Sentences with phrase «borrowed against the cost»

A secured loan means that the loan amount is being borrowed against the cost of something you own, for example, some homeowners borrow money against their houses.

Not exact matches

Macron has said he hopes to pool liability for various kinds of debt: a completed banking union would ensure bailout costs for individual financial institutions would be distributed across the continent rather than borne by individual countries, and the so - called Eurobonds would allow national governments to borrow money against a joint continental credit rating.

The rate is only on overnight borrowings so it is intended to make being short against the PBOC cost prohibitive.

«With borrowing costs remaining low, and in fact declining, strong home ownership demand will continue to butt up against a constrained supply of listings,» said Jason Mercer, the board's senior manager of market analysis.

It could cause the euro to rise in value against other currencies, potentially hurting exporters, and it could bring higher returns on savings as well as stiffer borrowing costs for indebted governments in the 19 - country eurozone.

Goldhill's answer is that they would pay for health care costs with credit, borrowing against future contributions to their health savings accounts.

«We are not against borrowing,» the Atiwa East MP said, adding: «We will only borrow for projects that can pay for itself or we borrow for a social project where the benefit far outweighs the cost — like this one.»

All borrowing by the county must be approved by the Nassau Interim Finance Authority, and some board members have taken a firm stand against allowing the county to borrow for operating costs.

But I am against individuals uploading e-books to sites where books are borrowed for a cost, especially when the site owner insinuates that part of that money goes to the authors.

In the past two years, the Federal Housing Administration has lowered their costs and built in new consumer protections — most notably by limiting how much investors can borrow against their home's value.

While term life insurance doesn't accrue a cash value over time, meaning you can't borrow against it, a term policy has a low cost by comparison and is still customizable to an individual's situation.

If you were to draw only a small amount against your credit line, those charges and closing costs would substantially increase the cost of the funds borrowed.

Lower loan limits: HECM saver loans allow homeowners to borrow less against their homes in exchange for lower costs and fees.

A HELOC can also be a good option if you plan to borrow smaller amounts over a longer period of time, just remember to weigh the benefits of borrowing money against the costs of closing a loan, which may include application, appraisal, and title fees.

While now the MCLR should factor in the repo rate, but how much really the weightage is of this cost of borrowing from RBI for the bank as against rest of the marginal costs.

1) Interest rates today are typically under 4 % for a 30 - year fixed, adjusted for inflation which brings the cost of borrowing against your house ridiculously low.

The cost of borrowing money against the equity of your home is considerably cheaper than other loan options.

Interest only loans are recommended by many financial advisors since the tax advantages of borrowing against your home makes the cost of the money far lower than the potential returns invested elsewhere.

There are so many other areas that are affected by non-payment of child support that can impact on your ability to clear the rest of your debt including the sale of your assets to cover the cost and liens on your assets to stop you borrowing against them to clear debt.

Once you pay into the house, it's harder to get that money back (you'd have to sell the home again or borrow against the equity — along with the related costs).

In these cases, the interest you pay on the borrowed funds, i.e. the «carrying costs» for your investments, would be deductible against the income produced by the investments purchased.

The flexibility and low adjusted interest rates associated with borrowing against cash value life insurance makes such an option well worth considering if you are looking to fund short - term cash needs without unduly disrupting your long - term financial plans or incurring significant loan costs.

We were able to borrow against our home for the majority of the cost but the remainder was charged to credit cards and a line of credit.

The cost of borrowing money against the equity of your home is considerably cheaper than other -LSB-...]

Withdrawing money early from your retirement accounts — that is, borrowing against your 401k or IRA — carries heavy financial consequences, but sometimes the benefit outweighs the cost of taking out a 401k loan.

Sometimes that cash value can be borrowed against or used to cover the cost of your premiums.

Of course, you also get all the other benefits of your retirement account like pre-tax or Roth contributions and tax - deferred or tax - free growth, possibly low cost or unique investment options, the ability to borrow against it and pay yourself the interest, and creditor protections.

Rather than preparing to borrow against a life insurance policy, families should carefully evaluate the costs and types of available insurance to make sure they are buying life insurance which is both affordable and appropriate for their financial circumstances.

If a need arises, you can borrow against this money to help cover lost income, mortgage payments, education costs or other expenses, or you can simply leave it as a nest - egg for your children or grandchildren.

Interest incurred on indebtedness has historically been deductible, (although the deduction of «personal» interest was largely eliminated in 1986), and in the 1950s a type of «leveraged insurance» transaction began being marketed that permitted an insurance owner to in effect deduct the cost of paying for insurance by (1) paying large premiums to create cash values, (2) «borrowing» against the cash value to in effect strip out the large premiums, and (3) paying deductible «interest» back to the insurer, which was in turn credited to the policy's cash value as tax - deferred earnings on the policy that could fund the insurer's legitimate charges against policy value for cost of insurance, etc..

Sometimes that cash value can be borrowed against or used to cover the cost of your premiums.

Since whole life insurance will be with you until that inevitable day it will cost you more than other common types of life insurance.Whole life allows the owner to borrow against the cash in the policy.

Some whole life policies are used as investments, because they can accumulate a cash value that can be borrowed against or used to cover the cost of the premiums.

While term life insurance doesn't accrue a cash value over time, meaning you can't borrow against it, a term policy has a low cost by comparison and is still customizable to an individual's situation.

The flexibility and low adjusted interest rates associated with borrowing against cash value life insurance makes such an option well worth considering if you are looking to fund short - term cash needs without unduly disrupting your long - term financial plans or incurring significant loan costs.

A key benefit is the ability to withdraw the cash value or borrow against it at a low - to - zero net cost.

Whole life insurance can cost double (or more) than guaranteed universal life insurance because the policies are building «cash value» which can be later borrowed against, or used to fund an investment.

Conversion costs are minimal, and converting to whole life gives you the ability to participate in the management of the policy, enjoy a tax deferred status on your insurance investment, and borrow interest free against the accrued balance over the life of the policy.

Real estate internationally has the key advantage of being used as a dwelling space, having the ability to borrow against the security of the asset, rental income, depreciation, costs that can be tax deductible, profits sheltered and indexed against monetary inflation.

Our Real Estate Investment Property Renovation Loans are the perfect fit, because they'll allow you to borrow against equity in the property to pay for the costs of renovation, rehab, improvements, and upgrades.

Why do we still have taxes that discourage investment, i.e. tax on capital gains, the inability to write off the cost of borrowing monies against our personal income, or to write off mortgage interest on our private residence?

The good thing is you can borrow against the equity that builds up in your home and use it for any number of reasons, including home improvements and to pay for college costs.

And if you never borrow, other than for closing costs, but otherwise, you don't borrow against it, the amount of credit available increases every year by the same rate you are paying on your reverse mortgage.»