Sentences with phrase «budgets need not»

The chapters from Paul Crowe, Kevin Meagher and myself emphasise that these reduced public budgets need not come at the expense of increased delivery.
The CCC has now revised the initial assertion that meeting carbon budgets need not increase the number of households in fuel poverty.
As you'll see below, travelling on a budget needn't mean staying in hostels and rundown guesthouses.

Not exact matches

Erin Lowry, author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together, says, «People's relationship to money is not rational, it's emotional... We need to focus more on the psychological blocks and triggers that stand in people's ways, instead of just explaining how to budget or the importance of compound interest.»
The current government has already flagged they don't understand the needs of the tech industry through the NBN policy decisions they have made and I genuinely hope this doesn't further extend to a «do nothing» approach in the upcoming budget and throughout the rest of their term.
And simpler games that work well on mobile usually don't require massive budgets and teams of hundreds to produce; smaller development budgets mean they don't need to sell millions of copies to turn a profit, and there's more room for creative risk.
You don't need a big budget or major office updates to implement these changes — start by communicating the new office functions to your team and back it up with some signage.
With state budgets being cut, former SBA chief Karen Mills discusses how local economic growth does not necessarily need radical innovation to prosper.
Not every scientist gets to spend her days mixing concoctions in test tubes or digging up dinosaur bones; every lab needs a senior manager to keep research teams on track and on budget.
If you buy new high - end vehicles every four years, you may need to scale that back — and if you opt not to, then your vacation or clothing budget will need significant rollbacks.
Budget tightening may not augur well, but the governments still need talented policy and program experts
But what if you don't have a huge budget for these things and need to generate a following all on your own?
Why your business needs to do this: Recession proofing your business is a challenge, but if you want to prevent the economy from impacting your business, you should focus on selling an essential product or service and tighten your budget so that you don't spend money on items that aren't needed.
If you have trouble with numbers, are not sure if you're setting up forecasts and budgets correctly, or need help understanding whether or not labor costs should be cost of goods or expenses, for example, your accountant should be able to help.
Budgeting may not sound exciting, but it's the first thing you'll need to do to take control of your finances.
You don't necessarily need a massive research budget.
Conversely, if you don't have the discipline to sit down and assemble a business budget, you may not have insight into how your business is performing from year to year, whether there are cuts you can make to improve performance and whether you have the needed funds to purchase new equipment — be it computers, trucks, machinery, or a new factory.
Tomoson starts at $ 49 per month, but if you don't have a large budget but need a lot of options, consider this simple tool.
Every company doesn't need a big gift budget for clients.
Liberal finance critic Scott Brison says his party is also unlikely to support a budget with corporate tax cuts, which he claims «we can't afford and we don't need
But you don't need a big budget to do it.
This $ 10,000 windfall may give your budget the room it needs to finally start meeting that match, if you're not already.
Under a continuing resolution passed last week in place of actual federal spending bills, Pentagon budgets are capped at 2015 levels, severely limiting the service branches» ability to start new programs or even shutdown programs they don't need anymore.
Small businesses need to be smarter since they don't have big budgets to quickly get mass reach.
Not long ago, an out - of - state client of her California public relations firm needed her at a face - to - face meeting but had cut its travel budget.
«I had thought a possible outcome [of the budget issues] would be they would say we can't get this to work and we need you to help us with the transition.
When that time comes, don't just set and forget about your joint budget — revisit it every month, Van Cleve suggests, and make adjustments if needed.
If there's one thing indie developers do exceptionally well, it's pointing out that good games don't necessarily need huge - budget ultra-graphics.
As an employer, you not only have to know the current economic position of your own company, you need to be aware of the state of the economy as a whole when putting together budgets.
If you're on a tight budget and need someone who can hit the ground running, it may be more cost - effective to get along with an unfilled position than to hire someone who not only won't be productive from Day One, but will also take up another employee's time to train, lowering overall productivity.
It doesn't need to be as big budget a production as something like those insurance commercials.
New Democratic Party chief Thomas Mulcair says he doesn't need a statute to force him to run a balanced budget.
OPINION: Labor will need to compromise if its budget plans are to pass the parliament, and a push for upper house reform may not be out of the question.
The true beauty of social promotions is that you don't need a budget to establish a presence and gain an audience — although a having a budget wouldn't hurt.
«We're underbudget on what we budgeted for electricity, and since some of these bulbs don't need to be changed for seven to 10 years, we're saving on manpower as well.»
It can be easier to budget and set aside money to cover your housing - related expenses when you know the amount you need to set aside each month won't change.
The biggest mistake to be made is carelessly spending money on features that are not needed or spending your marketing budget with no control on measuring what you are getting back.
However, despite Italy's budget difficulties, Monti said that it would not need a bailout, although the country may want Europe's rescue funds and the ECB to buy its bonds so that yields come down to a more manageable level.
thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!
Besides, «The Canyons» was so low - budget that they didn't need insurance.
If you aren't lucky enough to live in a state like Tennessee, you need to budget for state income taxes too.
However, it's not powerful enough on its own to replace more detailed budgets from platforms like Mint or You Need a Budget.
To be «realistic», you need to acknowledge that you will not balance the budget by 2019 - 20.
Or perhaps an area isn't performing well and it needs an increase in budget.
Shouldn't he at least consider the recommendation of the International Monetary Fund in its October review of Canada, that «there is room to delay the adjustment needed to return to a balanced budget in 2015, if there is no meaningful pick - up in economic growth»?
The government does not need a budget to get Parliamentary approval to spend money.
Since Living Goods» overall budget is increasing, it also aims to raise an additional $ 3 million in reserves (about $ 2 million in 2015 and about $ 1 million in 2016).148 It expects to raise some funds from partnership consulting fees and margins on goods sold to CHPs, leaving about $ 10 million per year that would need to be supported by donor funding.149 In 2012 Living Goods raised $ 2.8 million, and in 2013 it raised $ 3.3 million from donors.150 Living Goods told us that it believes there is a decent chance it will reach two - thirds of its funding target for the first year through agreements with funders who have supported its work in the past, but the money has not yet been secured and the funding need will grow each year.151 The Children's Investment Fund Foundation (CIFF), one of Living Goods» major core funders historically, will be deciding in Q1 2015 whether to fund Living Goods» scale - up.
You Need a Budget, known by its loyal army of users as YNAB, is a desktop and mobile based budgeting software with a major difference from everything else on this list: it does not automatically link to your bank accounts.
While I'm not persuaded by the argument that Canada needs countercyclical Keynesian deficit spending (I think we're already out of recession), I do know what fiscal policy I would consider worse: arbitrarily cutting spending in a weak economy to balance the budget in light of a revenue shortfall stemming from lower than expected nominal GDP.
And if those states can bring their budgets into a primary surplus, then we don't need the bankruptcy provision, since they'll be easily capable of rolling over their debts.
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