Sentences with phrase «business credit card if»

For example, you could apply for a business credit card if you're a freelance web designer or you have an Etsy store.

Introducing: The Delta Reserve for Business Credit Card If -LSB-...]

You can apply for a small business credit card if you have an LLC, a partnership, or as a sole proprietor.

We recommend getting the Starwood Preferred Guest ® Business Credit Card from American Express over the Gold Delta SkyMiles ® Business Credit Card if you books hotels with Starwood properties often, or if you want flexible redemption options.

Another option to consider is a small business credit card if you are purchasing a small batch of inventory.

You can apply for a small business credit card if you have an LLC, a partnership, or as a sole proprietor.

You might also consider a business credit card if you're incorporated, have employees that occasionally need a business card, or otherwise see the need to improve how you track business expenses that would be paid by credit card.

Not exact matches

There are different options for people and businesses if they get into a bind — using a credit card, taking a cash advance, a short term loan, etc..

As an example, if every customer paid with credit, a small family business would see its profit reduced from $ 50,000 to $ 35,000 — and if their margins before card fees were closer to 5 %, then you are looking at cutting their profit from $ 50,000 to $ 20,000!

If you always pay back every business loan, credit card statement, and mortgage bill on time, in full, then you're doing great.

If you've ever wondered whether you should close that old credit card account or apply for a business loan and a mortgage at the same time, then understanding these factors should help.

The increased, fluctuating interest rates and personal liability that you are accountable for are risks, however if you have few options a business credit card can help enormously.

The flexibility of interest rates on a business credit card is something that you would not deal with if you had a loan or fixed line of credit.

Yes, there are good reasons why some startups should put working day - to - day on growing their business aside and spend the time instead looking for outside investment, including: gaining the financial and other operational resources they need to move forward; to increase their financial stability, focus (plus peace of mind) in the short - term if they've been growing on revenue, founders» savings and credit cards; and to quickly accelerate their growth in order to capture a massive market.

That is, if you're buying a pair of sneakers online, there is no reason that a business should be asking for your birth date, social security number, annual income, copies of your ID or credit card, and so on (you'd be surprised by how many online businesses ask for these things).

If you don't care much about extra perks and just want to use your credit card to make business purchases, you could be missing out on a great opportunity to save money for your business.

If your business accepts credit cards, this may be an option to consider if your personal credit isn't the best and your business needs cash quickly, Lankler sayIf your business accepts credit cards, this may be an option to consider if your personal credit isn't the best and your business needs cash quickly, Lankler sayif your personal credit isn't the best and your business needs cash quickly, Lankler says.

«If it weren't for credit cards, I wouldn't be in business.»

Protect yourself by doing business only with one of the many established and reputable companies that provide this service, asking for references and, if possible, using a credit card for payment to protect yourself from liability.

If you're opening a business with low overhead costs — like a consultancy or graphic design company — and all you need to start your business from home is a computer and an Internet connection, business credit cards may be all the capital you need.

If you too are navigating the friendly skies with more frequency than before, you may want to consider the following travel credit card tips for business travelers.

As of Oct. 1, 2015, if your business doesn't use a credit card terminal that can process credit cards with chips embedded in their face, you could be liable for any fraudulent credit card use through your system.

If you'd like to try out Buffer for Business analytics at the same time, we've got a free seven - day trial for you to test — no credit card required.

But if your small - business credit card is guaranteed by your personal credit — the case for all sole proprietorships and some recently incorporated businesses — the protections covered by the new legislation will apply to your card as well, so no need to switch.

Instead, maintain a separate checking account and credit cards, if necessary for your business.

If you are a small - business owner trying to build your credit history and grow your business, a business credit card can be a beneficial tool.

Have you asked your line of credit and credit card issuer if they report business account activity to Dun & Bradstreet or Experian?

Improve your cash flow If you need to make purchases for your business before your customers pay you, using credit cards can be a smart practice — as long as you're assured of getting the funds to pay off the balance.

If you do happen to incur interest from carrying a balance on a business credit card, be sure to note it on your tax form — it counts as a business expense.

If you or your employees do a lot of traveling for your business, you may be able to make good use of the travel protections that frequently come on business credit cards.

Your personal finances are at risk Unless you have a large, established business — and even sometimes if you do — the bank may require you to personally guarantee your credit card.

A business credit card may be the better option if you need a card with a lower barrier to entry and also if there's a possibility you might carry a balance from month to month.

If you have not already done so, open a bank account and credit card under your business's name.

A business failure can impact your personal credit score If your business fails and you end up with a credit card balance you can't pay off, it will go on your personal credit report.

This offer is not available if the business already has a Wells Fargo Business Secured Card, Wells Fargo Business Platinum Credit Card, and Wells Fargo Business Elite Card, or opened or closed one of those accounts in the immediately preceding 12business already has a Wells Fargo Business Secured Card, Wells Fargo Business Platinum Credit Card, and Wells Fargo Business Elite Card, or opened or closed one of those accounts in the immediately preceding 12Business Secured Card, Wells Fargo Business Platinum Credit Card, and Wells Fargo Business Elite Card, or opened or closed one of those accounts in the immediately preceding 12Business Platinum Credit Card, and Wells Fargo Business Elite Card, or opened or closed one of those accounts in the immediately preceding 12Business Elite Card, or opened or closed one of those accounts in the immediately preceding 12 months.

However, if that's not an option, another possibility is to use a personal or business credit card to pay the delinquent taxes.

If money is flowing into your account regularly, you are maintaining more than the minimum balance, and you are handling the account responsibly (i.e., the checks you write are clearing), chances are that your banker will begin to offer you products such as a business credit card and possibly a line of credit.

In short, you are just as responsible for all of the charges to your small - business credit card account as you would be if they were made by you on your personal credit card.

The vast majority of small business credit cards require you to personally guarantee the charges you make — even if the card is issued in your business's name.

If you do business online and use PayPal, Square, or old fashion credit card and debit, then you're familiar with the 2 to 6 % service fee.

When venturing into entrepreneurship, many people find that if they don't have a large savings, they need a credit card advance in order to pay for business expenses, and to cover living expenses too.

If some marijuana dispensaries may not be totally forthright with banks, they have little choice if they want to do business, even beyond accepting credit and debit cards, said Michele Heney, a professor of accounting at University of OregoIf some marijuana dispensaries may not be totally forthright with banks, they have little choice if they want to do business, even beyond accepting credit and debit cards, said Michele Heney, a professor of accounting at University of Oregoif they want to do business, even beyond accepting credit and debit cards, said Michele Heney, a professor of accounting at University of Oregon.

You can snag some great deals by taking advantage of credit card rewards, other loyalty programs, and deducting your trip from your taxes if your travel is for business purposes.

If you want to see just how long it can take to pay off credit card debt with only minimum payments, this chart posted in Business Insider breaks it all down:

If you'd like to earn Alaska miles directly, check out their co-branded credit cards provided by Bank of America which offers both a personal and business version of the card.

Because the Chase Ink Preferred business credit card lets you redeem or transfer your points for award travel, it is a worthy substitute for the Ink Plus business card if you're looking to complete the Chase Trifecta.

As a result, if you don't have a good personal credit history, qualifying for a business credit card could be more challenging.

If you are planning on using a business credit card, it's important to know which ones are the best for your business.

If you're a business owner with an average FICO credit score, the pool of available credit cards is limited.

The difference between these two cards is mainly the fact that the Chase Freedom ® Card can earn Ultimate Rewards Points, which can be used for travel rewards if combined with a Chase Sapphire Preferred ® Card or Chase Ink Business Preferred ℠ Credit Card.