Sentences with phrase «business finances as»

Unfortunately, if a lender sees that you are not able to manage your personal finances, they may assume that you are a high risk for managing business finances as well.

Lenders will also consider your current and projected business finances as part of the application process.

Using 401 (k) business financing as a loan down payment may be the best way, and in for some business owners, the only way, to obtain an SBA loan or seller financing.

She is also and author of the award - winning best seller, Mastering the Money Maze: 10 Secrets to Winning Business Financing as well as a well - known weekly blog — based out of Southern California

Not exact matches

Keeping your accountant happy will ensure that you make the most out of the money you pay them, and that your business's finances are looked after as efficiently as possible.

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

The company provides financing to small businesses and a payment service known as Square Cash that lets individuals and businesses transfer funds to each other.

Ron Wyden, top Democrat on the tax - writing Senate Finance Committee, said Democrats supported a pass - through rate for small businesses, such as «a cleaner, a garage, a restaurant.»

Stengel is joined on stage by Doug Ellenoff, a corporate and securities attorney with a specialty in business transactions and corporate financing who has been actively involved in working with federal government agencies as the rules are being rewritten, and Pelli Wang (on the right end of the couch), the venture director at SeedInvest, a leading equity crowdfunding platform and early - stage VC fund.

Clifford Chance, Ashurst and Gilbert + Tobin have been ranked as the top law firms in the Business News 2014 corporate finance league table, but for very different reasons.

People who are building careers are the ones who take the assignments that everyone else shies away from as a way to gain valuable experience and a new perspective, like the engineer who volunteers to work on a finance project to learn more about that side of the business.

In fact, SWOT assessments provide value for businesses in any market, from smaller companies, such as finance blogs or tech consultants, to the top of the Fortune 100.

I've written about crowdfunding extensively, mostly from the point of view of entrepreneurs, who view crowdfunding as a cheaper way to finance their business over traditional bank loans.

Fellow business owner and maternity designer Rosie Pope says, «My first «real» job was as an entrepreneur, so I have always felt incredibly responsible for my own finances and also for my employees and family....

When you have a great new business idea or have thought of ways to profit by expanding an existing business, accessing the right finance you need to make the step is as important as making sure your plan works.

He has done a stint as a senior lecturer in accounting and finance, during which he did research into the gaps between what owner - managed businesses need and what their accountants provide.

«Make sure there is a solid business plan as to what they are planning to do with their business and how the financing will support the mission for the company,» says Toth.

Most importantly, showing the lender your business ability to generate revenue and produce a profit as well as showing your own personal investment in the business along with your business plan should give a good chance of securing finance.

Our full suite of funding options includes 401 (k) business financing, SBA small business loans and unsecured loans, as well as growth capital and other business services.

She has covered business and personal finance for more than a decade for such publications as Barron's, Money, The New York Times and The Wall Street Journal.

It's become easier for a layperson to keep track of a business» finance with the advent of simple bookkeeping software, such as QuickBooks, Quicken, and Microsoft Office Small Business Accbusiness» finance with the advent of simple bookkeeping software, such as QuickBooks, Quicken, and Microsoft Office Small Business AccBusiness Accounting.

Such factors include, among others, general business, economic, competitive, political and social uncertainties; the actual results of current and future exploration activities; the actual results of reclamation activities; conclusions of economic evaluations; meeting various expected cost estimates; changes in project parameters and / or economic assessments as plans continue to be refined; future prices of metals; possible variations of mineral grade or recovery rates; the risk that actual costs may exceed estimated costs; failure of plant, equipment or processes to operate as anticipated; accidents, labour disputes and other risks of the mining industry; political instability; delays in obtaining governmental approvals or financing or in the completion of development or construction activities, as well as those factors discussed in the section entitled «Risk Factors» in the Company's Annual Information Form for the year ended December 31, 2017 dated March 15, 2018.

As the founder and CEO of Toronto - based FundThrough, Uster aims to help these beleaguered business owners find the financing they need.

Today, factoring has become significant in the financing of many other businesses that depend on fast billing turnaround, such as hardware stores, pharmacies, florists, wine and liquor distributors, parking garages (for commercial accounts), garden supply shops, pest controllers, and temp agencies.

Remember though, if you default on a secured loan then the assets or asset class you used as a security could be seized by the creditor in a Court procedure that could also put your company out of business, so there is some element of risk to consider with asset - based financing.

Just as a builder needs certain tools in his toolbox to be able to do his job effectively, an online business needs to utilize certain software tools in order to improve productivity, efficiency and in turn, finances.

Daniel Bortz is a freelance writer based in Washington, D.C.. He's written about personal finance, careers, small business and entrepreneurs for publications such as Money magazine, CNNMoney.com, TheFiscalTimes.com, USnews.com.

If your business is growing quickly, consider external financing such as a loan or line of credit.

Keep the above challenges and tips in mind as you manage your finances and prepare for the growth of your business.

No resource is quite so valuable as a person who is familiar with the larger world of finance and your small business needs.

For the newbie technology - driven Fintech entrants (entrepreneurs) For the new entrepreneurs aiming at offering value - driven services to demystify finance as a domain, and to raise quality funding from both angels as well as VCs, More's suggestion is to build a commercially viable and solid business proposition, then focus on customer experience and efficient execution.

In September 2015, Biz2Credit conducted a study that showed Latino small - business loan applications grew 18 percent, yet their owners lag behind in the necessary factors needed to secure financing, such as annual revenue, age of business and credit scores.

In addition to the difficulty that many potential business owners face in accessing capital, aboriginal people have unique challenges to securing financing including legislation prohibiting the use of on - reserve assets as collateral, lack of local financial institutions to work with, and lack of access to angel investment or venture capital.

Social Finance: Unlocking the Potential for Developmental Lending, a new research report conducted my firm Impakt, reveals that the Indian Business Corporation, a company owned by the three treaty areas of Alberta, has pioneered an approach called «developmental lending» that is providing aboriginal entrepreneurs such as Ms. Saliwonczyk with capital to create new businesses, or maintain or expand existing ones.

So a financial business, for example, should target consumers when they're most likely to be at their computers, as people are often reluctant to deal with personal - finance messages on mobiles.

Regulators in 47 states have been allowing businesses to raise up to $ 1 million a year through shares priced as low as $ 1 using a financing technique called the small corporate offering registration, or SCOR.

As a business owner, look for an accountant who can offer advice when you set budgets, forecasts and goals for your business and can provide valuable input based on their knowledge of your finances.

Experts such as Jonathan Citrin, founder of investment advisory CitrinGroup and an adjunct professor of finance at Wayne State University, see trouble for small business owners in what he expects will be the rising costs of borrowing.

As arguably the country's top business lobbyist, he was asked by Prime Minister Stephen Harper and Finance Minister Jim Flaherty to organize a summit for G20 business leaders on the eve of the political powwow.

Facebook is financing hotspots in villages in countries like South Africa, which requires agreement from entrepreneurs who are willing to act as evangelists, writes Wired's Jessi Hempel: These business owners need to let people know that the hotspots are there and make them feel comfortable sticking around to use them.

As you push your business forward, think about financing early and often to accept any challenges as they arisAs you push your business forward, think about financing early and often to accept any challenges as they arisas they arise.

Other that are not guaranteed by the SBA also require collateral but, for now, we'll just focus on those regulated by the SBA as the collateral requirements and structure are often ideal for businesses seeking financing.

Before joining CNBC, Coombs was a reporter and anchor for the pioneering online business network, Yahoo Finance Vision, and served as a freelance reporter for the former CNNfn financial network.

Coursera even can suggest ways to bankroll your business adventure, with courses such as «New Venture Finance: Startup Funding for Entrepreneurs.»

In addition to mentoring six companies directly, you also serve as the chair of Futurpreneur Canada, a non-profit organization that provides financing, mentoring and support tools to aspiring business owners ages 18 to 39.

The CFO is also focused on the long - term finances of the company in terms of forecasting as well as how the business might fund, say, an acquisition by borrowing or other means.

Carlo Ferro is Executive Vice President, Finance, Legal, Infrastructure and Services, and Chief Financial Officer (CFO) of STMicroelectronics and has held the CFO position since May 2003, with temporary suspension during his tenure at ST - Ericsson, where he first served as Chief Operating Officer (February 2012 — March 2013) and then was appointed President and Chief Executive Officer in April 2013 to lead the re-organization to split up the joint - venture business and resources to the two shareholders and wind down the JV.

An outpost in Miami is seen as a way to link local «treps to the growing number of business tycoons who are based in Latin America, where Endeavor first got its start and has access to board members in sectors such as tech, telecoms, retail and finance.

Based on our survey, Canadian businesses cite higher risk financing challenges twice as often as U.S. companies do.

In my eight years as a financing consultant and two decades as a business borrower, no lender has ever required one — at least not the kind you learn to write in business school.