Sentences with phrase «borrow at a lower rate if»

It's debt - averse, but it could now borrow at a lower rate if need be.

Not exact matches

It's not as if it's expensive to borrow and invest, what with interest rates in both countries at near all - time lows.
Thus, if we look at bonds from a historical perspective, interest rates are very low — which is great for those borrowing money — but not so great for those that wish to see higher rates of interest, and return, on their money.
Although I don't pretend to understand all the «ins & outs» of banking, public financing, etc., it seems to me to be self - evident that if Canadian governments at all levels were able to borrow, at low or preferably no interest rates, to finance infrastructure projects and other issues such as health care and education, rather than indebting Canadians in perpetuity in order to pay big interest payments to the greedy Big Banks, it would ultimately be in the best interests of most ordinary Canadians.
If banks are able to borrow at a lower rate, they're more likely to lend to small businesses and consumers, spurring growth.
«Debt can be beneficial when it's used to buy something that increases in value, especially if the money can be borrowed at low fixed rates and with a tax advantage,» says Ken Robinson, a certified financial planner from Cleveland, Ohio.
If the amount was significantly less than what I was making on each sale of a book at full price ($ 4.99), would an increase in sales and visibility compensate for the lower rate of return on borrows?
Someone with a good credit report will be offered the lowest interest rates on loans and credit cards, while people with bad credit reports will face high rates, if they're able to borrow at all.
For example, if interest rates drop they might recall the CD since they can borrow money at a lower rate.
However, if you borrowed in preceding years at higher rates, and have excellent credit, you may be able to qualify to refinance at a lower rate.
If you have good credit score, you will be able to borrow money at lower rates.
Every prudent investor will tell you that if you borrow at a low rate and invest at a high rate, that's sound financial management.
If you have to take out student loans for college, look at the steps you can take to borrow less and also eventually lower those rates.
So, depending on whether your assets are in cash or securities, you can still access «cash» for real world purposes the same way you would at a bank, but at substantially lower borrowing rates (if need be) and with the ability to earn interest on idle cash (i.e. the dry powder).
However, with the current interest rates at historical lows and if you're a savvy investor, borrowing at the low 2 % rates that are available today to invest for higher returns may also be an opportunity to make money and plan ahead.
If your parents have good credit, they may be able to borrow at a lower rate than you are paying on your debts.
When this is taken into account, borrowing at a very low fixed interest rate and investing the funds (if you have a suitable risk appetite) can be a very profitable option.
Overall, secured personal loans are a way to borrow necessary funds at a lower interest rate than an unsecured loan, especially if you are rebuilding your credit score.
To put this as nicely as possible, getting an ARM at a time when rates are so low only makes sense if you think rates will go still lower in the future and if you need the more liberal qualification standards that lender use to entice ARM borrowing.
If you want to buy something like a car, now's a good time to borrow at today's very low rates.
If the amount you are about to borrow is at the borderline of a tier with lower rates, it may be wise to increase the amount and take advantage of the low interests in the next tier.
Whether cuLearn is right for you will depend on your personal financial situation, but it might make sense to at least apply to see if you qualify to borrow from a credit union since you could potentially save a significant amount of money in interest if you can get an offer with a low interest rate.
A debt consolidation loan may be good debt, if you are borrowing at a low rate to repay higher interest rate debt.
A debt consolidation loan makes sense if you have high interest rate debts, such as credit cards and finance company loans, and you have the ability to borrow at a lower rate.
If you qualify, you may be able to borrow at a low interest rate to repay your high interest rate debts, such as credit cards.
If the same economic scenario were presented but interest rates were low, banks may feel that taking the risk in loaning to less - than - impeccable businesses is worth it, particularly since they could also borrow money from the central bank at extremely low rates.
If one borrows a capital outlay of X, the cost of X will be less than a capital outlay of 6X, but if a central bank maintains interest rates at the artificially low X level, there can be no loans for capital outlays between X and 6If one borrows a capital outlay of X, the cost of X will be less than a capital outlay of 6X, but if a central bank maintains interest rates at the artificially low X level, there can be no loans for capital outlays between X and 6if a central bank maintains interest rates at the artificially low X level, there can be no loans for capital outlays between X and 6X.
As you can see, the growth rate can be quite substantial and if there were many borrowers with yet unused funds who borrowed at low fixed rates but wanted to finally access their funds years later after rates had risen, borrowers would have substantially higher funds available to them at rates that were not available and reverse mortgage lenders might not be able to cover the demand of below market requests for funds.
This money has to come from somewhere... OK if you're telling me you borrow it at a lower rate from HELOC etc..
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