Finding the
right business auto insurance policy for your commercial needs can be tricky, but a seasoned insurance agent can help you navigate the marketplace and choose a policy tailored to your needs.
If you have additional questions regarding business auto insurance or if you would like to discuss and receive a quote for
a business auto insurance policy use the link below:
If in doubt of
the business auto insurance policy is right for you, an insurance agent can explain in more detail which coverage options are mandatory and which ones are optional.
Physical damage may be added to
the business auto insurance policy.
Liability coverage for
a business auto insurance policy pays for the business owner's legal obligation for damages caused to others by a covered accident that results in bodily injury or property damage.
The vehicles covered by
a business auto insurance policy are ones that are owned, hired, leased or borrowed by a business and designed to be driven on public roads.
Comp (a.k.a Comprehensive or Other Than Collision) and Collision are physical damage insurance coverages on a personal or
business auto insurance policy.
Similar to the Personal Auto Policy,
the Business Auto Insurance Policy is made up of three parts:
The Business Auto Insurance Policy is very similar in many respects to the Personal Auto Policy with which most of us have become familiar.
Full glass coverage is an additional physical damage coverage which can be purchased on a personal or
business auto insurance policy.
The policy declarations document «declares» the choices you've made on
your business auto insurance policy.
A copy of the declaration page of your current general liability and
business auto insurance policy (if you have them).
Personal effects coverage purchased under
a business auto insurance policy can also extend coverage under business property insurance to include personal effects owned by the insured, partners of the business, or employees.
Firstly if you own a large or even a small fleet of vehicles which are being used for your business ensure that you insure them together under one
business auto insurance policy to save a couple of thousand dollars on insuring all your vehicles.