The key is to use your higher risk, higher return investments to continually fortify your safe
bucket of cash value life insurance AND then use your safe bucket to continue to fund higher risk - return investments.
Bringing the profit from your higher risk investments to repay your safe
bucket of cash value life insurance, is like putting gasoline in the ever working engine that this asset represents for a couple of key reasons.
The key is to use your higher risk, higher return investments to continually fortify your safe
bucket of cash value life insurance AND then use your safe bucket to continue to fund higher risk - return investments.
Bringing the profit from your higher risk investments to repay your safe
bucket of cash value life insurance, is like putting gasoline in the ever working engine that this asset represents for a couple of key reasons.
Not exact matches
The NYT slaps de Blasio for professing «a devotion to goodness and idealism, and working for «the people» while quietly taking unlimited sums
of cash from big donors, supposedly because these benefactors love the
values he fights for and not the access and influence that
buckets of money can buy.»
And with a properly designed policy, you can use the
cash value life insurance as a safe
bucket, conducting much
of your financing in and through the policy.
Further, if history is any guide at all, inflation is unlikely to substantially impact the
value of cash in just the few years it resides in the short - term
bucket.
Making ends meet with 7 kids Thriving after bankruptcy 100 % Loan to purchase financing How to manage contractors How to find off - market deals Wholesale properties for quick
cash When to ask for seller financing How to get «
buckets of money» The
value of systems for growth The importance
of a great team The difference between partners and investors
If these policies are handled incorrectly, they can turn out to be more expensive as you grow older, the
cash value can erode, and the policy could end up lapsing if premium payments aren't high enough to continue to fund the policy (remember the
bucket analogy from the beginning
of this section).
Think
of a permanent /
cash value policy as a
bucket into which you pour liquid money.
The IUL death Benefit pays out, and pays out more than your
bucket of investment has grown to, wow, its was front loaded, there were fees to limited your risk, and in the end the beneficiary not only got the
cash value, but some added death benefit too.
Don't miss the fact that in the above examples, your money is working hard and has never stopped moving, i.e. the velocity
of money... this is the essence
of the conduit whole life insurance strategy because your
cash value policy has served as a natural channel through which your money moves continually, growing perpetually to fund both your safe
bucket and higher risk opportunities.
The IUL death Benefit pays out, and pays out more than your
bucket of investment has grown to, wow, its was front loaded, there were fees to limited your risk, and in the end the beneficiary not only got the
cash value, but some added death benefit too.
And with its guaranteed
cash value growth year over year, it provides an excellent «safe
bucket»
of assets that can help insulate you from the ebbs and flows
of the stock market.