Sentences with phrase «borrower gets a lower rate»

All of this makes for a ripe time for the P2P investor to take advantage of the interest rate gap and help borrowers get a lower rate in the process, all the while generating a steady return on your P2P investment.

Both sides win: The borrower gets a lower rate and a fixed term to pay off the loan while the lender enjoys a healthy rate of return.

Not exact matches

Many lenders will advertise a rate «as low as,» though few borrowers actually will get it.

Some borrowers may have jumped to get the last low rates now, fearing even higher ones coming soon.

The idea of peer - to - peer lending is to disintermediate banks and help denied borrowers get loans at potentially lower rates compared to the rates of larger financial institutions.

Savers are getting the short end of the stick while it remains a borrower's paradise thanks to low inflation and the Federal Reserve's refusal to raise interest rates.

Some borrowers may have jumped to get the last low rates now, fearing rates will move even higher in the coming weeks.

Because low - risk investments return roughly 20 % on average in a country with 20 % nominal GDP growth, financial repression means that the benefits of growth are unfairly distributed between savers (who get just the deposit rate, say 3 %), banks, who get the spread between the lending and the deposit rate (say 3.5 %) and the borrower, who gets everything else (13.5 % in this case, assuming he takes little risk — even more if he takes risk).

The average doesn't include extra fees, known as points, which most borrowers must pay to get the lowest rates.

Getting a cosigner for an auto loan can help borrowers receive significantly better interest rates and lower overall monthly payments.

It was designed to encourage lending to households and businesses at a time when banks were facing increasing funding costs, which meant that borrowers weren't getting the full benefit of low policy rates.

Borrowers who chose a loan with a shorter repayment term in order to get the lowest interest rate and maximize overall savings reduced their interest rate by 1.71 percentage points and will pay $ 18,668 less over the life of their new loan, on average.

Many borrowers with private student loans could refinance to get a lower interest rate.

The VA Streamline loan requires the borrower to get a tangible benefit from the new loan such as lower monthly payments or a better interest rate.

A co-signer can help borrowers improve their chances of being approved for, or get lower interest rates on, their student loans.

On the flip side, borrowers with lower scores have a harder time getting approved for mortgage loans, and they usually end up paying higher interest rates if they do get approved.

This is one reason why borrowers with excellent credit get access to lower mortgage rates, on average, as compared to borrowers with less - than - perfect credit.

These flexible loans allow borrowers to get low rates and often avoid mortgage insurance with a higher down payment.

borrowers with higher credit scores generally qualify for lower rates and borrowers with lower credit scores get higher rates.

Borrowers with Grad PLUS loans, for instance, have interest rates hovering around 7 % — through refinancing, you could get approved for a much lower rate, saving you a lot of money.

For private loans, borrowers with higher credit scores generally qualify for lower rates and borrowers with lower credit scores get higher rates.

A low credit score can signify that you're less reliable as a borrower, so you might get a higher interest rate to make up for the risk.

If you lender is offering new borrowers 3.5 percent, that's at least a.25 percent difference — you'll get the lower rate.

If this borrower can get a 4.00 percent loan with MIP of 0.85 percent, she lowers her combined rate and mortgage insurance to 4.85 percent, since FHA MIP was reduced in January 2015.

These nonprofit financial institutions often offer financing to borrowers of all credit types with much lower interest rates than you'd get at other institutions.

It assures Borrowers preserving Their highest credit scores get lower interest possibly helping rates.

Borrowers with higher FICO scores are generally eligible to get bigger loans at lower interest rates.

On the flip side, borrowers with lower scores have a harder time getting approved for mortgage loans, and they usually end up paying higher interest rates if they do get approved.

Getting a cosigner for an auto loan can help borrowers receive significantly better interest rates and lower overall monthly payments.

Borrowers can get rates as low as 5.99 % APR unsecured personal loans of up to $ 35,000.

To get the best mortgage interest rate, you need to be classified by lenders as a low - risk borrower.

Another advantage of a credit union is that if you have a cosigner, you may get a lower interest rate, AND relieve the burden on the cosigner, if you as the borrower, have made on - time payments for 12 consecutive months.

Low rates for good credit: The average borrower gets an annual percentage rate of 15 %, but those with better credit can qualify for rates below 10 %, Tonderys says.

Refinancing your federal student loan might get you a lower interest rate or a lower monthly payment, but it also removes a lot of valuable borrower protections.

The borrower gets a lower interest rate initially, but must bear the risk that interest rates rise in future years.

In turn, investors get to pick and choose whether they want to invest with a risky borrower and earn a higher rate of return, or invest with a safer borrower with a lower rate.

Better for borrowers with low credit: iHelp offers its borrowers a number of great benefits, but if you're someone with a great credit score, you might stand to get even better interest rates with other lenders.

To get borrowers to choose ARMs, lenders have to offer a lower interest rate.

A high score means you are a pretty dependable borrower, so you get the lowest interest rate offered.

Because of Regions Bank's lower maximum interest rates, we've found it a good choice for borrowers who might not have the best credit and can only get a higher rate somewhere else.

Mortgage standards for the High - Balance Loan Program are relaxing, and borrowers in high - cost areas should get access to lower rates because of it.

«Low introductory rates» should be prohibited, to lessen the temptation for borrowers to get that first loan.

A co-signer can help borrowers improve their chances of being approved for, or get lower interest rates on, their student loans.

Qualified borrowers can get a VA mortgage with no down payment and low rates, too.

To get this much of the home's value, the borrower would be in his 90s and the interest rate must be 5 percent or lower.

Borrowers with credit scores of 730 or higher will be more likely to get the lowest interest rates and better loan terms.

Those borrowers must have good credit to get the lowest mortgage rates, though, while FHA mortgage requirements offer the same mortgage rates to all borrowers regardless of their credit score.

borrowers with higher credit scores generally qualify for lower rates and borrowers with lower credit scores get higher rates.

With this method, borrowers should aim to get a zero - percent or low - cost interest rate that can save them a significant amount of money.

If you apply for rate estimates on a 15 - year mortgage, rates will generally be lower than those you would get on a 30 - year mortgage using the same borrower information.