Sentences with phrase «borrow at fixed rates»

Corporation $ B$ has a somewhat less excellent credit rating and can borrow at a fixed rate of $ 7 \ % $ or a floating rate of LIBOR + $ 2.5 \ % $.

Corporation $ A$ has an excellent credit rating and can borrow at a fixed rate of $ 5 \ % $ or a floating rate of LIBOR + $ 1 \ % $.

Both firms wish to borrow $ 10,000,000 $ for $ 3 $ years and $ A$ would rather borrow at a floating rate and $ B$ would prefer to borrow at a fixed rate.

Not exact matches

A 30 - year fixed - rate mortgage at 4 % and $ 200,000 borrowed would require about $ 140,000 in interest over the life of the loan.

Say you borrow $ 5,000 at a fixed rate of 18.00 % and are slated to pay it back in three years.

«Debt can be beneficial when it's used to buy something that increases in value, especially if the money can be borrowed at low fixed rates and with a tax advantage,» says Ken Robinson, a certified financial planner from Cleveland, Ohio.

Unexpected inflation hurts savers and people on fixed incomes; it helps people who have borrowed money at a fixed rate of interest.

A $ 200,000 loan at 5.021 % APR fixed rate equals 360 monthly payments of $ 4.77 per $ 1,000 borrowed.

With a Closed - End Home Equity Loan you can borrow from $ 10,000 up to $ 200,000 at a low, fixed rate that makes monthly budgeting easy.

A home equity loan requires you to borrow a lump sum all at once and requires you to make the same monthly payment each month until the debt is retired, much like your primary fixed - rate mortgage.

³ For example: 360 monthly payments of $ 5.22 per $ 1,000 borrowed at 4.775 % Fixed Annual Percentage Rate (APR) for the 30 - year term based on rates offered 4/25/18.

In comparison to variable interest rate loans, fixed interest rate loans will generally have a higher interest rate at the time of borrowing.

Let's imagine that you can borrow $ 200,000 over 30 - years at 4.0 percent with a fixed - rate loan.

A home equity loan lets you borrow a lump sum and pay it back over a fixed term at a fixed interest rate (like a mortgage or car loan).

If you're a homeowner, you might be able to borrow money for educational expenses quickly if you can take out a home equity loan, which you can pay back over a fixed term at a fixed interest rate.

You then pay back the money you borrow, usually at a fixed interest rate, each month, much like you do with your first mortgage.

The borrower receives a lump sum from the lender upfront, with an agreement to pay back the borrowed money over a fixed term at a fixed interest rate.

So what they want, apparently, is for me to pay back the money I have borrowed at a fixed promotional rate of 2.99 % so they can lend it to my friend at a fixed promotional rate of 2.99 %????

Homebuyers who have recently borrowed fixed - rate mortgages have benefited from interest rates at historical lows.

If asked to concoct a scheme to profit from inflation, a sneaky financial engineer such as myself might suggest borrowing a substantial sum, ideally at a long term fixed rate, and using the proceeds to buy a real asset.

The standard home equity loan is the most commonly used for debt consolidation because you borrow a single lump sum of cash, whatever you need to pay off your debts, and then pay it off over a period of years at a fixed interest rate.

An Open mortgage is one where you can pay back the money you borrowed at any time, without penalty.Choosing a fixed - rate allows you to lock - in a set mortgage payment each month for the length of the term, without worrying about fluctuations in the bank's prime rate and the Bank of Canada's overnight rate.

The fixed rate gives you all the funds you have available while the line of credit allows you to choose how much money you want to receive at any given time and the rest can stay in the line, still available to you but not accruing interest until you actually borrow them.

Personal loans comes in all shapes and sizes, but essentially you're borrowing a fixed amount over a fixed term, typically at a fixed rate of interest.

When this is taken into account, borrowing at a very low fixed interest rate and investing the funds (if you have a suitable risk appetite) can be a very profitable option.

You can borrow from $ 5,000 up to $ 35,000 at an attractive fixed interest rate.

A personal loan typically offers a fixed rate, meaning whatever rate you borrow money at today won't be affected by interest fluctuations in the future.

You borrow a set amount of money at a fixed interest rate and make monthly payments over the loan period (usually 10 - 15 years).

To further what JG offered, Canadian Tire's One and Only account allows up to 100 % of your borrowings can be locked up in a fixed account at rates as low as 5.60 %.

All assets prices are at risk when rates rise and the cost of borrowing is higher and fixed income investments like bonds and GICs are more competitive.

Issuers generally pay a fixed, variable, or floating interest rate, and must repay the amount borrowed at maturity.

Students are able to borrow up to $ 25,000 per year at fixed interest rates that vary between 7.99 % and 13.99 %.

A 30 - year fixed - rate mortgage at 4 % and $ 200,000 borrowed would require about $ 140,000 in interest over the life of the loan.

She borrows $ 5,500 for the first year, $ 6,500 for the second year and $ 7,500 for years three and four at a fixed interest rate of 3.76 %.

He borrows $ 15,000 per year for all four years at a fixed interest rate of 11 %.

Three additional types of long - term munis are swaps, municipal preferred stock, and floaters / inverse floaters, all of which enable issuers to borrow at long - term fixed rates, while providing investors with floating rate, short - term debt.

You can borrow between $ 3,001 - $ 10,000 per semester at fixed interest rates.

At that juncture, I borrowed $ 148,500 using a 15 - year fixed - rate mortgage at 7.125 At that juncture, I borrowed $ 148,500 using a 15 - year fixed - rate mortgage at 7.125 at 7.125 %.

Add to that the Japanese carry trade (borrow in Japan at negligible interest rates and invest elsewhere), and you get distortions — especially from fixed income investors such as banks, insurance companies, pension funds and hedge funds, all chasing higher yields.

Federal student loans are offered at a fixed interest rate, have specific limits on the amount that can be borrowed each year for undergraduate and graduate school, and a lifetime limit on total borrowing.

To keep things simple, say you have a series of unsubsidized Federal Direct Loans you've borrowed to cover the costs at the current fixed interest rate for unsubsidized loans, 3.76 %.

As you can see, the growth rate can be quite substantial and if there were many borrowers with yet unused funds who borrowed at low fixed rates but wanted to finally access their funds years later after rates had risen, borrowers would have substantially higher funds available to them at rates that were not available and reverse mortgage lenders might not be able to cover the demand of below market requests for funds.

If you are borrowing $ 100,000 at a fixed annual rate of 6 % for 30 years with monthly payments your payment will be $ 599.55 *.

But given that variable - rate borrowing is so competitive, the client opted for floating - rate funding, a portion of which could be swapped into fixed - rate funding at some point.

Indeed, the 2 - to 30 - year yield curve steepened by more than 100 basis points over this time last year, bringing fixed - rate yields down to unheard of borrowing levels, says Todd Everett, managing director at Des Moines, Iowa - based Principal Capital Real Estate Investors.

In the example, you borrow $ 180,000 and qualify for a 30 - year fixed - rate loan at an interest rate of 5.0 % with zero points.