Sentences with phrase «borrow less debt»

«Students at these private colleges have to borrow less debt to finance a degree,» Kirkham said.

However, she adds, «students at [our ranked] private colleges have to borrow less debt to finance a degree.

Not exact matches

Without the presence of U.S. banks, the market for sovereign debt could become less liquid, and borrowing costs for governments could rise.

The acceleration in interest expense, exceeding the rapid trajectory of borrowing, will make America's debt far less affordable, and at worst, unaffordable.

The indicated solution is to limit the proliferation of debt by borrowing less, for instance, and to channel savings more into equities and tangible investment than into debt - claims on economic output.

That can hurt a company's stock price if it's borrowed a lot, as the interest it's paying on that debt is more expensive — meaning more money will be spent paying it down, leaving less for product development, marketing, etc..

But that is still less than $ 3,000 of the average debt for full - timers who have borrowed $ 40,009.

We, on the other hand, view it with hope: because more than anything, the events of the past few days show that the truth is getting out — the truth that capital markets simply can not exist under the authoritarian rule of central planners, the truth that the stock market is a casino in which the best one can hope for a quick flip, and finally the truth that our entire socio - economic regime, whose existence has been predicated by borrowing from the uncreated wealth of the future, and where accumulated debt could be wiped out at the flip of a switch if things go wrong in the process obliterating the welfare of billions (of less than 1 % ers), is one big lie.

The flip side of saving less is borrowing more, as evidenced by the leap in all consumer debt and debt service, both in relation to disposable (after - tax) income and relative to assets.

The true beauty in all this is that as the Swiss government issues more debt at these negative rates, it now essentially owes less than it initially borrowed.

A nation's debt grows when its revenues are less than its expenditures; to be able to fill the gap, it has to borrow the money.

DiNapoli would also like to see less back door borrowing, and more debt directly voter approved by voters in a ballot referendum.

The net effect of a major U.S. rating agency's saying that the U.S. government was less likely than before to repay its debts was to lower the cost of borrowing for the U.S. government and to raise it for everyone else.

The President further explained that in addition to the implementation of the approved external borrowing plan and in order to reduce debt service levels and lengthen the tenor profile of the debt stock, the Federal Government sought to substitute maturing domestic debts with less expensive long - term external debts.

Yes - there are some who seriously try to argue that additional spending and borrowing will actually lead to less debt in the end...

We find that previously - reported differences in debt at graduation — of about $ 7,400 — are less than one - third of the total black - white debt gap four years later, due to differences in both repayments and new graduate borrowing (we focus primarily on the black - white gap, which is by far the most pronounced).

Finding # 2: Differences in undergraduate borrowing explain less than a third of the black - white gap in total debt four years after graduation.

Yes, black students who earn graduate degrees from public universities borrow less than their peers at for - profit schools, but the black students who earn graduate degrees from private nonprofit schools rack up even more debt than their for - profit - going peers, leaving with $ 55,414 on average (see Table 1).

Lenders primarily look at your debt - to - income ratio when deciding how much to let you borrow, and typically require a ratio of 43 % or less.

Less debt and a history of on - time payments should boost your credit score, which ought to trim your borrowing costs when you next need a loan.

Line of credit debt is deductible as mortgage interest if the total amount borrowed on the LOC is less than $ 100,000.

Debt repayment can improve your credit score, meaning you'll pay less on everything from rent to car insurance to future borrowing needs.

Though it's less critical than your payment pattern (35 percent) and how much outstanding debt you're carrying (30 percent) compared to the amount you can borrow, it does push the numbers up.

high consumer debt in Canada that has left customers with less room to borrow from traditional lenders.

In the meantime, the banks» traditional businesses are already being challenged on a number of fronts, including by high consumer debt in Canada that has left customers with less room to borrow from traditional lenders.

The less credit you use or money you borrow, the better it looks on your credit score, since it tells the bureaus that you don't rely too much on credit to get by, thus, posing a lower risk of going into debt.

It may also allow you to borrow more once you have less outstanding debt.

First, it's none of their business, but more importantly, if you mention you are getting a settlement, tax return, or borrowing money from relatives, they may be unwilling to accept a lesser amount and press you for the entire debt.

While the official policy of the Big Banks and CMHC is that borrowers should have mortgage debt service costs no greater than a third of their income, or restrict home loan borrowing to less than four times their annual take, comments like these make a lie of it.

The interest paid on savings is usually far less than interest charged on borrowing, so paying off debts with any savings is a serious boon.

the commandments sound pretty, applicable to less developed countries, no one can survive without borrowing; leveraging your capital assets requires you to pay back the debt.

Bank of Canada Governor Mark Carney has issued his third warning on Canadian household debt levels in less than a week, adding Tuesday that borrowing in this country has entered «uncharted territory».

As CIBC economist Avery Shenfeld noted recently, much of the growth in household borrowing is coming from those who already have high debt burdens, not «less indebted families getting drawn to the punch bowl by the promise of low [interest] rates.»

High debt among consumers limits growth in another way — they have less borrowing capacity and many feel less comfortable borrowing anyway.

In economies that have significant private debts, growth is limited, because of higher default probabilities / severity, and less capability of borrowing more should defaults tarry.

Although personal loans can be a less expensive form of borrowing, you are still taking on debt, which, if you are not financially prepared, can be a burden on your finances.

When it comes to their student loan programs, their goal is to help students reduce the amount of money that they borrow in order to ensure that they have less debt when they graduate.

Recent Pew Research Center survey findings echo the link between student debt and individual economic well - being.1 Among young adult college graduates, those who took out loans to finance their education are less satisfied overall with their personal financial situation than are those who did not borrow money for college.

If you have less than perfect credit, and on your own you don't qualify for a debt consolidation loan, consider «borrowing» someone else's credit history.

If you have a low credit score, then it is best to go for the best option with minimal debt by borrowing as less as possible.

Graduates with student loan debt also show less initial job satisfaction than those who did not borrow for undergraduate education (see Figure 9).

It's simple; if your borrowing limit is less than your student loan debt then you will over borrow!

The less credit you use or money you borrow, the better it looks on your credit score, since it tells the bureaus that you don't rely too much on credit to get by, thus, posing a lower risk of going into debt.

Based on my math, the senior that can borrow the money for short - return improvements for energy efficiency will be cash - flow positive with lower energy bills and a debt service that is less than energy savings.

Since the cheapest money to borrow has historically been for loans of at least 10 years, the repurposed use must demonstrably show that the net operating income (NOI) will support the debt payments and achieve a loan - to - value (LTV) ratio of usually 70 percent or less over the life of the loan, plus the years following to allow for refinancing.

-- The vast majority of people who took out their first mortgage last year borrowed less than they could afford to, as their Gross Debt Service (GDS) ratios are far below allowed maximums, even at the higher interest rates that are used to qualifying them for their mortgage.