Sentences with phrase «business debt different»

Is having business debt different than having personal debts?

Not exact matches

This is different than a loan because your business doesn't acquire additional debt, there are no periodic payments, and the investor is willing to wait until a future date to capture some kind of return on their investment.

It offers insight into two different types of funding options: traditional SBA loans, which require monthly interest payments, and 401 (k) business financing, a debt - free option that involves only minimal monthly maintenance fees, so you can see how each technique affects the business's bottom line.

Now that you understand why you might want to refinance your debt, let's take a look at the different kinds of business loan refinancing...

A May 2016 New York Fed report listed the many different classifications of debt whose rates are tied to USD LIBOR, with the following estimated dollar amounts: $ 1.4 trillion of retail mortgages, $ 1.0 to $ 1.8 trillion of commercial mortgages, $ 0.9 to $ 1.5 trillion of business loans, and $ 1.8 trillion of residential mortgage backed securities, to name just a few.

If they want to loan you money for your business, then that is quite different and is actually considered debt financing.

The starting point for becoming more sophisticated on financial issues is to learn the difference between debt and equity and what types of funding are available for different types of businesses.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The national debt is fundamentally different than household debt or business debt.

Because there are many different types of debt relief organizations with similar names and very different services, you should make sure you're speaking to a credit counselor instead of a different type of business, he says.

In the debt settlement process, you may deal with a number of different businesses.

The choice of which business to choose for debt consolidation will depend on several different factors and by taking these requirements into consideration before choosing a business will help the individual make the correct decision on which business fits their financial needs the best.

Each rating agency has different ratings and processes for assessment, but they each assess the balance sheet strength, cashflows and business risks that would impair the company's ability to service and repay debt.

For one thing the balance sheet of SPLP is solid and cash flows from operations appear to cover LT debt several times (although this is not particularly clear as Steel Partners has interests in a number of businesses in different industries including manufacturing and banking — DO YOUR OWN DUE DILIGENCE).

Out of the many different debt consolidation companies available today, Freedom Debt Relief is known as a role model, given their customer centric business and great reputatdebt consolidation companies available today, Freedom Debt Relief is known as a role model, given their customer centric business and great reputatDebt Relief is known as a role model, given their customer centric business and great reputation.

Given the whole student loan debt issue and controversy, there have been plenty of solutions offered by various different companies and businesses.

The rules about when banks can take money from business accounts to pay a debt to them can be very different compared to personal accounts.

A May 2016 New York Fed report listed the many different classifications of debt whose rates are tied to USD LIBOR, with the following estimated dollar amounts: $ 1.4 trillion of retail mortgages, $ 1.0 to $ 1.8 trillion of commercial mortgages, $ 0.9 to $ 1.5 trillion of business loans, and $ 1.8 trillion of residential mortgage backed securities, to name just a few.

The States have observed several companies that attempt to divide each stage of the debt settlement business process — marketing and solicitation, contract origination and closing, payment collection, maintenance of consumer accounts, and actual debt negotiation — among different companies.

Ted also predicts that although it will change the way that they do business, those in the debt settlement industry will morph into other agencies not regulated under this new law, including debt consultants and debt coaches; leading to repeat problems under a different guise.

It's cheap (taking the midpoint of its guidance it's on less than 5.5 x earnings), it has got a strong balance sheet (net debt / EBITDA was 0.8 x at end - 2010), it has a stable business model (it is the biggest distributor of fruit and vegetables in Europe, with a reach that enables it to supply multiples across different countries), it has a decent dividend yield (circa 4.5 %) and it is spitting out cash (free cash flow for the twelve months ended 30 June 2011 amounted to $ 29.0 m — that's nearly a quarter of the group's market cap).

A business owned 20 percent or more by a person associated with a different business that caused the government to have incurred a loss related to a prior business debt

There are different areas, which can also be covered through this quote, and those are childcare costs, business continuation, educational costs, debt payoff, final expenses and more.

Managed all company licenses (73 and growing) for three different companies: Freedom Debt Relief, LLC, Freedom Financial Asset Management, LLC and Bills.com, LLC, including working directly with state regulatory bodies to mitigate and resolve potential business issues

KEY QUALIFICATIONS • Three years of collections and customer service experience • Highly skilled in collecting on Past Due customer accounts, including resolution of discrepancies • In - depth knowledge of different collection methods and severance process • A strong desire to continually elevate the performance of the business as a matter of satisfaction • Knowledge of Fair Debt Collection Laws.

«So I think the evolution or transformation of some of these debt funds into something different in terms of business strategy is what we are going to find in 2018,» says Franzetti.

Those were mostly business debts years ago in a different industry, but it works on personal too.