Sentences with phrase «borrowing at a lower rate of»

«The biggest challenge is delevering, but it presents the opportunity of borrowing at a lower rate of interest,» Gross said, noting that investors must be sure that the assets they're buying this year are creditworthy and present low risk exposure.

Not exact matches

The case for lower interest rates is weaker, but most forecasters still expect the Bank of Canada will wait at least a year to raise borrowing costs.
Carry trade is a trading strategy that involves borrowing at a low interest rate and investing in an asset that provides a higher rate of return.
This is because most private student loan lenders offer extended repayment plans and variable interest rates that seem lower at the onset of a loan refinance, saving borrowers money on their monthly payment as well as on the total cost of borrowing over time.
So why are all political parties afraid of borrowing money at historically low interest rates to pay for needed infrastructure spending that might actually pay for itself through higher productivity and higher income, without any cost to the taxpayer?
Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.
So why are all political parties afraid of borrowing money at historically low interest rates to pay for needed infrastructure spending that could pay for itself through higher productivity and earned income, without any cost to the taxpayer?
Mr. Buffett singled out a driver of the acquisition boom: Acquirers could borrow money at low interest rates to finance their deals.
Today, they reflect the flow of international borrowing where interest rates are low and lending at a markup where credit is tight — and then hedging this arbitrage, and jumping on the bandwagon to speculate on which way currencies will go.
[303][306] In January 2012, the U.S. Treasury Borrowing Advisory Committee of the Securities Industry and Financial Markets Association unanimously recommended that government debt be allowed to auction even lower, at negative absolute interest rates.
Thus, if we look at bonds from a historical perspective, interest rates are very low — which is great for those borrowing money — but not so great for those that wish to see higher rates of interest, and return, on their money.
Over the past couple of years, speculators have also used short sales of gold to obtain low cost funds to invest in other assets — for example, by shorting gold (borrowing it and selling it in the spot market), market participants have been able to obtain US dollars at between 1 and 2 per cent, well below the rate of return available on US assets.
Whereas in most markets an increase in short - selling puts pressure on the lending market and pushes up the interest rate at which short - sellers can borrow the underlying stock, the ready supply of gold loans from central banks seeking to earn some return on their gold holdings has, until recently, helped to keep lease rates low, generally in the range of 1 — 2 per cent (Graph B3).
These involve the investor borrowing at the short end of the yield curve, particularly in those countries where rates have been very low, such as the United States, Japan and Switzerland, and investing either further out along the yield curve or in countries where interest rates have been relatively high, such as Australia and the United Kingdom.
Although I don't pretend to understand all the «ins & outs» of banking, public financing, etc., it seems to me to be self - evident that if Canadian governments at all levels were able to borrow, at low or preferably no interest rates, to finance infrastructure projects and other issues such as health care and education, rather than indebting Canadians in perpetuity in order to pay big interest payments to the greedy Big Banks, it would ultimately be in the best interests of most ordinary Canadians.
This is evident in a number of developments, including: increased demand for higher - risk assets; the increase in «carry trades» — a form of gearing where funds are borrowed short - term at low interest rates and invested in higher - yielding assets, often in other countries; growth in alternative investment vehicles such as hedge funds; and growth in alternative investment strategies such as selling embedded options (see Box A).
When the pace of inflation eases over a longer period and interest rates are still low, this is a good time to borrow at a low cost.
Debt consolidation.If you're struggling with credit card debt, borrowing against your equity can be extremely attractive because of the low interest rates — much lower than any you'll find on a credit card — using a HELOC to pay off other debts will give you an easy single payment at low interest rates.
The federal government would borrow on behalf of this Crown Corporation by issuing 30 - year bonds at historical low interest rates (around 2 %).
The Liberals embraced the recommendations of many economists, including ourselves, that with a sustainable fiscal situation, they could strengthen long - term economic growth by undertaking infrastructure spending financed by borrowing at historically low interest rates.
However, he said, «even at lower rates, the amounts you borrow to pay for school can mean that you pay thousands of dollars extra in interest.»
Christopher Joye When fund managers start talking about how expensive large parts of the market are getting at a time when we have record low borrowing rates, it gives you pause.
Now we are seen as one of the safe havens — able to borrow money at lower interest rates than at any time in our history.
Mr Thompson said the size of government, the level of borrowing, low government revenue, the exchange rate, the army worm invasion, the debt at the financial sector and disposable income were bad news for the country.
«They also look at interest rates, and we are currently borrowing money at some of the lowest interest rates in British history.
«Today, Scotland has a currency which takes into account the needs of Scottish economy as well as the rest of the United Kingdom when setting interest rates and it can borrow at rates that are among the lowest in Europe.»
Both sides argued over the financial prudence of ECMC handing the county a cash windfall in exchange for its cooperation in allowing the hospital to borrow money at the lowest possible rate.
If the amount was significantly less than what I was making on each sale of a book at full price ($ 4.99), would an increase in sales and visibility compensate for the lower rate of return on borrows?
Another may view pulling cash out of home equity as a way borrowing at a lower interest rate than he or she could get with a personal loan.
In situations like this you will be able to borrow money at a lower rate than you could get from any of the financial lending institutions and the person lending you the money could also get a better return than they would get by investing their money in those same institutions or at the bank.
This option not only allows you to start a new mortgage at a lower interest rate, but let's you add additional funds to the borrowed amount — up to 80 % of your home's appraised value.
1) Inflate the size of my balance sheet by 2.5 x over last year, all through borrowing at really low rates.
Given the low interest rate environment and the increased demand for yield, many U.S. corporations have taken advantage of the opportunity to borrow at lower costs.
Students that elect to borrow with a variable interest rate could benefit from a lower interest rate at the time of borrowing.
For instance, a homeowner may find that cash - out refinancing is a way of borrowing cash at an interest rate (i.e. the interest rate on the new mortgage) that is lower than he or she could get with a personal loan and without losing the ability to write off interest and points (i.e. fees you pay to your mortgage lender to reduce your interest rate) on your taxes.
The creation of mortgage securities helps individuals own homes by reducing the cost of a mortgage, allowing a potential homeowner to borrow money at the lowest rate available.
You can borrow at very low rates of interest as well.
So, people are taking advantage of their increased equity, in other words the value of their homes have increased, and then borrowing it back again at a very historically low interest rate.
Had nearly paid off as they had just sent me a letter to one of their most valuable customers with checks offering new borrowing at a lower rate.
Citadel's Interest - Only Home Equity Line of Credit lets you borrow against your home at a lower rate with interest - only payments for 10 years, giving you more flexibility when it comes to repayment.
The obvious way to combine strategies is to use leverage: for example, to reduce the market risk of a momentum strategy as much as possible, to do the same thing with a value strategy, and then to borrow money at a low rate in order to get exposure to both.
A home equity loan or line of credit allows you to borrow money at a lower interest rate than many unsecured loans.
Some people use leverage, borrowing money at a low rate, to be able to buy a larger amount of a low - risk portfolio, making its beta equal to that of the index.
Because mortgages are traditionally the least expensive form of borrowing (because the loan is secured by your house), you might be able to borrow at a low interest rate to repay your higher interest rate credit card and other debts.
It is also appealing for anyone willing to «stooze» — a concept of borrowing at a very low rate and investing at a higher return — which is outlined in more detail in our article on how to manage 0 % interest credit cards.
As expected, the Bank of Canada announced that they will continue to keep borrowing costs low, maintaing its trendsetting overnight rate at a 1 percent low.
A TD Investment Secured Line of Credit uses your eligible investments as security so you may be able to borrow at a lower interest rate than on an unsecured line of credit.
You know one can argue that borrowing money at lower interest rates to invest for higher returns is good debt, but the definition of debt is that something is owed or it's the state of owing money.
Since the Manulife One account is secured by your residence, you will also be able to borrow at a much lower rate than credit cards and personal lines of credit.
Not sure on the math yet but the Manulife One also lets you lock in up to 75 % of your borrowings at rates as low as 5.65 % for a 1 year term up to 5.85 % for a 5 year term.
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