The policyholder can use the cash value as a fund to
borrow for future premium payments or they can use it as a tax - sheltered investment.
Not exact matches
A rise in U.S. government
borrowing costs to their highest since 2013 this week has tempered some investor appetite
for risk, but analysts said Brent crude
futures, the global benchmark, may yet rise toward new 2018 peaks above $ 75 a barrel.
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential
for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences
for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals
for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate,
future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand
for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of
future discount rate changes on pension obligations; 17) our ability to
borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price
for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate
for our additional capital needs or
for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or
future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions
for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
It must also demonstrate that the outlook
for its type of business supports planned
future projects and the reasons
for borrowing.
For example, treasuries often use the BAX contract to hedge their short term
borrowings by selling the contract to effectively lock - in a favourable rate in case rates should increase in the
future.
[105] On January 8, 2008, to address ongoing structural budget issues, Governor Corzine proposed a four - part proposal including an overall reduction in spending, a constitutional amendment to require more voter approval
for state
borrowing, an executive order prohibiting the use of one - time revenues to balance the budget and a controversial plan to raise some $ 38 billion by leasing the Garden State Parkway, the New Jersey Turnpike, and other toll roads
for at least 75 years to a new public benefit corporation that could sell bonds secured by
future tolls, which it would be allowed to raise by 50 % plus inflation every four years beginning in 2010.
In other words, Canadians want better highways, better subways, better education and healthcare, but they are not prepared to pay
for them through deficits and higher debt, even if this
borrowing for new infrastructure doesn't increase our
future debt burden.
In other words Canadians want better highway, better subways, better education and healthcare, but they are not prepared to pay
for them through deficits and higher debt, even if this
borrowing for new infrastructure doesn't increase our
future debt burden.
When the Fed raises the federal funds rate, you can expect higher interest rates
for borrowing and saving in the near
future.
But he also voiced his support
for the idea that Americans must be able to
borrow to invest in their
future.
Borrowing to make investments that will also benefit
future generations on the other hand is what governments get elected
for.
They make an immediate bit of money, but they have only
borrowed the stocks, so they need to 1) replace the stock at some point in the
future and 2) pay dividends out of their own pockets
for the length of
borrowing the stock.
Here are a few thoughts Ty shared with me that can not only help make
borrowing profitable
for your business growth, but how the right financing can assist
future opportunities as well.
OTTAWA — The Bank of Canada is keeping its trendsetting interest rate anchored at one per cent
for the remainder of the year and sending a message that it still believes the cost of
borrowing will go up at some point in the
future.
The annual report also makes predictions
for the
future regarding trends in federal student loan
borrowing and defaulting.
In Budget 2007, the Minister of Finance proposed «to amend the FAA to provide
for greater transparency and accountability regarding the government's
borrowing activities and increase flexibility to meet
future borrowings needs, especially with respect to the consolidation of Crown corporations».
But government officials played down Ms. Merkel's remark, saying it was made spontaneously and didn't exclude all forms of common
borrowing for the foreseeable
future.
According to the statute's own language, it was designed with the «purpose of reducing the need
for future tax increases, maintaining the highest possible bond rating, reducing the need
for short term
borrowing, providing available resources to meet State obligations whenever casual deficits or failures in revenue occur, and providing the means of addressing budgetary shortfalls.»
If you believe the stock is over-valued then you can buy them in the
future for a lower price to satisfy the
borrowed number of shares to your broker.
Their
future borrows from B2C marketing by humanizing the B2B journey and creating user experiences
for buyers, not just companies.
We, on the other hand, view it with hope: because more than anything, the events of the past few days show that the truth is getting out — the truth that capital markets simply can not exist under the authoritarian rule of central planners, the truth that the stock market is a casino in which the best one can hope
for a quick flip, and finally the truth that our entire socio - economic regime, whose existence has been predicated by
borrowing from the uncreated wealth of the
future, and where accumulated debt could be wiped out at the flip of a switch if things go wrong in the process obliterating the welfare of billions (of less than 1 % ers), is one big lie.
A certain amount of inflation is beneficial
for people who
borrow money today or in the near
future, Fratantoni says.
Taking on debt can build your business credit, which is good
for future borrowing and
for insurance rates.
Rather than selling their crypto (pay taxes and forfeit potential
future gains), with Celsius they can leverage their cryptocurrency to
borrow the cash they need today, while still maintaining their crypto portfolio
for future value.
That means putting in place now the sort of
borrowing that's likely to suit you
for as long into the
future as you can predict.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to
borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel;
future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments;
future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements
for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
On the other side of debt, there are many good gifts awaiting you — the ability to be much more generous, the peace of mind of having enough money to cover your expenses, the ability to save
for the
future so you won't ever have to
borrow again.
Goldhill's answer is that they would pay
for health care costs with credit,
borrowing against
future contributions to their health savings accounts.
Nevertheless, what this report, along with many others like it, tells us, is that Hart is on
borrowed time at Man City, as Guardiola is undoubtedly looking to Ederson to be the
future goalkeeper
for him at City, while Hart will have to find a solution elsewhere.
Even a likely rise to 0.5 % in the near
future would still see a far more favourable
borrowing environment
for Spurs than existed
for Arsenal.
If you are barely making ends meet now, and trying to prepare
for your child's
future you may be
borrowing against their present.
The prime minister's comments came after an informal summit of EU leaders over dinner failed to reach concrete conclusions on how to address concerns about Greece's
future and high
borrowing rates
for other struggling eurozone countries.
In front of increasingly fractious Tory backbenchers, he had to «fess up to lower growth, higher
borrowing and lay out still more cuts
for the
future.
«That this House notes that young people today grow up in an increasingly complex financial world requiring them to make difficult decisions
for the
future, often without the necessary level of financial literacy; believes that financial education will help address the national problem of irresponsible
borrowing and personal insolvency and that teaching people about budgeting and personal finance will help equip the workforce with the necessary skills to succeed in business and drive forward economic growth; further believes that the country has a duty to equip its young people properly through education to make informed financial decisions; and calls on the Government to consider the provision of financial education as part of the current curriculum review.»
They can do that because even though they
borrow large sums of money, they also have huge resources and are expected to maintain their ability to pay
for a long time in the
future.
HIGH DEBT LEVELS TODAY WILL BURDEN
FUTURE GENERATIONS Fellow Ghanaians, the appetite of the NDC government
for borrowing is not only a danger to us today but also a heavy burden
for our unborn generations.
He says the influx of funds will allow them to pay cash
for some
future projects instead of
borrowing money from the state.
The agreement we entered into ensured ECMC could
borrow at the best possible rates
for this project, and helped Erie County by providing budgetary certainty
for the near
future.
When you
borrow money to pay
for current goods you are
borrowing from your
future consumption.
The risk stems from a reported deal between Gov. Paterson and legislative leaders to let the state and its municipalities
borrow to reduce pension contributions - in exchange
for higher payments in the
future.
«A better use
for the surplus would be to avoid more
borrowing in the
future»
for road repair and equipment replacement that has been underfunded, he said, in recent years.
Borrowing From the Eel: New breakthrough material could lead to
future autonomous soft robotics, dual sensors and actuators
for soft exoskeletons, or artificial skins.
This is a fantastic look, love the cobalt with white and the black & white accessories!!!! Will probably
borrow this
for inspiration in the near
future!
, and loved the print and the neon coral coloring... then one day, while playing dress up, because that's what you do when you have a bunch of clothes, of course, you make outfits and take notes
for future reference, so one day I realized I didn't have the perfect earrings, so I
borrowed a pair from my sister, and I've never worn feather earrings before, let alone neon orange ones, and I fell in love.
To
borrow a phrase from eHarmony, examine the «Must Haves / Can't Stands» after a break - up so you know what to look
for (or look out
for) in
future relationships.
Filled with nostalgia
for the kind of
future Disney envisioned when he built the original Tomorrowland theme park in the 1950s, Bird's film
borrows sci - fi tropes from «The Matrix,» «Stargate» and other films, mooshing them together with CGI action sequences (one of which, a rocket lifting off from the Eiffel Tower, is truly spectacular) and enough philosophizing to fill several TED talks.
In 2012, with help from a grant from the Harvard Initiative
for Learning and Teaching,
Future of Learning piloted a human - centered design «charrette,»
borrowing a practice from the world of architecture in which groups of people collaborate on a solution to a design problem.
Instead of setting aside money
for future retirees, political leaders opted to defer their responsibilities,
borrowing against the next generation of public school students and taxpayers.
Borrowing costs may be higher because of PA's 5 credit downgrades AND lawmakers who support this borrowing have not shared how they plan to pay for these substantial new debt service payments in future
Borrowing costs may be higher because of PA's 5 credit downgrades AND lawmakers who support this
borrowing have not shared how they plan to pay for these substantial new debt service payments in future
borrowing have not shared how they plan to pay
for these substantial new debt service payments in
future budgets.
Discussions with Aston Martin
for the British sportscar maker to collaborate over the development of
future Maybachs collapsed earlier this year, and Maybach has effectively been on
borrowed time ever since.