Sentences with phrase «borrow against them without»

You have the ability to pay it back, and want to use your policy to borrow against without any tax implications.

Permanent life insurance policies are excellent emergency resources because they're accessible, you can borrow against them without having to qualify for a loan, and you can pay a policy loan back on your own schedule.

You have the ability to pay it back, and want to use your policy to borrow against without any tax implications.

This cash value can be borrowed against without the need of a credit check or collateral, gain interest over time, and can have as many named beneficiaries as you feel the situation warrants.

A whole life policy that you purchase yourself includes a cash accrual that you can borrow against without collateral or intense credit scrutiny.

Not exact matches

A naked short is when someone sells a stock short without borrowing, something Byrne is notably against, and is not supposed to happen for the most part.

Failure to deliver collateral - If a dealer fails to deliver collateral against borrowed securities on the loan date, cash will be held overnight against the loan without interest, and a penalty fee equal to the general collateral rate will be assessed, in addition to the lending fee.

This year, he sold his business, which had annual revenue of $ 5 million, without ever having borrowed against his house.

When you want something you don't need and can't currently afford, save money, look for bargains or wait for sales deals — but never risk losing your home by borrowing against your equity for things you can live without.

If you own stocks, bonds or mutual funds, you can borrow up to 80 percent against the value of your portfolio without having to sell.

As milk prices have been forced down, many farmers have had to borrow against the equity of their farms, but often without sufficient income to meet their repayment obligations.

When Abramovich decides to sell Chelsea they will most likely be bought with money borrowed against the clubs assets as ManU but without the income stream that ManU has.

* A balanced budget completed on time and without increased taxes, fees, assessment or borrowing * Full disclosure of all outside income * A non-partisan commission to redraw legislative district lines * Vote against any unfunded mandates

When however, you borrow against the presently paid - up equity, your ownership is assured, without increasing your debt and the investment are at the ready in case you must pay back the loan for some unforseen reason.

Income tax advances let you borrow against your tax refund and spend it now, on whatever you need most, without signing over the refund you'll get after filing your return.

Reverse mortgages are loans that allow you to borrow against home equity without being required to pay a monthly mortgage payment.

You can borrow against the equity in your life insurance policy without any of the hassles associated with getting a loan through a fractional reserve bank.

Many people find this type of lending to be an easy way to borrow money without having to secure a loan against an asset like a property or a vehicle.

You may borrow against the policy's value, use the cash value to increase your income in retirement or even help pay for needs, such as a child's tuition, without canceling the policy.

The flexibility and low adjusted interest rates associated with borrowing against cash value life insurance makes such an option well worth considering if you are looking to fund short - term cash needs without unduly disrupting your long - term financial plans or incurring significant loan costs.

Contrast this against a term loan, where you borrow a fixed amount upfront and repay it, with interest, in fixed installments without the ability to reborrow the same funds.

If you own a home, and you've built up equity in it by paying off some of your mortgage, you may consider taking out a home equity loan for your business, borrowing against the inherent cash value of your house without the need for a third - party lender in the picture.

No doubt Ed will have more info on this, but the paper «Betting Against Beta» by Frazzini & Pedersen to which he refers above can be found at http://www.econ.yale.edu/~af227/pdf/Betting%20Against%20Beta%20-%20Frazzini%20and%20Pedersen.pdf The basic idea of the paper is that investors are apt to bid up high beta stocks because it's a way of leveraging their portfolio without actually borrowing to invest.

If you can't qualify for the low interest you need without collateral, you may be able borrow against the equity in your home.

A reverse mortgage is a loan that enables senior homeowners to borrow against the equity in their home without having to make monthly mortgage payments.

The whole life insurance policy is a plan that you buy for a fixed number of years with a fixed premium rate, and it has the additional advantage of qualifying you for investment benefits against which you can borrow without being taxed.

Since the money you pay into the policy belongs to you, you can even borrow against your whole life policy without going through a credit check, putting up collateral or any of the hassles associated with ordinary loans.

If you own a home, and you've built up equity in it by paying off some of your mortgage, you may consider taking out a home equity loan for your business, borrowing against the inherent cash value of your house without the need for a third - party lender in the picture.

You can borrow against the cash value portion to pay for big expenses without any withdrawal penalties, unlike most retirement products, which have penalties if you withdraw before you reach a certain age.

A better idea is to borrow against the cash value of the policy to help you through tough financial times without losing your coverage.

On the other hand, with a permanent life insurance policy, which many advisers suggest families purchase for this purpose, the insured is allowed to borrow against the policy's cash value without any tax penalties.

The flexibility and low adjusted interest rates associated with borrowing against cash value life insurance makes such an option well worth considering if you are looking to fund short - term cash needs without unduly disrupting your long - term financial plans or incurring significant loan costs.

Universal life policies allow policyholders may also borrow against the accumulated cash value without tax implications.

In most cases, there are other forms of whole life insurance that can reduce or eliminate the premiums with the additional benefit of being able to recoup earnings higher than your premiums, or allow you to borrow against the policy without penalties.

Since a life insurance policy if tax - deferred, the policyholder can borrow against or increase the amount of the policy without paying the taxable consequences.

Additionally, many permanent life insurance policies provide a financial vehicle that can be useful to you while you are still alive, allowing you to borrow against the cash value of the policy without a credit check or the need of putting up collateral.

By borrowing against the policy, you can use the accrued cash value of the policy to make the premiums or to help you get past other financial difficulties without losing the policy itself.

The disadvantage of doing this is that you will lose the ability to change the investments or borrow against the account without the approval of the assigned owner, but the benefit is that the value of the policy will not be taxed as part of your estate, effectively keeping the full value of the policy for the use of your beneficiaries.

So, the only response to my «nonsense post» is that they will, without question, borrow against their equity and then get caught with their pants down?

Reverse mortgages are loans that allow you to borrow against home equity without being required to pay a monthly mortgage payment.