Sentences with phrase «borrowing at low interest»

Carry trade is a trading strategy that involves borrowing at a low interest rate and investing in an asset that provides a higher rate of return.
Another may view pulling cash out of home equity as a way borrowing at a lower interest rate than he or she could get with a personal loan.
Because mortgages are traditionally the least expensive form of borrowing (because the loan is secured by your house), you might be able to borrow at a low interest rate to repay your higher interest rate credit card and other debts.
A TD Investment Secured Line of Credit uses your eligible investments as security so you may be able to borrow at a lower interest rate than on an unsecured line of credit.
A registered mortgage will generally allow you to borrow at lower interests from both the private and banking sector.
When the aforementioned funds rate is held low, banks have more money they can readily lend and consumers can borrow at lower interest costs.
If you qualify, you may be able to borrow at a low interest rate to repay your high interest rate debts, such as credit cards.

Not exact matches

The low - interest - rate environment has allowed it to borrow to fund operations at levels that are about half the 10 percent interest rate the company paid for its financing more than a decade ago, says Clark Balderson, the company's chairman and chief financial officer.
It's not as if it's expensive to borrow and invest, what with interest rates in both countries at near all - time lows.
But what many fail to consider is that when ordinary Canadians are unable to afford real estate — even when borrowing at unusually low interest rates — the market will adjust.
The case for lower interest rates is weaker, but most forecasters still expect the Bank of Canada will wait at least a year to raise borrowing costs.
With interest rates at sustained record lows, there has never been a better period for governments to borrow money to pay for new transit, schools and hospitals — an opportunity the U.S. government has mostly missed.
This is because most private student loan lenders offer extended repayment plans and variable interest rates that seem lower at the onset of a loan refinance, saving borrowers money on their monthly payment as well as on the total cost of borrowing over time.
So why are all political parties afraid of borrowing money at historically low interest rates to pay for needed infrastructure spending that might actually pay for itself through higher productivity and higher income, without any cost to the taxpayer?
Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.
So why are all political parties afraid of borrowing money at historically low interest rates to pay for needed infrastructure spending that could pay for itself through higher productivity and earned income, without any cost to the taxpayer?
Why shouldn't a government borrow to make new investments when ten year, thirty year, and fifty year interest rates are at historically low levels?
«The biggest challenge is delevering, but it presents the opportunity of borrowing at a lower rate of interest,» Gross said, noting that investors must be sure that the assets they're buying this year are creditworthy and present low risk exposure.
The federal government can borrow at a much lower interest rate than the other jurisdictions, given its strong credit position.
Mr. Buffett singled out a driver of the acquisition boom: Acquirers could borrow money at low interest rates to finance their deals.
Today, they reflect the flow of international borrowing where interest rates are low and lending at a markup where credit is tight — and then hedging this arbitrage, and jumping on the bandwagon to speculate on which way currencies will go.
[303][306] In January 2012, the U.S. Treasury Borrowing Advisory Committee of the Securities Industry and Financial Markets Association unanimously recommended that government debt be allowed to auction even lower, at negative absolute interest rates.
Thus, if we look at bonds from a historical perspective, interest rates are very low — which is great for those borrowing money — but not so great for those that wish to see higher rates of interest, and return, on their money.
Bernanke publicly acknowledged this week a policy conflict with the Treasury over its move to lock in low borrowing costs, which is working at odds with the central bank's efforts to lower long - term interest rates.
Whereas in most markets an increase in short - selling puts pressure on the lending market and pushes up the interest rate at which short - sellers can borrow the underlying stock, the ready supply of gold loans from central banks seeking to earn some return on their gold holdings has, until recently, helped to keep lease rates low, generally in the range of 1 — 2 per cent (Graph B3).
These involve the investor borrowing at the short end of the yield curve, particularly in those countries where rates have been very low, such as the United States, Japan and Switzerland, and investing either further out along the yield curve or in countries where interest rates have been relatively high, such as Australia and the United Kingdom.
Although I don't pretend to understand all the «ins & outs» of banking, public financing, etc., it seems to me to be self - evident that if Canadian governments at all levels were able to borrow, at low or preferably no interest rates, to finance infrastructure projects and other issues such as health care and education, rather than indebting Canadians in perpetuity in order to pay big interest payments to the greedy Big Banks, it would ultimately be in the best interests of most ordinary Canadians.
This is evident in a number of developments, including: increased demand for higher - risk assets; the increase in «carry trades» — a form of gearing where funds are borrowed short - term at low interest rates and invested in higher - yielding assets, often in other countries; growth in alternative investment vehicles such as hedge funds; and growth in alternative investment strategies such as selling embedded options (see Box A).
Selling gold short has therefore been an alternative to the «yen - carry» trade which saw market participants fund investments in various markets by borrowing yen (at almost zero cost due to the low interest rates in Japan) and selling it for other currencies, mostly US dollars.
It has turned its debtor position into a lever, borrowing at no interest charge (to the extent that its currency circulates abroad) or at low interest (mainly from central banks in countries that have no other use for their surplus dollars.
When the pace of inflation eases over a longer period and interest rates are still low, this is a good time to borrow at a low cost.
Companies that hold passive investments can generally borrow funds at lower interest rates than would otherwise be the case.
Debt consolidation.If you're struggling with credit card debt, borrowing against your equity can be extremely attractive because of the low interest rates — much lower than any you'll find on a credit card — using a HELOC to pay off other debts will give you an easy single payment at low interest rates.
The banks are trying to win back their losses by arbitrage operations, borrowing from the Fed at a low interest rate and lending at a higher one, and gambling on options and derivatives.
The federal government would borrow on behalf of this Crown Corporation by issuing 30 - year bonds at historical low interest rates (around 2 %).
The Liberals embraced the recommendations of many economists, including ourselves, that with a sustainable fiscal situation, they could strengthen long - term economic growth by undertaking infrastructure spending financed by borrowing at historically low interest rates.
However, he said, «even at lower rates, the amounts you borrow to pay for school can mean that you pay thousands of dollars extra in interest
Thanks to mortgage interest rates coming down for 30 + years, qualified real estate investors can borrow money at 30 + year lows.
Now we are seen as one of the safe havens — able to borrow money at lower interest rates than at any time in our history.
«They also look at interest rates, and we are currently borrowing money at some of the lowest interest rates in British history.
«Today, Scotland has a currency which takes into account the needs of Scottish economy as well as the rest of the United Kingdom when setting interest rates and it can borrow at rates that are among the lowest in Europe.»
«Everything runs smoothly as long as we keep on borrowing ever more money... To keep people buying at ever higher prices requires even lower interest rates.»
Those who argue we should spend more want us to borrow more, driving up our deficit and our debt and putting our hard - won credibility and low interest rates at risk.
ILDC also issues tax exempt debt which allows local non profit and governmental organizations to borrow funds at a lower interest cost.
Mr. Cuomo's budget proposal would let municipalities and school districts address rising pension costs by borrowing more now — which will mean paying more later on, as interest rates, now at historic lows, are sure to rise.
The university has a better credit rating than the state, which means it can borrow money at a lower interest rate.
The refunding, which is similar to refinancing a home mortgage, pays off existing debt by borrowing money at a lower interest rate.
(Yet, at today's low interest rates for municipal bonds, this would be the perfect time to borrow the money to make that investment.)
This means you will be able to borrow more money at a lower interest rate.
Someone with a good credit report will be offered the lowest interest rates on loans and credit cards, while people with bad credit reports will face high rates, if they're able to borrow at all.
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