Sentences with phrase «bunch of credit card»

You can't erase missed payments, but you can quickly improve your credit - to - debt ratio (the second biggest influencer on credit scores), especially if you've got a bunch of credit card debt.

It's one where the general perception is my clients are irresponsible and just racked up a bunch of credit card debt from extravagant living.

Wouldn't having a bunch of credit card accounts being opened and then closed hurt your overall credit score?

Even if you have a decent credit score (> 680), there are a bunch of credit card companies offering 0 % interest rates on balance transfers for 12 months (or longer terms in some cases)

You might currently find yourself in a bunch of credit card debt.

And now they've got a bunch of credit card debt at 18 to 22 % plus a consolidation loan that's been going on for four or five years and they find themselves pretty well strapped without too much of a solution other than bankruptcy at that point in time.

If you have a bunch of credit card points, look into using these points to pay for some or all of your trip.

Even if you lower your monthly payments with a mortgage refinance, you could end up over your head if you run up a bunch of credit card debt or buy a new vehicle.

If a bunch of credit card debt is keeping your credit score down, talk with your credit card lenders to see if you can strike a deal to pay off that debt.

So instead of running up a bunch of credit card debt, I like to find really good deals for nice things on Gilt and mix them with inexpensive pieces I pick up elsewhere.

Jessica @ Making Sense of Cents writes How I eliminated my debt in less than 1 year — And I'm not talking about you cracking under the pressure of being frugal and racking up a bunch of credit card debt after a blackout shopping spree at Nordstrom (though that very well could happen to you).

As the valet was helping the three with their bags, a bunch of credit cards fell out of a suitcase, authorities said.

Of course we don't recommend that you apply to a bunch of credit cards all at once, but if you have excellent credit, applying for a few over the course of a year or two is reasonable.

Our credit card payoff calculators can help you come up with a plan to pay off a single card or a bunch of credit cards.

This is saying that OK, so you have a bunch of credit cards, you're paying them all off on time and you don't carry high balances, that's all great.

Before you go applying for a bunch of credit cards you must first understand your own current spending habits.

Our calculators can help you devise a plan for paying off one credit card or a bunch of credit cards.

Even if you don't mind having a bunch of credit cards and scheming to get the best rewards, the Spark Select might still work for you.

The lifestyle habits that they created, spending habits etc. that got them into the difficulty and created a whole bunch of credit cards, oftentimes doesn't change.

All too often we see people that went through the consolidation route only to end up four or five years later to end up with a bunch of credit cards again, maybe the same ones.

Now there are — the other side of the sword as I was saying, is that if you have short - term debt, let's say a bunch of credit cards and you're paying somewhere from 18 to 22 % interest on it, it might be wise to let's say roll that debt into let's say a second mortgage.

I have a bunch of credit cards with no balance, while others have fairly high balances.

Before these 4 % transaction fees came along a lot of people would apply for a whole bunch of credit cards (in the same day) then transfer near the credit limit into a savings account, and simply make the minimum payments come from it automatically.

Instead of making endless minimum payments each month to a bunch of credit cards, use the proceeds from a personal loan to pay off the cards.

So you pay off your credit cards with a debt consolidation loan, and end up just going back into debt because you have a bunch of credit cards with a zero balance and a huge spending problem.

Do not apply for a bunch of credit cards at one time.

Imagine taking a bunch of credit cards with 20 % interest rates and dropping them to a 10 % consolidation loan rate.

Even if you don't mind having a bunch of credit cards and scheming to get the best rewards, the Spark Select might still work for you.

If you are applying to a bunch of credit cards for their sign - up benefits, you are likely going to have to have some sort of minimum spending requirement on each of the cards.

While many of us use credit cards for genuine reasons, some people exploit loopholes in the rewards system to get stuff for free or very cheaply, accumulating a whole bunch of credit cards along the way, and sometimes — when they're not so lucky — get into debilitating debt.

For a lot of households who want to signup for a bunch of credit cards and fly for free, it's going to get a lot harder.

Not exact matches

/ Nah, it's just a bunch of debt collectors — before the verses shift to outlining more responsible ways to use a credit card and explaining why it's important to build a good credit score.

If you're in the market for a bunch of new appliances or other big - ticket items, it's common for consumers to walk into a retailer and be offered a discount and a good financing deal on a large purchase, if they open a charge or credit card account with that retailer.

These victims unwittingly helped carry out a bunch of money - making schemes, like cashing fake checks and shipping goods bought with stolen credit cards.

Already, the agency is starting to do a whole bunch of things that are going to be important for consumers — making sure loan contracts and credit card terms are simpler and written in plain English.

I've got a bunch of unused credit cards that I never bothered to close, so I guess I have been unwittingly improving my credit score for many years now.

They simply head to the store, throw a bunch of items in the cart, and use the business credit card.

If you find you need to use your credit card, be smart and pay it off the moment you can, so you do not accrue a bunch of debt due to interest charges.

Why will these people suddenly decide that instead of using a credit card, which is working well, they should buy a bunch of bitcoins, pay a transaction fee, wait several days for coins, and use these to pay for their stupid games?

Personally, I don't do store credit cards anymore (along with just not wanting a bunch of cards, I'm too big of a fan of my AmEx and the benefits that come with it — hello Centurion Lounge!)

everytime you try to get on a free chat line they might give you 30 minutes a free trial but after that you have to put your credit card in and pay just to talk to single women I think that's a bunch of bullshit why don't women have to do that I love the know

Scammy dating sites create a bunch of phony profiles with hot pictures to entice you to whip out your credit card.

When you are trying to juggle a bunch of new credit cards to take advantage of lucrative sign - up bonus offers, there are some risks if you are balancing a few accounts.

Along with a bunch of coupons you'll never use, you find a few bills and, yes, credit card offers.

I spend a bunch of time on credit card churning and manufactured spending, which allows me to travel the world for virtually free.

First, I wasn't shocked by the fact that credit card companies share my information — I figured that out already given the fact that I get a bunch of random credit card offers in the mail, and coupons with my statements.

I don't think this one is as obvious because it almost seems more responsible to focus on 1 or 2 cards instead of having 20 open... but our credit score system rewards you for having a bunch of cards open as long as you aren't maxed out or in debt on them.

This strategy may not be right for everyone, and I definitely wouldn't recommend opening a bunch of new credit cards right before taking out a mortgage, but I'd be lying if I said I don't love doing this.

Here's the way most people use credit cards: charge a bunch of stuff they can't afford, then pay the monthly minimum and shove their fingers in their ears.

' «By the time he had finished charging a bunch of new furniture on his credit card, he had run up $ 32,000 in debt.