But if the collateral is something you want to keep, a secured loan can help you keep ownership while
borrowing the funds you need to consolidate debts.
Margin lending will allow you to
borrow the funds needed to invest more — and potentially diversify your portfolio.
«It would make it easier for small manufacturers to
borrow the funding they need to get started and running,» she said.
Capital levies generally are used like bonds but school districts pay as they go instead of
borrowing the funds they need.
They must
borrow the funds needed for the purchase and pay for them over an extended period of time.
These loans are a quick and convenient way to
borrow the funds you need.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to
borrow additional
funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital
needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
After all, boosting operating cash through more effective cash management reduces our company's
need to go out and
borrow those
funds instead.»
The amount you can
borrow depends on your financial
need, the amount of other aid you receive, and the availability of
funds at your college or career school.
As proven in 2008, the democratic nature of P2P lending helps to fill gaps during liquidity crunches by providing a
funding option to small businesses and consumers who
need to
borrow.
With a Perkins Loan, undergraduate, graduate, and professional degree students may
borrow if they can show a financial
need and there are federal
funds available at the college or university at which they are enrolled.
For additional
funds, you'll have to
borrow from a private lender — and will probably
need a co-signer to qualify.
1:2 and 1:3 leverages, automatic
funds borrowing, no extra accounts
needed, negative balance protection.
In effect, European leaders have announced «We have agreed to solve our debt problem, leveraging money we do not have, to create a
fund, which will then
borrow several times that amount, in order to buy enormous amounts of new debt that we will
need to issue.»
In our view, there
needs to be more Parliamentary control, not less, over the amounts of
funds the Government can
borrow and for what purposes.
Both Moody's and Standard & Poor's downgraded Eddie Bauer's debt recently, warning that the brand may have to rely on
borrowings to
fund working capital
needs and interest expense.
This will help determine how much capital they
need to
borrow, what loan terms make the most sense (short - term vs. long - term), and even where they might look to secure the
funding.
Where local restrictions prevent an efficient intercompany transfer of
funds, our intent is that cash balances would remain outside of the United States, and we would meet U.S. liquidity
needs through ongoing cash flows, external
borrowings, or both.
Now, an institution that has the unlimited ability to create new money can never run short of money and will therefore never
need to
borrow money to
fund its operations, but the Fed sometimes
borrows money via RRPs as part of its efforts to manipulate interest rates.
A corporation
borrows funds in its own name, rather than yours personally, although you may still
need to personally guarantee the bank that the loan will be repaid.
Borrowing from a retirement account is not recommended, but if you really
need the
funds and don't want to increase your debt - to - income ratio, then it's an option.
Personal loans aren't the only way to
borrow money when you
need it, but they can be a powerful tool when you want to consolidate debt,
fund a side hustle, or accomplish other important goals.
The Illinois Pension
Fund needs to
borrow up to $ 107 billion to meet its payment obligations.
When the Fed «raises» rates, what it alters is the Federal
Funds rate — the rate that banks charge each other for overnight loans to cover their cash needs (every bank is required to keep a certain amount of funds, called reserves, with the Federal Reserve and these funds can be borro
Funds rate — the rate that banks charge each other for overnight loans to cover their cash
needs (every bank is required to keep a certain amount of
funds, called reserves, with the Federal Reserve and these funds can be borro
funds, called reserves, with the Federal Reserve and these
funds can be borro
funds can be
borrowed).
With responsible
borrowing behavior, you can avoid personal loan mistakes and get the
funds you
need — regret - free.
DiNapoli complains that the latest state budget allows for $ 475 million in new SAM spending and a $ 385 million boost in
borrowing authority — with no explanation of the
need, since much of last year's $ 1.5 billion in SAM
funds is still unspent.
The government may
need to
borrow more to
fund capital spending if the UK's economy is to recover, Business Secretary Vince Cable suggests.
The Labour leader was right, for example, to emphasise the
need to boost research and development, improve skill levels and invest in transport while his pledge to allow councils to
borrow to build more homes would help unlock more of the
funding they
need to address housing shortages.
Gov. David Paterson, who perhaps has the most to gain from the ongoing state budget stalemate, sent an e-mail today to supporters that slams lawmakers for wanting to
fund property tax relief with
borrowing and continues his tough talk about the
need for spending cuts over «fiscal tricks.»
The Tories believe Scotland's entire Treasury
funding package, calculated under the so - called Barnett formula,
needs to be re-examined before taxation or
borrowing powers can be considered.
«We believe,» McDonnell declared, «that governments should not
need to
borrow to
fund their day - to - day spending.»
Credit ratings also take into account how much money towns have in reserves and in their operating
funds, their ability to
borrow as
needed, and the ability to raise taxes or cut spending.
«A good general rule of municipal finance is that one - time revenue events, such as the sale of assets or appropriated surplus, should only be used to
fund one - time expenses, such as equipment purchases or to lower
borrowing needs.
He said, «If the prior administration complied with the court order and segregated the
funds, the current administration shouldn't
need to
borrow those same
funds.»
«If the MTA doesn't get the
funding it
needs, the MTA will have to choose between cutting the size of the capital program or
borrowing more, which could lead to less reliable service or higher fares and tolls,» said State Controller Thomas DiNapoli.
Using financial indicators that include year - end
fund balance, short - term
borrowing and patterns of operating deficits, the system creates an overall score and provides feedback to help local leaders prioritize the
needs of their community and make decisions.
«If the MTA doesn't get the
funding it
needs, the MTA will have to choose between cutting the size of the capital program or
borrowing more, which could lead to less reliable service or higher fares and tolls,» he said.
Saraki said the Senate would this week discuss a motion on the interest rates on loans to customers, particularly entrepreneurs who
needed borrowed funds to stay afloat and contribute to the Gross Domestic Product.
Corzine says the state should
borrow the
funds, despite a tenuous fiscal situation there, because it
needs to attract top scientists.
If academies are to be allowed to
borrow some time in the future, then they will
need to show first that they can manage their finances responsibilities and safeguard rather than jeopardise the public
funds with which they have been entrusted.
The problem with this strategy, though convincing in theory, is that there is little incentive for the heads to do so on the current model, which provides inadequate capital for the development of such arrangements, and constrains these trusts in important ways from attracting and deploying the resources necessary for sustainable school improvement, such as constraints on the pooling of General Annual Grant
funding, accumulation of surpluses,
borrowing (whether secured against assets or on
funding agreements), deployment of capital, and acquisition and disposal of fixed assets — all inhibit chains from deploying resources where they are
needed most.
States
need to balance their general
fund budgets each year, and so it is true that state policymakers must be more responsible that the spend - and -
borrow politicians in Washington.
What he failed to explain at that big press conference was that while taxpayer are on the hook for hundreds of millions of dollars in new
borrowing to pay for the construction of new magnet schools, Malloy failed to provide the
funding needed to actually open the school and fill the classrooms.
Amazon has yet again set the KDP Select
fund at «just» $ 3 million, so it will certainly
need another record addition to that to keep the pay - per -
borrow at a decent level, but the obvious effort to restore authors» faith in Kindle Unlimited is very encouraging.
Kindle Unlimited launched in India in September at a bargain price and Amazon warned that although at present it's sticking to one KDP Select global
fund to pay for pages read by KU customers around the world, including India, that its pay - per - page system will
need to be amended eventually for ebooks
borrowed in the Indian market.
Back when you were in college, it was easy to just focus on the
funds that you
needed to
borrow for the upcoming semester.
If you take money from your plan to
fund a vacation or pay off higher interest loans, the money won't be there to
borrow if and when you really
need it.
It allows you to
borrow against your securities and increases your purchasing power but when your portfolio drops, you will then
need to cover for those
borrowed funds or sell your positions immediately.
You usually
need a hefty amount of equity left over, often 20 %, after accounting for any
funds you
borrow with a home equity loan or HELOC.
It's similar to a personal credit card because it allows you to
borrow funds as
needed, without having to take the full amount in one lump - sum payment.