Sentences with phrase «borrow at the lowest cost»

Some argue that such options would allow more - troubled economies to keep borrowing at low costs in a scenario where the European Central Bank would stop its quantitative easing program.
When the pace of inflation eases over a longer period and interest rates are still low, this is a good time to borrow at a low cost.
Given the low interest rate environment and the increased demand for yield, many U.S. corporations have taken advantage of the opportunity to borrow at lower costs.
Of course, these relatively low interest rates mean that companies that are seen as higher risks by investors are now able to borrow at a lower cost that has been historically possible.
If you have to borrow money, you want to borrow it at the lowest cost possible.
Your goal should be to borrow at the lowest cost possible, while still allowing for manageable monthly payments.

Not exact matches

The rise in Treasury yields leaves them at the highest since mid-2014 though the move had been paused in Europe as lower - than - forecast early German inflation numbers had nudged its borrowing costs lower.
Policy makers retain the means to lower borrowing costs, but the outlook would have to deteriorate markedly at this stage before they would be willing to do so.
The case for lower interest rates is weaker, but most forecasters still expect the Bank of Canada will wait at least a year to raise borrowing costs.
Some will form ESOPs primarily to involve and provide incentives for employees; others may do so to borrow money for the business at a lower after - tax cost.
«A bank like Citigroup or Bank of America has the government behind them, and they can borrow more cheaply and they can fund themselves at a lower cost
The 10 - year Treasury note's yield, which serves as a benchmark for everything from U.S. mortgages to borrowing costs for municipalities, fell in November to as low as 2.3 percent and topped out at 2.41 percent.
This is because most private student loan lenders offer extended repayment plans and variable interest rates that seem lower at the onset of a loan refinance, saving borrowers money on their monthly payment as well as on the total cost of borrowing over time.
That's exactly what Bank of Canada Governor Mark Carney has been telling Canadians while at the same time keeping their cost of borrowing as low as it's ever been.
So why are all political parties afraid of borrowing money at historically low interest rates to pay for needed infrastructure spending that might actually pay for itself through higher productivity and higher income, without any cost to the taxpayer?
So why are all political parties afraid of borrowing money at historically low interest rates to pay for needed infrastructure spending that could pay for itself through higher productivity and earned income, without any cost to the taxpayer?
He also explained that if my score had been just slightly lower to start with, an 80 - point drop would cost even more: «By comparison, from 750 to 670, you'd be looking at an approximate 100 basis points (1.0 %) increase, or $ 60 per $ 100,000 borrowed [per month].»
As the gap widens, it creates rising uncertainty about how excess debt servicing costs will ultimately be allocated, and at the point at which this uncertainty is high enough to alter materially the behavior of economic agents, and so lower the net asset value of the economic entity, the borrowing country has «excessive» debt.
Bernanke publicly acknowledged this week a policy conflict with the Treasury over its move to lock in low borrowing costs, which is working at odds with the central bank's efforts to lower long - term interest rates.
Over the past couple of years, speculators have also used short sales of gold to obtain low cost funds to invest in other assets — for example, by shorting gold (borrowing it and selling it in the spot market), market participants have been able to obtain US dollars at between 1 and 2 per cent, well below the rate of return available on US assets.
Making a larger down payment will reduce the amount you borrow and lower your monthly payments, but making a down payment comes at a cost, too — you lose direct access to those funds.
Selling gold short has therefore been an alternative to the «yen - carry» trade which saw market participants fund investments in various markets by borrowing yen (at almost zero cost due to the low interest rates in Japan) and selling it for other currencies, mostly US dollars.
That way, people can borrow money at a lower cost during times of economic slowdown — and consumers can get out of debt and start participating in the economy sooner.
According to Fed data turned over to Bloomberg News after a multi-year court battle, two units of Deutsche Bank borrowed at least $ 2 billion in low - cost loans from the Fed's Discount Window during the crisis.
Still, the income - tax break on any earnings used to pay legitimate college expenses, coupled with the ability to avoid borrowing costs for tuition later, could make even lower returns in a 529 plan equivalent to higher returns outside of one — and better than not saving at all.
While the average indicator rate on large business variable - rate loans, at 8.0 per cent, is now higher than the corresponding rate for small businesses, the all - up borrowing cost to large business remains lower than for small businesses since customer risk margins for the former are, on average, finer than those for the latter.
The note's yield, which serves as a benchmark for everything from U.S. mortgages to borrowing costs for municipalities, fell in November to as low as 2.3 percent and topped out at 2.41 percent.
The backers of fresh ingredients and home meal kits business Marley Spoon have borrowed from the Ikea furniture model for the low - cost brand Dinnerly, which Australian managing director Rolf Weber says should excel at a time when household budgets are under pressure.
At a time when borrowing costs are so low, this is the right time to make productive investments.
The improved bond rating helps taxpayers because it allows the county to borrow money to fund capital projects at a lower cost.
«This upgrade means that we can borrow money as we do regularly to fund capital projects at a lower cost
ILDC also issues tax exempt debt which allows local non profit and governmental organizations to borrow funds at a lower interest cost.
Erie County Legislature Chairman John J. Mills sent a letter to County Executive Mark Poloncarz strongly urging him to issue the Declaration of Need to allow the county to borrow its annual Revenue Anticipation Note (RAN) through the Erie County Fiscal Stability Authority (Control Board) at a lower cost to taxpayers.
Mr. Cuomo's budget proposal would let municipalities and school districts address rising pension costs by borrowing more now — which will mean paying more later on, as interest rates, now at historic lows, are sure to rise.
Taking on a large mortgage debt at age 52 with one paycheque and artificially low borrowing costs to buy the house is not prudent.
The creation of mortgage securities helps individuals own homes by reducing the cost of a mortgage, allowing a potential homeowner to borrow money at the lowest rate available.
The best part is that the cost is relatively low for most homebuyers, at just $ 30 - $ 70 monthly per $ 100,000 borrowed, according to Zillow.
Fortunately, given that interest rates are still at historic lows, the Education Department can lock in a bargain - basement cost to refinance its entire loan portfolio rather than continuing to game the yield curve where higher - priced, longer - term student loans are financed with lower - priced, shorter - term government borrowings.
Yes, interest rates play a significant role, but as Porter and Kavcic point out in their report: «record low borrowing costs are the most obvious factor behind lofty home prices, [but] the fact that the surge in prices is so heavily concentrated in just two cities (and their environs) means that there are other important factors at play as well.»
Many investors, however, are unable or unwilling to use leverage; for example, they may be subject to investment policy guidelines that prohibit borrowing, or they may not have access to low cost credit, or they may balk at the downside risk of a leveraged position.
As expected, the Bank of Canada announced that they will continue to keep borrowing costs low, maintaing its trendsetting overnight rate at a 1 percent low.
Canadian corporate bond market lets companies access more investors and borrow money at a lower cost.
He also explained that if my score had been just slightly lower to start with, an 80 - point drop would cost even more: «By comparison, from 750 to 670, you'd be looking at an approximate 100 basis points (1.0 %) increase, or $ 60 per $ 100,000 borrowed [per month].»
But alternately, often these structured products have the ability to borrow at much lower costs than you can.
The effect of credit default swaps and collateralized debt obligations on default in the short run is modest at best (even the article says CDOs lower borrowing costs by 3 - 5 basis points).
We found that for many PSLF - eligible professions, the debt levels at which this occurs are quite low relative to the amount graduate students borrow and the total cost of attendance for their degrees.
You sold at a low price and bought at a high price, meaning it costs you more money to repay your borrowed shares.
When the aforementioned funds rate is held low, banks have more money they can readily lend and consumers can borrow at lower interest costs.
One discount point comes at a cost of one percent of the borrowed loan amount, and typically lowers a mortgage lender's quoted interest rate by 25 basis points (0.25 %).
In this case they could access the best rates at 2.99 % and bi-weekly payments for their mortgage of $ 392,730 would be $ 856.30 and cost of borrowing over the term of the mortgage would be $ 54,209 plus the $ 780 for the line of credit for a total of $ 54,989 still much lower than the cost of the cash back option.
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