Sentences with phrase «borrowing rates»

"Borrowing rates" refers to the interest rates that individuals, businesses, or governments have to pay when they borrow money from a lender. It represents the cost of borrowing funds and is usually expressed as a percentage. Full definition
This, in turn, results in lower borrowing rates in the private sector towards households and corporations.
Higher borrowing rates can be a challenge for corporations over time as they want to borrow money to grow and it drives investors to bonds rather than stocks.
The bond purchases have helped keep long - term borrowing rates low.
Most lenders raised borrowing rates by a little more than the cash rate.
On the flip side, home values will certainly be impacted when borrowing rates go up.
Based on current borrowing rates, today's homeowners will be facing almost as large an increase as they did back then.
Less than a third of firms said moves of up to 200 basis points in key borrowing rates up or down would affect their investment plans at all.
The per borrow rates are at their lowest, but that could all turn around in a few months.
Small companies have been able to borrow rates at historically low interest rates for several years at this point.
Also, the lower borrowing rates go, the more consumers opt to buy stuff.
Safe bonds typically increase in price during poor economic conditions given central banks will look to lower interest rates to lower borrowing rates across the economy to get credit flowing again.
They use multiple financing companies to find you be the best borrowing rates and terms.
Another factor that has a major impact on your mortgage and other borrowing rates is your creditworthiness.
Because credit unions are non-profit organizations, they are more likely to offer low - interest borrowing rates than the for - profit banking industry.
Firstly, we have very good relationships established with our capital partners allowing us to get the most competitive borrowing rates possible, and pass on those savings to our customers.
The impact of the mortgage stress test will become more apparent moving forward, particularly if borrowing rates continue to rise.
We said borrowing rates weren't likely to go up all that much.
The company could also lure Japanese buyers, which have been on a cross-border deal binge thanks to a combination of lack of growth in local markets and negative borrowing rates.
The country's biggest banks began raising key borrowing rates last week, just as the busy season for residential real estate gets underway.
Twenty years ago a similar shock to borrowing rates caused Canadian housing prices to fall by an unprecedented 25 per cent.
Like other councils, we are not allowed to take advantage of cheap borrowing rates to invest in the social housing we need to alleviate the greatest accommodation crisis in living memory.
In theory, stocks should generate a return well in excess of the prime borrowing rate, but in practice, there are no guarantees.
With current interest rates at near all - time lows, you can find private lenders that match or beat federal student loan borrowing rates.
And what I mean by adjustment in the market is payday loan operators will probably have to leave the market once that maximum cost of borrowing rate hit a certain level.
His baseline assumption is that actual annual borrowing rate is 3.5 % above the lending rate.
That's much lower than most commercial borrowing rates.
Consequently, the actual net borrowing rate is less than the stated policy loan rate.
In getting there, however, it said the governing council will remain cautious when considering future hikes by assessing incoming data such as the economy's sensitivity to the higher borrowing rates.
Short - term borrowing rates have been falling, as there is a lack of demand to borrow short - term.
In fact, 28 per cent borrowed for debt consolidation, which makes sense when borrowing rates are this low.
Typically, when central banks cut rates the stimulus gets passed on to businesses and consumers in the form of lower borrowing rates.
This should affect mortgage rates and other borrowing rates, but also help retirees who are investing for income.
If borrowing rates could be counted on to stay as low as they are now, as well as move lower over time, debt servicing would not necessarily be an issue.
Also, the lower borrowing rates go, the more consumers opt to buy stuff.
The Fed has a dual mandate to maximize employment and stabilize inflation, which it tries to achieve primarily by pushing up or down the federal funds rate, the benchmark short - term financing cost for banks that influences a wide range of borrowing rates for households and businesses.
The government yesterday injected $ 20 billion into the interbank lending market via central bank and Finance Ministry auctions in a bid to contain soaring borrowing rates as credit dried up in the wake of the Lehman Brothers Holdings Inc. bankruptcy.
But as the year unfolds, the BoC expects the economy to strengthen and for household borrowing rates to «begin to normalize.»
The Fed needs to drive down long - term borrowing rates because the economy isn't growing fast enough to reduce high unemployment, Bernanke said in a speech to the Economic Club of Indiana.
For banks, spread between borrowing rates and lending rates are compressed.
In an effort to curb the arbitrage of trading the YUAN in Hong Kong versus the mainland levels under the direct auspices of the PBOC, the Chinese Government raised overnight borrowing rates for those short the yuan in Hong Kong.
But when US borrowing rates rise, this strategy ends.
View quantity available, number of lenders and current indicative borrow rate (the rate at which dealers in the Securities Lending / Borrowing Market are willing to transact today).
In that sense, the Fed and the bond market integrated, as the market began looking past the tightening to the long - term future of US borrowing rates, what happened to short interest rates became less powerful on long yields.
The Fed has raised its federal funds rate five times since December 2015 in an effort to normalize borrowing rates after lowering them to near - nothing during the financial crisis.
«The GSE's major role in mortgage finance had the perverse effect of reducing the attractiveness of opportunities for banks in higher credit quality mortgages (the GSEs take their cut with the advantage of near - Treasury borrowing rates and far higher gearing, leaving a smaller part of the economic pie left for banks).»

Phrases with «borrowing rates»

a b c d e f g h i j k l m n o p q r s t u v w x y z