future.

Why not lock in your housing expense now with an investment that will build equity that you can borrow against in the future?

Guaranteed Cash Value: Your policy builds guaranteed cash value that can be borrowed against in the case of financial emergency.

Not exact matches

Rabidoux says he works with mortgage brokers who tell him these unregulated mom - and - pop lenders grew from 4 % of their total volume in 2014 to 33 % this year: «I know people who borrowed against their homes to invest in these mortgages.

In previous columns, I have cautioned entrepreneurs against borrowing heavily from retirement assets.

The four conglomerates originated in different sectors, but their underlying business model is the same: cultivate powerful allies in the Communist Party; use those relationships to win regulatory and property concessions; gather investment from friends, family and other proxies of party elites into a murky, unregulated private holding company; borrow heavily from state - owed banks and other sources to finance prodigious growth plans; invest as aggressively as possible in stock and property overseas as a hedge against slower growth in China and the risk of a weaker Chinese currency.

Back in St. Louis, we had lived near a public park with tennis courts, and in my spare time, I'd hit against the backboard with a racket and balls I borrowed from a local coach.

Quick answer: Just as in a leveraged buyout, they borrow against future earnings.

It's easy to get wrapped up in the stories of college dropouts who made millions (or billions), but they're the exception and there are many more young adults borrowing against their future.

In order to juice returns, Ackman borrowed $ 1 billion against his publicly traded vehicle Pershing Square Holdings.

In short, the FCC, like the CMHC and its U.S. counterparts Freddie Mac and Fannie Mae, has facilitated borrowing against an appreciating asset and contributed to further price inflation.

In December, the group borrowed against its Hilton shares three different times to increase capital, according to the Wall Street Journal.

You can borrow money against your retirement account under some circumstances, but financial advisers say such borrowers often struggle to get back up to speed on their retirement savings — in other words, their past over-saving leads to future under - saving.

These policies are also unique in that they allow you to borrow, tax - free, against the policy's cash value during your lifetime.

Make sure you have a plan in place to repay the amount that you borrow against your credit line, so you can pay it off quickly and avoid high interest fees, penalties or possibly incurring a debt you can't afford to repay.

These shares are included in the net worth analysis and their value offset by a $ 624.3 million liability, the amount of borrowings against them, as disclosed in a March 2017 filing.

A woman I work with borrowed against her 401k to buy a ski - in, ski - out condo for around $ 150k during the recession, which she now rents out on a daily basis for a crazy high return, as in her gross rents paid for the entire purchase price after 2 years of ownership, and she's now paid back her 401k loan.

An individual in the second or third country can sell his government bonds, but an individual in the first or fourth country can borrow against his future transfer payments.

Failure to deliver collateral - If a dealer fails to deliver collateral against borrowed securities on the loan date, cash will be held overnight against the loan without interest, and a penalty fee equal to the general collateral rate will be assessed, in addition to the lending fee.

Attitudes towards borrowing appear to be changing, with people becoming more willing to borrow against assets later in life.

In other words, your banker may allow you to borrow against 75 percent of the value of appraised real estate or 60 percent to 80 percent of the value of what they call ready - to - go inventory.

Chinese companies that borrowed in foreign currency at a record pace in the past three years will buy dollars to protect against losses, he said.

When Alan Greenspan flooded the mortgage market with credit, homeowners borrowed against («cashed out» on) the rise in housing prices as if their homes were a piggy bank.

If one does borrow against their 401 (k) accounts, the analysis said borrowers should keep in mind a few in particular, such as if you move to a new job, any outstanding 401 (k) loan balance typically must be repaid within 60 days.

If you have a whole life insurance policy, talk to your insurance agent about how you can borrow money against it to invest in real estate.

The Venezuela state oil company PDVSA, which has borrowed more than $ 6bn from Kremlin - controlled Rosneft, caused consternation in Washington last year after putting up a 49.9 percent stake in its US - based refining subsidiary, Citgo, as collateral against a portion of the loan.

Moreover, home - equity financing that lets owners borrow against their homes hasn't taken off in China.

A HELOC, in short, is a line of credit (similar to a credit card account) where the family home is used as collateral to borrow money against the house (the equity) in order to pay bills, do renovations, or take a vacation.

In 2012, Trump reportedly borrowed $ 100 million against Trump Tower.

After the mortgage downturn in the late 2000s, homeowners became ultra-conservative about borrowing against their homes.

Greater saving has been driven by increases in inequality and in the share of income going to the wealthy, increases in uncertainty about the length of retirement and the availability of benefits, reductions in the ability to borrow (especially against housing), and a greater accumulation of assets by foreign central banks and sovereign wealth funds.

«With borrowing costs remaining low, and in fact declining, strong home ownership demand will continue to butt up against a constrained supply of listings,» said Jason Mercer, the board's senior manager of market analysis.

Baker expects that the weakness from the housing market, which is already spreading over to other sectors of the economy, will have an even larger impact in 2007 as consumers lose the ability to borrow against dwindling home equity.

Their trade deficits have been financed by the global property bubble — borrowing in foreign currency against property that was free of debt at the time of independence.

Rather, the increase in spreads appears to reflect both tightness in the Commonwealth Government bond market (where supply remains limited and demand by foreign investors appears to have increased) and upward pressure on swap rates (one benchmark against which corporate bonds are priced) as companies have sought to lock in fixed - rate borrowings due to expected increases in interest rates.

The Fed already has let them borrow against collateral at way, way more than it is worth — in sharp contrast to how it treats middle - class debtors.

However, in most cases the amortization period changes because different borrowing terms, interest rates and payments against the principal amount at each renewal vary the length of time required to pay off the mortgage.

It could cause the euro to rise in value against other currencies, potentially hurting exporters, and it could bring higher returns on savings as well as stiffer borrowing costs for indebted governments in the 19 - country eurozone.

It is easy for Christians, for example, to get stuck on abstract issues, such as whether the believing community ought to be — in terms borrowed from H. Richard Niebuhr's Christ - and - culture typology — «above» the political order, «in tension» with it, «transforming» it, «of» it or «against» it.

Let me in order once again to take up arms against double - mindedness, make this illustration by borrowing a picture from worldly art.

A lonely, homesick freshman, down on himself because of a poor showing against Georgia — «Bo made a ton of mistakes,» Crowe remembers — borrows a friend's car in midafter - noon, drives to the Auburn Greyhound station and sits.

Trump calls Vermont Sen. Bernie Sanders «crazy Bernie,» but that has not stopped the Republican candidate from borrowing from Clinton's Democratic primary rival, whom he also frequently praises from the stump, on how to run against Clinton — his likely opponent in the general election.