Sentences with phrase «borrow for future»

The policyholder can use the cash value as a fund to borrow for future premium payments or they can use it as a tax - sheltered investment.

Not exact matches

A rise in U.S. government borrowing costs to their highest since 2013 this week has tempered some investor appetite for risk, but analysts said Brent crude futures, the global benchmark, may yet rise toward new 2018 peaks above $ 75 a barrel.
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
It must also demonstrate that the outlook for its type of business supports planned future projects and the reasons for borrowing.
For example, treasuries often use the BAX contract to hedge their short term borrowings by selling the contract to effectively lock - in a favourable rate in case rates should increase in the future.
[105] On January 8, 2008, to address ongoing structural budget issues, Governor Corzine proposed a four - part proposal including an overall reduction in spending, a constitutional amendment to require more voter approval for state borrowing, an executive order prohibiting the use of one - time revenues to balance the budget and a controversial plan to raise some $ 38 billion by leasing the Garden State Parkway, the New Jersey Turnpike, and other toll roads for at least 75 years to a new public benefit corporation that could sell bonds secured by future tolls, which it would be allowed to raise by 50 % plus inflation every four years beginning in 2010.
In other words, Canadians want better highways, better subways, better education and healthcare, but they are not prepared to pay for them through deficits and higher debt, even if this borrowing for new infrastructure doesn't increase our future debt burden.
In other words Canadians want better highway, better subways, better education and healthcare, but they are not prepared to pay for them through deficits and higher debt, even if this borrowing for new infrastructure doesn't increase our future debt burden.
When the Fed raises the federal funds rate, you can expect higher interest rates for borrowing and saving in the near future.
But he also voiced his support for the idea that Americans must be able to borrow to invest in their future.
Borrowing to make investments that will also benefit future generations on the other hand is what governments get elected for.
They make an immediate bit of money, but they have only borrowed the stocks, so they need to 1) replace the stock at some point in the future and 2) pay dividends out of their own pockets for the length of borrowing the stock.
Here are a few thoughts Ty shared with me that can not only help make borrowing profitable for your business growth, but how the right financing can assist future opportunities as well.
OTTAWA — The Bank of Canada is keeping its trendsetting interest rate anchored at one per cent for the remainder of the year and sending a message that it still believes the cost of borrowing will go up at some point in the future.
The annual report also makes predictions for the future regarding trends in federal student loan borrowing and defaulting.
In Budget 2007, the Minister of Finance proposed «to amend the FAA to provide for greater transparency and accountability regarding the government's borrowing activities and increase flexibility to meet future borrowings needs, especially with respect to the consolidation of Crown corporations».
But government officials played down Ms. Merkel's remark, saying it was made spontaneously and didn't exclude all forms of common borrowing for the foreseeable future.
According to the statute's own language, it was designed with the «purpose of reducing the need for future tax increases, maintaining the highest possible bond rating, reducing the need for short term borrowing, providing available resources to meet State obligations whenever casual deficits or failures in revenue occur, and providing the means of addressing budgetary shortfalls.»
If you believe the stock is over-valued then you can buy them in the future for a lower price to satisfy the borrowed number of shares to your broker.
Their future borrows from B2C marketing by humanizing the B2B journey and creating user experiences for buyers, not just companies.
We, on the other hand, view it with hope: because more than anything, the events of the past few days show that the truth is getting out — the truth that capital markets simply can not exist under the authoritarian rule of central planners, the truth that the stock market is a casino in which the best one can hope for a quick flip, and finally the truth that our entire socio - economic regime, whose existence has been predicated by borrowing from the uncreated wealth of the future, and where accumulated debt could be wiped out at the flip of a switch if things go wrong in the process obliterating the welfare of billions (of less than 1 % ers), is one big lie.
A certain amount of inflation is beneficial for people who borrow money today or in the near future, Fratantoni says.
Taking on debt can build your business credit, which is good for future borrowing and for insurance rates.
Rather than selling their crypto (pay taxes and forfeit potential future gains), with Celsius they can leverage their cryptocurrency to borrow the cash they need today, while still maintaining their crypto portfolio for future value.
That means putting in place now the sort of borrowing that's likely to suit you for as long into the future as you can predict.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
On the other side of debt, there are many good gifts awaiting you — the ability to be much more generous, the peace of mind of having enough money to cover your expenses, the ability to save for the future so you won't ever have to borrow again.
Goldhill's answer is that they would pay for health care costs with credit, borrowing against future contributions to their health savings accounts.
Nevertheless, what this report, along with many others like it, tells us, is that Hart is on borrowed time at Man City, as Guardiola is undoubtedly looking to Ederson to be the future goalkeeper for him at City, while Hart will have to find a solution elsewhere.
Even a likely rise to 0.5 % in the near future would still see a far more favourable borrowing environment for Spurs than existed for Arsenal.
If you are barely making ends meet now, and trying to prepare for your child's future you may be borrowing against their present.
The prime minister's comments came after an informal summit of EU leaders over dinner failed to reach concrete conclusions on how to address concerns about Greece's future and high borrowing rates for other struggling eurozone countries.
In front of increasingly fractious Tory backbenchers, he had to «fess up to lower growth, higher borrowing and lay out still more cuts for the future.
«That this House notes that young people today grow up in an increasingly complex financial world requiring them to make difficult decisions for the future, often without the necessary level of financial literacy; believes that financial education will help address the national problem of irresponsible borrowing and personal insolvency and that teaching people about budgeting and personal finance will help equip the workforce with the necessary skills to succeed in business and drive forward economic growth; further believes that the country has a duty to equip its young people properly through education to make informed financial decisions; and calls on the Government to consider the provision of financial education as part of the current curriculum review.»
They can do that because even though they borrow large sums of money, they also have huge resources and are expected to maintain their ability to pay for a long time in the future.
HIGH DEBT LEVELS TODAY WILL BURDEN FUTURE GENERATIONS Fellow Ghanaians, the appetite of the NDC government for borrowing is not only a danger to us today but also a heavy burden for our unborn generations.
He says the influx of funds will allow them to pay cash for some future projects instead of borrowing money from the state.
The agreement we entered into ensured ECMC could borrow at the best possible rates for this project, and helped Erie County by providing budgetary certainty for the near future.
When you borrow money to pay for current goods you are borrowing from your future consumption.
The risk stems from a reported deal between Gov. Paterson and legislative leaders to let the state and its municipalities borrow to reduce pension contributions - in exchange for higher payments in the future.
«A better use for the surplus would be to avoid more borrowing in the future» for road repair and equipment replacement that has been underfunded, he said, in recent years.
Borrowing From the Eel: New breakthrough material could lead to future autonomous soft robotics, dual sensors and actuators for soft exoskeletons, or artificial skins.
This is a fantastic look, love the cobalt with white and the black & white accessories!!!! Will probably borrow this for inspiration in the near future!
, and loved the print and the neon coral coloring... then one day, while playing dress up, because that's what you do when you have a bunch of clothes, of course, you make outfits and take notes for future reference, so one day I realized I didn't have the perfect earrings, so I borrowed a pair from my sister, and I've never worn feather earrings before, let alone neon orange ones, and I fell in love.
To borrow a phrase from eHarmony, examine the «Must Haves / Can't Stands» after a break - up so you know what to look for (or look out for) in future relationships.
Filled with nostalgia for the kind of future Disney envisioned when he built the original Tomorrowland theme park in the 1950s, Bird's film borrows sci - fi tropes from «The Matrix,» «Stargate» and other films, mooshing them together with CGI action sequences (one of which, a rocket lifting off from the Eiffel Tower, is truly spectacular) and enough philosophizing to fill several TED talks.
In 2012, with help from a grant from the Harvard Initiative for Learning and Teaching, Future of Learning piloted a human - centered design «charrette,» borrowing a practice from the world of architecture in which groups of people collaborate on a solution to a design problem.
Instead of setting aside money for future retirees, political leaders opted to defer their responsibilities, borrowing against the next generation of public school students and taxpayers.
Borrowing costs may be higher because of PA's 5 credit downgrades AND lawmakers who support this borrowing have not shared how they plan to pay for these substantial new debt service payments in futureBorrowing costs may be higher because of PA's 5 credit downgrades AND lawmakers who support this borrowing have not shared how they plan to pay for these substantial new debt service payments in futureborrowing have not shared how they plan to pay for these substantial new debt service payments in future budgets.
Discussions with Aston Martin for the British sportscar maker to collaborate over the development of future Maybachs collapsed earlier this year, and Maybach has effectively been on borrowed time ever since.
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