Sentences with phrase «breadwinner needed»

Recently, the ASA group did a nationwide study on life insurance, and found that while close to 90 % of respondents believed that the family breadwinner needed life insurance, only close to 60 % reported they actually had a policy.

Not exact matches

Breadwinners: «If anyone in your life depends on you financially, you need life insurance,» said Marvin Feldman, CEO of consumer advocacy group LifeHappens.org.

In this scheme a breadwinner could support and meet all of his or her family's needs.

Today's two - earner and female - headed families have much more need for outside support systems than did the now - atypical homemaker - breadwinner household.

Now that the gender pay balance is evening up we have to be less traditional about who ought to be the breadwinner, and be rid of this idea that a woman does not need to contribute financially, but the man always must.

I think that had more to do with the primary child caregiver needing a break and adult - time while the primary breadwinner tended to want some pre-bedtime child time.

This also assumes that women (the majority of those using this law are mothers and THIS is the demeaning part) can not possibly be the primary breadwinner or contribute that much to the family income because the law assumes that your family has no need for a quarter of your salary.

That doesn't even include my time / missed wages from not working, and I am the breadwinner in our home (and I ended up still needing to by formula after our donor milk ran out!).

«Our goal will be to keep residents in the boroughs they called home when possible, so that breadwinners do not lose jobs, children do not have to switch schools or experience long commutes and people can also be close to their medical needs and preferred places of worship,» the plan says.

Sugar Daddies know they are supposed to be the breadwinner in a relationship, and you've probably already stated your expectations in your profile, so there's no need to lead with that, as it will only scare Sugar Daddies away.

Dana's mom (Edie Falco) is a high - powered breadwinner who looks right at home in one of Hillary Clinton's signature power outfits, but she's got her hands full with her youngest daughter, Ali, a high school senior with a killer singing voice and a serious need to get the hell away from home.

She gets little to no help from her comfortably unaware husband Drew (Ron Livingston), the breadwinner who comes home to plug into video games instead of familial needs.

But since I'm a breadwinner as well as a writer, I do need to pay attention to marketing and small - business models, etc..

Many people assume that only the primary breadwinner in a family needs life insurance.

In addition, the main breadwinner's retirement affects when spousal benefits can begin Investment Rebalancing If you're facing a 20 - or 30 - year retirement, you'll need to keep some assets in stocks and shift a portion of your assets into fixed income.

Generally, you may need life insurance if you are the primary breadwinner in the family and you need to ensure your income will be replaced should you pass away.

Myth 1: I only need life insurance if I'm the primary breadwinner in my family.

Breadwinners with dependents need to make sure they have enough life and disability insurance to support the family should the worst happen.

Here's another: Do you need disability insurance for your family's primary breadwinner?

Despite an impressive - sounding payout, a $ 1 million policy will probably not go as far as you think if you need to replace a breadwinner's income for 10 to 15 years.

Also, in the Real World, the amount of life insurance one needs declines rapidly every year, as assets grow, loans are paid, and there's one less year of the breadwinner's income to replace (see the life insurance software page for details).

The two main things it pays for are the immediate needs for money, and then to replace the breadwinner's future income which is lost.

When the results of subtracting one - year of the breadwinner's income that needs to be replaced annually are properly accounted for, then these escalations in term costs are negated.

• Input into cell B58, how much monthly after - tax income the survivor will need to maintain their standard of living if the breadwinner were to pass away today, when there is more than one minor child in the family.

If you're a high - income earner and the sole breadwinner in your family, then you may need to consider more than if that's not the case.

Recovering the compensation they are entitled to under the law including money victims and families need to pay for hospital bills, rehabilitation expenses, funeral costs and loss of income if an injury victim can not work or a family's breadwinner is killed in an accident;

As well, she says women continue to bear the lion's share of the responsibility for domestic and childcare responsibilities even if they are the breadwinner, and this means women may need more flexibility in the workplace.

Life insurance can also provide much needed funds to pay bills, make the mortgage payment and other important purposes in the event the family's breadwinner dies prematurely.

It made sense that policyholders would want to keep term insurance instead of expensive whole life insurance, especially here in Palo Alto or the Bay Area, where housing prices and incomes were rising very quickly and folks realized that they needed larger and larger amounts of term insurance to replace the income of the main breadwinner or to pay off a large mortgage at death.

Term is a smart choice when you require life insurance for a set period of time, perhaps to protect the breadwinner in the family, to cover business or SBA loans, or to adhere to the needs of a divorce legal order.

Answer: The Reverse Breadwinner Life Insurance Issue is the problem getting stay at home dads to understand that they need to get life insurance too.

I appreciate you reading our article about life insurance needs for stay at home dads / the non working spouse life insurance method / the reverse breadwinner life insurance issue.

Despite an impressive - sounding payout, a $ 1 million policy will probably not go as far as you think if you need to replace a breadwinner's income for 10 to 15 years.

Many people assume that only the primary breadwinner in a family needs life insurance.

However one of the new and increasing trends is how the reverse breadwinner effects the need for stay at home parents to have life insurance.

The situation becomes all the more difficult when the deceased happens to be the sole breadwinner for the family, there is a huge amount of outstanding debt, or when the house mortgage needs to be paid off.

The Reverse Breadwinner as it relates to insurance is the issue with Stay at Home Dads Needing Life Insurance.

In case you are the sole breadwinner of your family, you need to ensure that your family has a fall - back option in the unlikely event of your untimely death.

Maybe you're the breadwinner in your family but someone else — like a spouse — needs auto coverage.

If you are the only breadwinner of your family and your income meets all the financial needs and requirements of your family, it is necessary for you to make sure that you have a regular income source if you're not any more to provide for them.

The breadwinner of the family does everything to fulfill their family's needs and keep them safe.

If you're the breadwinner for your family, they'll need money to continue their lives after you're gone.

They aren't the breadwinners in your family, so there's no income you need to replace.

The plan promises a considerable sum of money in difficult times when the family needs a source of income after the death of the breadwinner.

Mortgage insurance can only be used to pay the mortgage, but people have other necessities they need to address when they lose one of the breadwinners.

The non-working spouse needs to be insured to cover the cost of childcare and other household management work that the surviving breadwinner will now have to pay for.»

Although life insurance is often used for providing needed funds to surviving family members in the event of a breadwinner's death, it is also used as a means for paying off debt.

Life insurance offers financial security to the family when they need it the most — when the breadwinner is no longer around.

Stay - at - home parents are the unsung heroes of the household and need life insurance coverage just as much as the breadwinner.

This can provide real peace of mind for the entire family, since they know without a doubt that their financial needs will be taken care of even if the family's breadwinner suffers an untimely death due to accident or illness.