The chapters from Paul Crowe, Kevin Meagher and myself emphasise that these reduced public
budgets need not come at the expense of increased delivery.
The CCC has now revised the initial assertion that meeting carbon
budgets need not increase the number of households in fuel poverty.
As you'll see below, travelling on a budget needn't mean staying in hostels and rundown guesthouses.
Not exact matches
Erin Lowry, author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together, says, «People's relationship to money is
not rational, it's emotional... We
need to focus more on the psychological blocks and triggers that stand in people's ways, instead of just explaining how to
budget or the importance of compound interest.»
The current government has already flagged they don't understand the
needs of the tech industry through the NBN policy decisions they have made and I genuinely hope this doesn't further extend to a «do nothing» approach in the upcoming
budget and throughout the rest of their term.
And simpler games that work well on mobile usually don't require massive
budgets and teams of hundreds to produce; smaller development
budgets mean they don't
need to sell millions of copies to turn a profit, and there's more room for creative risk.
You don't
need a big
budget or major office updates to implement these changes — start by communicating the new office functions to your team and back it up with some signage.
With state
budgets being cut, former SBA chief Karen Mills discusses how local economic growth does
not necessarily
need radical innovation to prosper.
Not every scientist gets to spend her days mixing concoctions in test tubes or digging up dinosaur bones; every lab
needs a senior manager to keep research teams on track and on
budget.
If you buy new high - end vehicles every four years, you may
need to scale that back — and if you opt
not to, then your vacation or clothing
budget will
need significant rollbacks.
Budget tightening may
not augur well, but the governments still
need talented policy and program experts
But what if you don't have a huge
budget for these things and
need to generate a following all on your own?
Why your business
needs to do this: Recession proofing your business is a challenge, but if you want to prevent the economy from impacting your business, you should focus on selling an essential product or service and tighten your
budget so that you don't spend money on items that aren't
needed.
If you have trouble with numbers, are
not sure if you're setting up forecasts and
budgets correctly, or
need help understanding whether or
not labor costs should be cost of goods or expenses, for example, your accountant should be able to help.
Budgeting may
not sound exciting, but it's the first thing you'll
need to do to take control of your finances.
You don't necessarily
need a massive research
budget.
Conversely, if you don't have the discipline to sit down and assemble a business
budget, you may
not have insight into how your business is performing from year to year, whether there are cuts you can make to improve performance and whether you have the
needed funds to purchase new equipment — be it computers, trucks, machinery, or a new factory.
Tomoson starts at $ 49 per month, but if you don't have a large
budget but
need a lot of options, consider this simple tool.
Every company doesn't
need a big gift
budget for clients.
Liberal finance critic Scott Brison says his party is also unlikely to support a
budget with corporate tax cuts, which he claims «we can't afford and we don't
need.»
But you don't
need a big
budget to do it.
This $ 10,000 windfall may give your
budget the room it
needs to finally start meeting that match, if you're
not already.
Under a continuing resolution passed last week in place of actual federal spending bills, Pentagon
budgets are capped at 2015 levels, severely limiting the service branches» ability to start new programs or even shutdown programs they don't
need anymore.
Small businesses
need to be smarter since they don't have big
budgets to quickly get mass reach.
Not long ago, an out - of - state client of her California public relations firm
needed her at a face - to - face meeting but had cut its travel
budget.
«I had thought a possible outcome [of the
budget issues] would be they would say we can't get this to work and we
need you to help us with the transition.
When that time comes, don't just set and forget about your joint
budget — revisit it every month, Van Cleve suggests, and make adjustments if
needed.
If there's one thing indie developers do exceptionally well, it's pointing out that good games don't necessarily
need huge -
budget ultra-graphics.
As an employer, you
not only have to know the current economic position of your own company, you
need to be aware of the state of the economy as a whole when putting together
budgets.
If you're on a tight
budget and
need someone who can hit the ground running, it may be more cost - effective to get along with an unfilled position than to hire someone who
not only won't be productive from Day One, but will also take up another employee's time to train, lowering overall productivity.
It doesn't
need to be as big
budget a production as something like those insurance commercials.
New Democratic Party chief Thomas Mulcair says he doesn't
need a statute to force him to run a balanced
budget.
OPINION: Labor will
need to compromise if its
budget plans are to pass the parliament, and a push for upper house reform may
not be out of the question.
The true beauty of social promotions is that you don't
need a
budget to establish a presence and gain an audience — although a having a
budget wouldn't hurt.
«We're underbudget on what we
budgeted for electricity, and since some of these bulbs don't
need to be changed for seven to 10 years, we're saving on manpower as well.»
It can be easier to
budget and set aside money to cover your housing - related expenses when you know the amount you
need to set aside each month won't change.
The biggest mistake to be made is carelessly spending money on features that are
not needed or spending your marketing
budget with no control on measuring what you are getting back.
However, despite Italy's
budget difficulties, Monti said that it would
not need a bailout, although the country may want Europe's rescue funds and the ECB to buy its bonds so that yields come down to a more manageable level.
thanks, and yes, a pittance of a pension and regular checkups keep us on
budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's
not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even
need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!
Besides, «The Canyons» was so low -
budget that they didn't
need insurance.
If you aren't lucky enough to live in a state like Tennessee, you
need to
budget for state income taxes too.
However, it's
not powerful enough on its own to replace more detailed
budgets from platforms like Mint or You
Need a
Budget.
To be «realistic», you
need to acknowledge that you will
not balance the
budget by 2019 - 20.
Or perhaps an area isn't performing well and it
needs an increase in
budget.
Shouldn't he at least consider the recommendation of the International Monetary Fund in its October review of Canada, that «there is room to delay the adjustment
needed to return to a balanced
budget in 2015, if there is no meaningful pick - up in economic growth»?
The government does
not need a
budget to get Parliamentary approval to spend money.
Since Living Goods» overall
budget is increasing, it also aims to raise an additional $ 3 million in reserves (about $ 2 million in 2015 and about $ 1 million in 2016).148 It expects to raise some funds from partnership consulting fees and margins on goods sold to CHPs, leaving about $ 10 million per year that would
need to be supported by donor funding.149 In 2012 Living Goods raised $ 2.8 million, and in 2013 it raised $ 3.3 million from donors.150 Living Goods told us that it believes there is a decent chance it will reach two - thirds of its funding target for the first year through agreements with funders who have supported its work in the past, but the money has
not yet been secured and the funding
need will grow each year.151 The Children's Investment Fund Foundation (CIFF), one of Living Goods» major core funders historically, will be deciding in Q1 2015 whether to fund Living Goods» scale - up.
You
Need a
Budget, known by its loyal army of users as YNAB, is a desktop and mobile based
budgeting software with a major difference from everything else on this list: it does
not automatically link to your bank accounts.
While I'm
not persuaded by the argument that Canada
needs countercyclical Keynesian deficit spending (I think we're already out of recession), I do know what fiscal policy I would consider worse: arbitrarily cutting spending in a weak economy to balance the
budget in light of a revenue shortfall stemming from lower than expected nominal GDP.
And if those states can bring their
budgets into a primary surplus, then we don't
need the bankruptcy provision, since they'll be easily capable of rolling over their debts.