Sentences with phrase «business credit growth»

At the same time, business credit growth has been gradually strengthening.

This follows a period of two years in which business credit growth was unusually low.

Business credit growth has also been strong.

Business credit growth has also picked up since the middle of the year to an annualised rate of 6.8 per cent over the six months to September, more than double the rate over the six months to May.

Business credit growth has also picked up modestly over recent months, although with generally healthy profit growth, many firms are still able to rely on internal funding to finance expansion plans.

While business credit growth has fallen in recent months, this weakness has been partly offset by growth in alternative sources of business funding, and surveys do not report businesses being constrained by a lack of funds.

Year - ended business credit growth remains more moderate than that for household credit, but in contrast to the slowing in household credit growth, it has continued on the broad upward trend evident over the past few years.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

The relationship between credit and growth is particularly significant for small businesses.

Business credit can provide a business the source of funds it needs for multiple purposes, from bridging gaps in cash flow to pursuing growth opportBusiness credit can provide a business the source of funds it needs for multiple purposes, from bridging gaps in cash flow to pursuing growth opportbusiness the source of funds it needs for multiple purposes, from bridging gaps in cash flow to pursuing growth opportunities.

Understanding how his process works and what you need to do in order to establish good business credit could open up new doors to fuel the growth of your business.

Yes, there are good reasons why some startups should put working day - to - day on growing their business aside and spend the time instead looking for outside investment, including: gaining the financial and other operational resources they need to move forward; to increase their financial stability, focus (plus peace of mind) in the short - term if they've been growing on revenue, founders» savings and credit cards; and to quickly accelerate their growth in order to capture a massive market.

The study found that nearly 40 percent of small business owners who didn't know their business credit score anticipated growth of less than 5 percent, while nearly three quarters who did, envisioned growth of up to 20 percent.

If your business is doing well — you have accounts receivable, industry growth is strong and you have good credit — now is the time to consider a loan or a line of credit.

The explosive growth of the alternative lending industry has led to more access to credit for small business owners that the traditional banks had been turning away, for sure.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

No matter the impetus, higher rates will lead to constraints on credit for both consumers and businesses, which will crimp growth.

Where the Money's Moving Despite online lenders» growth, banks still receive the most small - business credit applications:

Investors want to see both an «amazing business plan» and «growth trajectory,» says Alkhatib, who credits the Jordan - based business incubator Oasis500 with helping him develop these insights.

Predictions The odds are high that small - business owners will face higher taxes, lower economic growth and less credit.

That's because many of the so - called nonbank banks — some of the big credit - card companies and brokerage houses, for instance — have based their own business plans on growth within the entrepreneurial marketplace, in large part because that segment of the economy has been ignored by much of the banking community for years.

The Issues Small - business owners are likely to face daunting problems in 2013: higher taxes, slow economic growth and an unfavorable credit market.

The collective contributions of our alumni and employees have established a solid foundation for Moody's continuing contribution to credit markets, business growth and financial success.

The credit card comparison company used 10 metrics, such as net growth, industry variety and average wages for new hires, to evaluate the state of small businesses in the 30 largest metropolitan areas nationwide.

I'm not of the opinion that every business challenge can be solved with additional capital, but I do believe that a small business loan or line of credit can be a great tool to fuel growth or fund other ROI - generating initiatives.

The two initiatives — changes to the Apprenticeship Job Creation Tax Credit and a permanent Home Renovation Tax Credit - were aimed at the business sector and expected to spur economic growth.

The majority of credit is being funneled into deadbeat borrowers refinancing their loans — not to the growth businesses of the future.

If you're business is busy during the summer months, the flexibility of a business line of credit can also help you take advantage of opportunities to fuel growth during the busy months that could continue to generate revenue during a slower season.

target and maximum levels, assumed, for Mr. Hoyt's Wholesale Banking Group, continued double - digit loan growth and favorable credit quality; for Mr. Oman's Home and Consumer Finance Group, improvement in the home mortgage business due to cost control and expected improvements in the yield curve favorably affecting earnings from hedging activities; and for Ms. Tolstedt's Community Banking Group, growth in deposits, especially low or no - cost core deposits, continued loan growth, and stable credit loss rates.

First in revenue and loan growth (adjusted for significant acquisitions) when averaged over the one -, three -, and five - year periods, reflecting the fact that the Company continued to provide credit to consumers, small businesses, and commercial companies in the current credit climate; and

That being said, borrowing the capital you need to fuel growth or otherwise add value to your business and making each and every payment in a timely manner, is the single most important thing you can do to build a strong business credit profile.

He credits the growth of his business, in part, to the stabilization of print and new practices in the publishing industry, such as Penguin Random House's so - called rapid replenishment program to restock books quickly.

Negative conditions in the general economy both in the United States and abroad, including conditions resulting from financial and credit market fluctuations and terrorist attacks in the United States, Europe or elsewhere, could cause a decrease in corporate spending on enterprise software in general and slow down the rate of growth of our business.

A business line of credit can be a valuable tool to fuel growth and fund other profit - generating initiatives.

Having a good credit score can help your company qualify for a great business credit card, loan, or term financing — all of which can help improve your cash flow and expedite growth.

The Biz2Credit Small Business Lending Index also reported that approval rates by credit unions and alternative lenders were relatively unchanged, while institutional lenders continued slow but steady growth in approval percentage.

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«Not only do small business owners report that the operating environment for their businesses will be better in 2017 than it was in 2016, but business owners are anticipating growth for their businesses in the new year as more plan to increase their capital spending, add staff and apply for credit.»

It is imperative to our business that we be able to continue to access capital through these lines of credit and our ABS facility in order to be able to finance the growth of our vehicle fleet.

Given the importance of young company growth at this stage of the business cycle, the Bank is monitoring data on company formation and credit flows carefully.

When capital solutions are required across borders, seamless Cross Border lending for companies in the United Kingdom and United States offered by PNC Business Credit can power efficiencies and growth.

Credit Suisse has relationship manager hiring targets that it has not yet reached, while BNP Paribas recently got a new CEO for its Asian wealth business — presumably with its eye on growth.

Credit growth remains strong and has picked up noticeably in recent months, driven by an acceleration in both business and housing credit (TablCredit growth remains strong and has picked up noticeably in recent months, driven by an acceleration in both business and housing credit (Tablcredit (Table 10).

In contrast, the strong growth in business credit seen late last year has been reversed, with falls recorded in the latest two months.

In addition to credit score, lenders may require a business plan that describes your business and a detailed proposal for future growth.

Annual credit growth continues its downward trend, with tighter credit conditions weighing on investor housing credit, while business credit picked up, supporting the rise in March.

Nevertheless, the growth of credit to both the household and business sectors remains high, with aggregate credit growth still running at an annual rate of 12 per cent over the six months to December 2004.

When determining if your business is right for an unsecured business loan, our underwriters analyze a variety of metrics such as big data, historical risk models, and trade line distribution to determine its unique growth potential instead of just looking at your credit score.

When capital solutions are needed to grow your domestic franchise or are required across borders, we offer international finance capabilities for companies in the United Kingdom and Canada offered by PNC Business Credit can power efficiencies and growth.

Although these business models have been effective, the continued growth of the MPL marketplace faces challenges in scarcity and volatility of funding, the uncertain regulatory environment, a normalizing interest - rate environment, and open questions about the business model and credit scoring methodologies.