Sentences with phrase «business credit reports for»

A compilation of business credit reports for smart commercial lending decisions Salisbury, Md., December 12, 2017 — Credit Plus, a provider of intelligent insight for mortgage professionals,... Read More

This is because the bureaus do not specify the names of lenders on business credit reports for privacy reasons, unlike on consumer credit reports.

Unlike consumer credit, anyone can pull business credit reports for a small fee and they do not have to provide notice or get approval from the business owner.

This is because the bureaus do not specify the names of lenders on business credit reports for privacy reasons, unlike on consumer credit reports.

Before you apply, however, you should examine both your personal and business credit reports for negative signs and inaccuracies.

If you prefer to do things on your own, all three of the business credit bureaus will give you a full copy of your business credit report for a fee.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

This could leave your business wide open to issues such as a negative impact on your personal credit report, ultimately hurting your ability to borrow money for yourself.

Still, credit bureau reports do have some potential for error, so small businesses should not necessarily use them as the only source of consumer credit information.

Tight credit is forcing small businesses to seek alternative lenders to meet demand for back - to - school merchandise, reports the Wall Street Journal.

Part of the problem, the study found, is that «existing tax rules effectively create a $ 19,399 reporting tax loophole impacting millions of taxpayers» because of the confusion surrounding the requirements for forms 1099 - K, which is supposed to be filed by companies when they earn more than $ 20,000 through 200 or more credit card transactions, and 1099 - MISC, which covers payments above $ 600 to independent contractors, freelancers and small businesses.

IAC highlighted HomeAdvisor in its most recent quarterly earnings report, crediting the business for driving a 21 percent increase in revenue for the e-commerce segment.

Then follow these simple rules: Don't use your personal credit card for business purchases unless you file an expense report, and go through proper channels to get reimbursed.

Turn to a store - based credit line, like the ones Home Depot and OfficeMax offer, so you can start reporting something to the business credit bureaus before you would otherwise qualify for a credit - based loan.

In 2016, eight years after the crash, 45 percent of small - business owners reported applying for credit, up from 22 percent in 2014, according to the Federal Reserve.

That can involve making personal visits to those businesses, asking for copies of their financial statements, purchasing credit reports on them from Dun & Bradstreet or some other reliable credit agency, and contacting their other customers for real - world feedback on their performance.

Participants in the 500 Startups accelerator have access to 250 different perks, including a year of free email distribution from SendGrid, a free business credit report consultation from Dun and Bradstreet, and cheaper snacks for the office.

As a result, previously reported aggregate business segment net sales and operating income for total year 2017 increased $ 1.568 billion and $ 402 million, respectively, offset by similar increases in the elimination of dual credit net sales and operating income amounts.

Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports&rreports on Form 10 - Q (the «Reports&rReports»).

Additionally, certain sales and operating income results for electronic bonding product lines that were previously equally divided between the Electronics and Energy business segment and the Industrial business segment are now reported similarly to dual credit.

3M business segment reporting measures include dual credit to business segments for certain sales and related operating income.

A free Nav account provides business credit grades for each score as well as summary reports, your personal credit score from Experian, and free tools to help you build strong business credit.

Business credit cards report to business credit bureaus, and are very useful for building a credit history for your bBusiness credit cards report to business credit bureaus, and are very useful for building a credit history for your bbusiness credit bureaus, and are very useful for building a credit history for your businessbusiness.

Capital One, for instance, does report all the activity on your business cards to consumer credit bureaus, but Bank of America does not.

I asked the agent of the bank if we can re-open the account or apply for a business loan, but unfortunately, they declined because we had to short - sale a property and it was reflected on our credit report.

Trade credit reporting is beneficial for helping you separate your business and personal finances, which is particularly advantageous in regard to credit.

Many business credit reporting agencies require you to pay for the information they have on your business.

There are a lot of factors — three major credit reporting bureaus, personal credit scores, business credit scores, and different algorithms for rating your creditworthiness.

In addition, while the majority of business owners surveyed across all segments said they did not feel a perception of discrimination from a financial institution impacted their chances of obtaining business credit, 22 % of African American and 11 % of LGBT business owners reported that perceived discrimination impacted their chances of obtaining credit for their business, compared to 5 % of the general small business owner population.

Features for the small business include connecting to online bank accounts and credit cards, professional invoices, simple dashboards and options to categorize income and expenses specifically for tax reporting.

Under the Fair Credit Reporting Act, when you apply for business credit, a lender has the right to look at your personal credit profile to evaluate whether to issue it tCredit Reporting Act, when you apply for business credit, a lender has the right to look at your personal credit profile to evaluate whether to issue it tcredit, a lender has the right to look at your personal credit profile to evaluate whether to issue it tcredit profile to evaluate whether to issue it to you.

Factors that could cause or contribute to actual results differing from our forward - looking statements include risks relating to: failure of DBRS to rate the Notes at the anticipated ratings levels, which is a closing condition, or at all; changes in the financial markets, including changes in credit markets, interest rates, securitization markets generally and our proposed securitization in particular; the willingness of investors to buy the Notes; adverse developments regarding OnDeck, its business or the online or broader marketplace lending industry generally, any of which could impact what credit ratings, if any, are issued with respect to the Notes; the extended settlement cycle for the scheduled closing on April 17, 2018, which may exacerbate the foregoing risks; and other risks, including those described in our Annual Report on Form 10 - K for the year ended December 31, 2017 and in other documents that we file with the Securities and Exchange Commission from time to time which are or will be available on the Commission's website at www.sec.gov.

What's more, when looking for small business financing, it's a good practice to make sure any potential lender reports your credit behavior to the appropriate business credit reporting bureaus — because some financing options do not.

If you want your good payback habits to have a positive impact on your credit - worthiness for the future and to build your business credit, confirm that any lender you take financing from reports their loans to the appropriate business credit bureaus.

In an interview with Nav co-founder and CEO, Levi King, he suggested the link to monitoring your credit profile and positive results was measured by their American Dream Gap Report: «[B] usinesses that regularly monitor their credit were 41 percent more likely to be approved when applying for a small business loan.»

If you take a loan from an institution that reports to the business credit bureaus, and if you make timely payments, then these payments should help build your business credit profile, which in turn should lead to better offers if you apply for a loan again in the future.

Many business credit cards report your transaction history to the business credit bureaus instead of the personal credit bureaus, which is important for business owners interested in building their business credit and protecting their personal credit.

Sign - up for free, if you'd like to see transparent financing options personalized to your profile, simplified personal and business credit reports, tools to build better business credit and get 24/7 credit monitoring, alerts and ID theft protection.

While you have the right to a free personal credit report once every 12 months, a fee is typically charged for business credit reports.

A DUNS number is used for business credit reporting purposes, whereas an EIN is issued by the IRS and used for tax identification purposes.

The bank will review your business and personal credit profiles with the appropriate credit bureaus — so it makes sense for you to understand what is reported within your personal and business credit profiles as well (if you don't know already).

I hereby certify: (1) the information provided is true and correct, (2) you are hereby authorized to investigate all bank, credit, and trade references, and said references are hereby authorized to release any requested information to you or your nominee, (3) such authorization shall extend to obtaining personal credit profile in considering this application and subsequently for the purposes of update, renewal or extension of such credit or additional credit and for reviewing or collecting the resulting account, (4) this information may be transmitted by us to you and by you to underwriter (s) for the purpose of granting me credit, either electronically or manually, and that by submitting this application, I take full responsibility for transmission thereof, (5) I am over 18 years of age, (6) I acknowledge my rights under the Fair Credit Reporting Act, (7) I consent to receive direct mail, faxes, text - messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer purcredit, and trade references, and said references are hereby authorized to release any requested information to you or your nominee, (3) such authorization shall extend to obtaining personal credit profile in considering this application and subsequently for the purposes of update, renewal or extension of such credit or additional credit and for reviewing or collecting the resulting account, (4) this information may be transmitted by us to you and by you to underwriter (s) for the purpose of granting me credit, either electronically or manually, and that by submitting this application, I take full responsibility for transmission thereof, (5) I am over 18 years of age, (6) I acknowledge my rights under the Fair Credit Reporting Act, (7) I consent to receive direct mail, faxes, text - messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer purcredit profile in considering this application and subsequently for the purposes of update, renewal or extension of such credit or additional credit and for reviewing or collecting the resulting account, (4) this information may be transmitted by us to you and by you to underwriter (s) for the purpose of granting me credit, either electronically or manually, and that by submitting this application, I take full responsibility for transmission thereof, (5) I am over 18 years of age, (6) I acknowledge my rights under the Fair Credit Reporting Act, (7) I consent to receive direct mail, faxes, text - messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer purcredit or additional credit and for reviewing or collecting the resulting account, (4) this information may be transmitted by us to you and by you to underwriter (s) for the purpose of granting me credit, either electronically or manually, and that by submitting this application, I take full responsibility for transmission thereof, (5) I am over 18 years of age, (6) I acknowledge my rights under the Fair Credit Reporting Act, (7) I consent to receive direct mail, faxes, text - messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer purcredit and for reviewing or collecting the resulting account, (4) this information may be transmitted by us to you and by you to underwriter (s) for the purpose of granting me credit, either electronically or manually, and that by submitting this application, I take full responsibility for transmission thereof, (5) I am over 18 years of age, (6) I acknowledge my rights under the Fair Credit Reporting Act, (7) I consent to receive direct mail, faxes, text - messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer purcredit, either electronically or manually, and that by submitting this application, I take full responsibility for transmission thereof, (5) I am over 18 years of age, (6) I acknowledge my rights under the Fair Credit Reporting Act, (7) I consent to receive direct mail, faxes, text - messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer purCredit Reporting Act, (7) I consent to receive direct mail, faxes, text - messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer purposes.

Just like when applying for an individual loan, a lender will want to look at the restaurant owner's credit score - as well as the business» credit report - to determine the likelihood that he or she can pay the loan back.

Here's a brief refresher of the Chase 5/24 rule: If you have been approved for or been listed as an authorized user on five credit cards (personal or business) in the 24 months, you will need to wait for your oldest card application inquiry to drop off your credit report.

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If you take a loan from OnDeck, an institution that reports to the business credit bureaus, and if you make timely payments, then these payments should help build your business credit profile, which in turn may lead to better offers if you apply for a loan again in the future.

If you have one, a few or many employees who are consistently spending money on business affairs for your company, supplying them with company credit cards may save your business hassle in expense reporting and give you perks in travel or cash rewards.

The credit reporting agency can help you understand historic data and trends, and develop predictive scoring, explains Gail Beltz, director, Trade Acquisition for Experian Business Information Services.

(Business credit reports are available for anyone to check — keep an eye on your own for free every month on Nav.)

Choosing a business credit card that does not report to personal credit may be helpful if you know there will be times you need to run up charges that put you close to the limit or carry a balance — think holiday inventory, or that big tradeshow, for example — and you don't want that activity to bring down your scores.