While mortgages, car loans and student loans must be used for a specific purpose, personal loans can be
borrowed for debt consolidation, day - to - day living expenses, vacations or credit building, among other things.
Use the equity in your home as an affordable way to
borrow for debt consolidation, home improvements, college tuition, and more
Not exact matches
The strong dollar was felt widely across commodity markets and the emerging economies that are now
borrowing record amounts of
debt in the U.S. currency — $ 3.7 trillion according to the latest figures this week from the Bank
for International Settlements.
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential
for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences
for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals
for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand
for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to
borrow additional funds or refinance
debt, including our ability to obtain the
debt to finance the purchase price
for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate
for our additional capital needs or
for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions
for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
It is possible there is enough of a demand
for «green»
debt investments that the province can sell this
debt for a higher price than it would get
for non-green bonds, thereby reducing their
borrowing costs.
Borrowing against her home wasn't enough
for Charis Sweet - Speiss to pull herself out of
debt.
For those who have never taken on investment
debt before, he recommends assuming 10 % to 30 % of
borrowing capacity.
The home equity line of credit has allowed millions of households to
borrow against their properties, providing cash
for everything from renovations to investing to
debt consolidation.
You may not be able to avoid
debt entirely, so
borrowing should be focused on paying
for things that help build your net worth, such as a home or education.
«There won't be enough money in the government to allow
for a tax cut and fiscal stimulus program if in effect the government can't even pay the interest on the
debt without
borrowing the money.»
Even though our activities are likely to result in a lower national
debt over the long term, I sometimes hear the complaint that the Federal Reserve is enabling bad fiscal policy by keeping interest rates very low and thereby making it cheaper
for the federal government to
borrow.
Among other things, it reveals nothing about the distribution of
debt, which is crucial
for understanding who has done the
borrowing, why, and whether we should worry about it.
Macron has said he hopes to pool liability
for various kinds of
debt: a completed banking union would ensure bailout costs
for individual financial institutions would be distributed across the continent rather than borne by individual countries, and the so - called Eurobonds would allow national governments to
borrow money against a joint continental credit rating.
Without the presence of U.S. banks, the market
for sovereign
debt could become less liquid, and
borrowing costs
for governments could rise.
Because Congress has refused to either raise taxes or cut other spending to pay
for the war, the necessary
borrowing has substantially raised the budget deficit and increased the national
debt.
Terri Levine, a business mentoring expert, explains on QuickBooks, that she advises her «clients to collect all outstanding
debts quickly, decrease prices by 10 to 15 percent, think about refinancing or
borrowing money, offer customers discounts
for prompt or upfront payments, and reduce costs by eliminating unnecessary overhead.»
As
for total
debt, the CBO last predicted
borrowings of $ 25.5 trillion by 2027.
Carney insisted that Aug. 2 is the drop - dead date
for the Treasury's cash flow — «beyond that date we lose our capacity to
borrow» — and expressed confidence that the
debt ceiling would be raised by the deadline.
Moody's has today also placed Spain's Baa3 government bond rating on review
for possible further downgrade in order to assess the implications of several factors on the Spanish government's ability to continue to fund its
borrowing requirements in the private
debt markets.
Consumer purchases have been slowing down in recent months as households face higher costs
for borrowing, stricter mortgage rules and large
debt loads.
Enthusiasm
for auto
debt comes at a time when aggregate growth of mortgages, credit cards, lines of credit and other forms of
borrowing has slowed.
For a Wharton MBA
borrowing the money on a standard 10 - year repayment plan, the
debt amounts to about $ 1,408 in monthly payments, assuming a 6.8 % interest rate and a total of $ 46,618 in interest charges.
(
For further reading, see When Companies
Borrow Money and
Debt Reckoning.)
As of 2014, the average student graduating with
debt had
borrowed $ 28,950, up from $ 18,550 a decade earlier, according to The Institute
for College Access and Success.
So, I will stay away from politics except
for raging against the Mayans
for convincing me the world was going to end five Decembers ago, which naturally prompted me to
borrow six figures from Joey «The Mackeral» MacInosh at usurious vig because, well, I reasoned that once the world ended I would finally be
debt free.
The - counter to that is, of course, running up the
debt and — the
borrowing schedule
for the treasury.
McBride warns small business to look at those small items that can quickly add up: usage fees, reload fees, etc. «
For a new business that can't get credit, or for a small business that's trying to avoid borrowing or pay down your debt, then a prepaid card becomes a more favorable option,» says McBri
For a new business that can't get credit, or
for a small business that's trying to avoid borrowing or pay down your debt, then a prepaid card becomes a more favorable option,» says McBri
for a small business that's trying to avoid
borrowing or pay down your
debt, then a prepaid card becomes a more favorable option,» says McBride.
I instruct my clients to collect all outstanding
debts quickly, decrease prices by 10 to 15 percent, think about refinancing or
borrowing money, offer customers discounts
for prompt or upfront payments, and reduce costs by eliminating unnecessary overhead.
In other words, Canadians want better highways, better subways, better education and healthcare, but they are not prepared to pay
for them through deficits and higher
debt, even if this
borrowing for new infrastructure doesn't increase our future
debt burden.
In other words Canadians want better highway, better subways, better education and healthcare, but they are not prepared to pay
for them through deficits and higher
debt, even if this
borrowing for new infrastructure doesn't increase our future
debt burden.
With a settlement, your lender is essentially striking a deal to «settle»
for a lower amount than what you
borrowed if it means resolving your
debt without the need
for collections, court judgments, or other actions.
Unlike the
borrowings for these Crown corporations, the market
debt of the federal government is not fully supported by offsetting assets.
We award our most esteemed prizes
for intellectual achievement to phony scientists who tell us to spend our way into prosperity and
borrow our way out of
debt.
For a few years during the heyday of the 1920s bubble, Germany was able to do just this,
borrowing more than half of its reparation payments from the US markets, but much of this
borrowing occurred because the great hyperinflation of the early 1920s had wiped out the country's
debt burden.
The bank also took heat from European authorities
for arranging currency swaps that helped Greece mask
borrowing ahead of its
debt crisis.
The indicated solution is to limit the proliferation of
debt by
borrowing less,
for instance, and to channel savings more into equities and tangible investment than into
debt - claims on economic output.
I don't know, but it's raising the cost of
debt servicing more than expected
for lots of banks and businesses that
borrow in the short - term
debt market.
That can hurt a company's stock price if it's
borrowed a lot, as the interest it's paying on that
debt is more expensive — meaning more money will be spent paying it down, leaving less
for product development, marketing, etc..
They argue — with good reason — that the economy is shrinking too much to qualify
for enough loans to
borrow its way out of
debt.
Even
borrowing to pay
for «current policies» would bring the
debt to 97 percent of GDP.
If you
borrowed money to pay
for graduate school, you have 25 years to repay the
debt.
The longer Candian
borrow at low rates
for housing, total real estate
debt will go up, and eventually the mortgage payments too, will increase, draining disosable income.
While some school administrators may frown on the practice of using
borrowed cash
for non-school expenses — and taking out student loans
for risky investments seems like a great way to graduate with even more
debt — per Student Loan Report there aren't any rules against it.
The economy would «
borrow its way out of
debt,» re-inflating asset prices
for real estate, stocks and bonds so as to deter home foreclosures and the ensuing wipeout of collateral on bank balance sheets.
But that is still less than $ 3,000 of the average
debt for full - timers who have
borrowed $ 40,009.
Such Parent
debt, consisting of long - term notes, has not been attributed to the Company
for any periods presented because Parent's
borrowings are not the legal obligation of the Company.
«
For too many consumers, payday and deposit advance loans are
debt traps that cause them to be living their lives off money
borrowed at huge interest rates.»
«Whether it is a company running up
debt to pay
for expenses, or a person
borrowing to buy stocks on margin, the borrower is giving someone else the right to say when the game is over» Chris Browne
The amount of
debt you have, in relation to your income, is a primary consideration that will affect how much you're able to
borrow for a mortgage loan California.
Just last month the company spent $ 160 million
for more acreage in the Permian, financing the purchase with $ 125 million of high - yield
debt and
borrowings under its credit facility.