Sentences with phrase «borrowing against»

Our financing strategy is designed to increase the size of our portfolio by borrowing against a substantial portion of the market value of the residential mortgage assets in our portfolio.

Plus, the strength of the real estate market gave borrowers and lenders alike confidence in the safety of borrowing against that newly - created equity.

Limited margin does not allow for borrowing against existing holdings, account leveraging, creating cash or margin debits, short selling of securities, or selling naked options.

Home equity loans are a good example of this type of credit: As a homeowner, you can put your house up as collateral in exchange for borrowing against some of the value it has accrued over time to cover things like medical bills, major repairs or other unexpected expenses.

But borrowing against your home often involves some of the same fees you pay when getting a first mortgage, such as for an appraisal, so determine what these will amount to when figuring out the savings.

You could consolidate your debt by borrowing against your retirement plan, but this money typically has to be repaid within a certain amount of time.

It is possible in some cases to pull cash out of the equity in your home by borrowing against your equity with a «Cash - Out Refinance.»

If you have home equity available, you might consider borrowing against it to help fund your debt settlement payments.

In addition, borrowing against your cash value is a tax free benefit that allows you access up to 90 % of your cash value.

Getting to the source of the problem, such as compulsive overspending, will help you to manage your money more efficiently and avoid borrowing against your home in the future.

However, regarding item # 4: The way I took that wasn't so much that it would give you the means to borrow in financial disaster (I'd rather walk on hot coals barefoot than consider borrowing against a HELOC).

Interest rates for borrowing against securities, at this time, range between 1.41 % and 2.5 %.

1) Interest rates today are typically under 4 % for a 30 - year fixed, adjusted for inflation which brings the cost of borrowing against your house ridiculously low.

Borrowing against your cash value allow tax free access to the money in your policy.

Over the years, your good payment history has resulted in what is known as equity, and this is what you are borrowing against when you take out your home improvement loan.

Basically payday loan borrowers are borrowing against their income and throwing in several hundred extra dollars to the lender.

Rather than a loan to buy a home, you are borrowing against what you've paid into the home you already own.

There are potential drawbacks with borrowing against your home equity.

The loan - to - value ratio is a critical component of mortgage underwriting, whether it be for the purpose of purchasing a residential property, refinancing a current mortgage into a new loan, or borrowing against accumulated equity within a property.

I often hear people warning seniors that borrowing against your home equity reduces the estate left to your kids.

Would you be open to borrowing against home equity or selling and renting at some point in the future?

If you stay put, you can cover essential expenses by borrowing against it with a reverse mortgage or home equity line of credit — albeit only as a last resort.

If you suddenly needed money then you might save money by borrowing against the long - term deposit rather than pay the penalties.

@JaredKastriner No, but it should make us consider whether college is needed, and maybe borrowing against the house might b better $ $ Mar 29, 2013

This may not necessarily mean having 6 months worth of cash on hand, but access to that money through personal lines of credit, borrowing against assets, selling stocks / investments, etc..

However, as the NYTimes article notes, borrowing against home equity isn't as viable as it once was.

Borrowing against your 401 (k) can be tempting when you need cash for any reason, but you should strive to stay away from your 401 (k) and pretend it doesn't exist.

The downside of borrowing against your home is where you are already struggling to make your home mortgage payments and by borrowing more you will be putting your house on the line and risk losing it.

As a result, I think that the Executive Branch, the Congress, and the Federal Reserve should be cautious of trying to make asset values rise, or encourage more borrowing against assets.

Home equity loans are an attractive financing option for many, but it is important to also recognize the risks of borrowing against your home.

You are actually borrowing against your next pay check.

However, besides the risk of the policy lapsing, there are few downsides to borrowing against your universal or whole life insurance policy.

Borrowing against your policy's cash value is very simple, you just fill out a form, and typically comes with quite low annual interest rates.

Additional possibilities include auto title loans or borrowing against home equity, but it's important to consider potential consequences for failing to repay secured loans.

Firstly borrowing from your 401K is like borrowing against your financial future.

There is a ton of debate about this, but borrowing against the equity of your home is an option that is available to you during retirement.

Borrowing against your next paycheck may be necessary for emergencies.

Sometimes borrowing against your retirement savings or house can make sense.

Rising home prices can also benefit seniors who are interested in borrowing against their home equity through a reverse mortgage.

Of course, wealthy people, banks and corporations, benefit from reallocating large sums of capital to these policies and then borrowing against them.

I'm not an advocate of borrowing against your 401 (k) or against your kids college funds.

Are you considering refinancing your home loan to reduce your monthly payment, borrowing against your equity, or simply switching to an adjustable or fixed rate loan?

The result of this «borrowing against the future» when combined with the increased fertility of older women, many of whom were «making up» births postponed during the later years of the Depression or the war, was to inflate the fertility of the period in a somewhat distorted fashion.

Instead of setting aside money for future retirees, political leaders opted to defer their responsibilities, borrowing against the next generation of public school students and taxpayers.

If you are barely making ends meet now, and trying to prepare for your child's future you may be borrowing against their present.

Goldhill's answer is that they would pay for health care costs with credit, borrowing against future contributions to their health savings accounts.

Borrowing against your home equity with a home equity line of credit (HELOC) rather than a regular equity loan will also give you a great deal of flexibility, which makes them ideal for a variety of financial uses.

FAIR Canada believes it is highly inappropriate (and overly risky) for most individuals to borrow to invest (otherwise known as «leverage»), particularly where it involves borrowing against your home.

We have some suggestions: Home improvement.Though remodeling and repairs can be costly, borrowing against your equity can be an easy way to make projects happen — especially if your home's value has gone up since you purchased it, giving you more equity to work with.

Debt consolidation.If you're struggling with credit card debt, borrowing against your equity can be extremely attractive because of the low interest rates — much lower than any you'll find on a credit card — using a HELOC to pay off other debts will give you an easy single payment at low interest rates.