NOTE: Look for plans especially designed for business travelers and that offer coverage for special situations, such as rental car collision,
business equipment coverage, and business concierge assistance.
Look for a plan that offers coverage for special situations, such as
business equipment coverage, rental car collision coverage, and business concierge assistance.
Not exact matches
Athletic
Business Magazine is a monthly publication with high - quality editorial content and wide
coverage of all aspects of facility planning, marketing,
equipment, liability, operations and management topics.
If you have a home office, you can get affordable
business coverage to cover the
equipment that you use for the
business, rather than putting it under your basic home policy.
Some policies may offer token
coverage of a thousand dollars or so for
business equipment, but that's not on every policy.
Key
Coverages (Not provided in your professional E&O or Home Insurance Policy) *
Business equipment Stolen * Damage to personal property while at the property (knock over and break a vase) * A power surge damages your computer and fax machine?
However, if you store a multitude of
business equipment at home and / or need to protect your paperwork, work furniture or other
business - related items, you might need to increase the
coverage on the Orlando insurance plan for your home.
If your
business equipment is comprised of one computer and a copy machine, this might be sufficient
coverage.
Additional
coverage offerings include
coverage packages,
business life insurance, contractors»
equipment, earthquake, fire, flood and professional liability.
Your homeowners insurance may cover a portion of your
business equipment, but it could be less
coverage than you presume.
If you run your
business from home or have expensive office
equipment, you may need to consider additional
coverage, especially since your homeowners policy may not cover injuries to someone if they're related to your
business.
When unexpected
equipment breakdowns occur, you need the right
coverage to protect your
business.
Most homeowners, renters and condo insurance policies will limit
coverage for
business inventory and
equipment, says Baecker.
Proper protection for
equipment may be available through a
business owner's insurance plan, or BOP, which often includes
coverage for
equipment away from the office.
In the insurance
coverage arena, Mr. Varga has successfully defended clients in numerous high - exposure cases involving a wide variety of insurance lines, including commercial property;
business interruption and extra expense; builders risk, contractor's
equipment, motor truck cargo, and other inland marine risks;
equipment breakdown
coverages; excess and surplus lines risks; and homeowner's policies issued to high net worth individuals.
Small
business in the health care sector affected by this rule may include such
businesses as: Nonprofit health plans, hospitals, and skilled nursing facilities (SNFs); small
businesses providing health
coverage; small physician practices; pharmacies; laboratories; durable medical
equipment (DME) suppliers; health care clearinghouses; billing companies; and vendors that supply software applications to health care entities.
If so chances are you should consider having
business insurance that includes commercial general liability
coverage (for claims against your
business for bodily injury or property damage) and commercial property
coverage (for your commercial property, contents,
equipment, stock or office).
Most homeowners, renters and condo insurance policies will limit
coverage for
business inventory and
equipment, says Baecker.
Our AllTrips Executive plan is suitable for the frequent
business traveler who is interested in higher trip cancellation and interruption limits (tiered levels up to $ 10,000 annual maximum); lost, stolen or delayed baggage; and
business equipment rental
coverage.
Your
business, like so many other
businesses across The United States, has Inland and Ocean Marine exposures that require specific
coverage to protect
equipment, tools, papers, and other valuables.
You can protect your
business against
equipment losses by purchasing contractors
equipment coverage.
Commercial earthquake
coverage typically covers building damage as well as damage to your
business personal property (inventory,
equipment, etc.).
The
equipment breakdown insurance provides
business owners with wide
coverage for their
business» diverse
equipment needs, covering for the property, labor costs,
business recovery expenses, and others.
This
coverage will protect your office
equipment, inventory, and your home if something were to happen as a result of your home
business endeavours.
Business Automobile Policy can also provide some extra types of coverage, such as transportation expenses if your business - owned car is stolen, expenses like returning an insured vehicle that has been stolen and recovered, glass repair, and coverage for permanently installed sound and reproducing equipment (cellular phones, radios, CD playe
Business Automobile Policy can also provide some extra types of
coverage, such as transportation expenses if your
business - owned car is stolen, expenses like returning an insured vehicle that has been stolen and recovered, glass repair, and coverage for permanently installed sound and reproducing equipment (cellular phones, radios, CD playe
business - owned car is stolen, expenses like returning an insured vehicle that has been stolen and recovered, glass repair, and
coverage for permanently installed sound and reproducing
equipment (cellular phones, radios, CD players etc).
A limited
coverage is provided for any loss of accounts receivable, valuable documents, off - site
business property and any use of
equipments.
here is what it says: The following exclusion applies to the Baggage and Personal Effects, Baggage Delay
coverages: We will not pay for damage to or loss of: animals; property used in trade,
business or for the production of income, household furniture, musical instruments, brittle or fragile articles, or sporting
equipment if the loss results from the use thereof; boats, motors, motorcycles, motor vehicles, aircraft, and other conveyances or
equipment, or parts for such conveyances; artificial limbs or other prosthetic devices, artificial teeth, dental bridges, dentures, dental braces, retainers or other orthodontic devices, hearing aids, any type of eyeglasses, sunglasses or contact lenses; documents or tickets, except for administrative fees required to reissue tickets; money, stamps, stocks and bonds, postal or money orders, securities, accounts, bills, deeds, food stamps or credit cards, except as noted above; property shipped as freight or shipped prior to the Scheduled Departure Date; contraband.
Whether you're a clothing and textiles company, an electronic
equipment manufacturer or a
business utilizing complex machinery, Rogers Insurance can help you find affordable and effective
coverage.
Additional
business property
coverage up to $ 500 for theft, loss or damage to laptops, mobile devices, and other professional
equipment ($ 100 deductible applies).
If your operation is pretty small or you don't have a lot of
business equipment (i.e. nothing except your computer and a few accessories), a renters or homeowners policy with a
business property rider could be enough
coverage.
Includes
business property
coverage up to $ 500 ($ 150 deductible applies) for theft, loss, or damage to professional
business equipment.
Your
Business Contents Contents
coverage includes your merchandise, furniture, fixtures, and
equipment.
Many
businesses also have professional liability / Errors & Omissions (E&O) / malpractice
coverage (all names for the same thing), directors & officers liability (D&O), pollution, cargo / property in transit and contractors
equipment.
When unexpected
equipment breakdowns occur, you need the right
coverage to protect your
business.
Business in the home coverage can protect furniture and equipment used for business p
Business in the home
coverage can protect furniture and
equipment used for
business p
business purposes.
However, homeowners insurance covers very little for
business equipment and does not support liability
coverage, lost data or lost income in the workplace if such events occur.
The policy also provides limited
coverage for loss of valuable documents, accounts receivable, off - site
business property and use of
equipment.
Suicide, attempted suicide or any intentionally self - inflicted injury of you, a traveling companion, family member or
business partner booked to travel with you, while sane or insane; an act of declared or undeclared war; participating in maneuvers or training exercises of an armed service, except while participating in weekend or summer training for the reserve forces of the United States, including the National Guard; riding or driving in races, or speed or endurance competitions or events; mountaineering (engaging in the sport of scaling mountains generally requiring the use of picks, ropes, or other special
equipment); participating as a member of a team in an organized sporting competition or participating as a professional in a stunt, athletic or sporting event or competition; participating in skydiving or parachuting, parasailing, hang gliding, bungee cord jumping, extreme skiing, skiing outside marked trails or heli - skiing, mountaineering, any race, speed contests not including any of the regatta races, spelunking or caving, hot air ballooning, or scuba diving if the depth exceeds 120 feet (40 meters) or if you are not certified to dive and a dive master is not present during the dive; piloting or learning to pilot or acting as a member of the crew of any aircraft; being intoxicated or under the influence of any controlled substance unless as administered or prescribed by a legally qualified physician; the commission of or attempt to commit a felony or being engaged in an illegal occupation; normal childbirth or pregnancy (except complications of pregnancy) or voluntarily induced abortion; dental treatment (except as
coverage is otherwise specifically provided herein); amounts which exceed the maximum benefit amount for each
coverage as shown in the Schedule of Benefits; due to a pre-existing condition, as defined in the plan documents.
This provides you
coverage for your
business personal property at a specified location and covers furniture, fixtures,
equipment and inventory.
This balanced
coverage protects your own
business furniture and
equipment, as well as another person or
business's claims of bodily injury and associated medical costs.
It provides
coverage for loss of valuable papers and records, accounts receivable, off - site
business property and use of
equipment.
For example, your particular South Dakota
business insurance package may include several types of liability
coverage, such as general liability and product liability insurance, as well as property
coverage,
equipment coverage and commercial auto insurance.
Additional Exclusions for Baggage and Personal Effects: animals; automobiles and automobile
equipment; boats or other vehicles or conveyances; trailers; motors; aircraft; bicycles, except when checked as baggage with a Common Carrier; household effects and furnishings; antiques and collectors items; sunglasses, contact lenses, artificial teeth, dentures, dental bridges, retainers, or hearing aids; artificial limbs or other prosthetic devices; prescribed medications; keys, money, stamps and credit cards (except as otherwise specifically covered herein); securities, stamps, tickets and documents (except as
coverage is otherwise specifically provided herein); professional or occupational
equipment or property, whether or not electronic
business equipment; or telephones or PDA devices, computer hardware or software;
You might also have to get additional
coverage for gray - area possessions, like
business property, computer
equipment or jewelry and furs.
The property damage portion of a BOP covers damages to the kitchen
equipment, and
business interruption
coverage helps cover any lost income.
This
equipment breakdown
coverage includes
business recovery expenses, labor costs, and property loss.
On the
business side, the company offers commercial package policies,
business owner policies, commercial auto, commercial umbrella, employment practices liability, worker's compensation,
equipment breakdown
coverage, industry specialties, cyber and data
coverage, professional liability insurance
coverage, and safety services.
Since it only takes a spike in voltage or an electrical malfunction to create havoc with your
equipment, it is a very good idea to work with a knowledgeable insurance agent who can help you understand this
coverage, and how it can protect your
business.
While
coverage does extend to
business equipment in certain circumstances, low
coverage limits usually apply.
Extends your Building and
Business Personal Property
coverage to protect your highly sensitive
equipment from loss due to mechanical breakdown.