Leslie Tayne, founder and head attorney at the Tayne Law Group in Melville, N.Y., who has nearly 20 years of experience in consumer and
business financial debt - related services, said credit freezes don't typically prevent current leaders or insurance companies from seeing a person's credit history.
Leslie H. Tayne, Esq. has almost 20 years experience in the practice area of consumer and
business financial debt - related services.
Not exact matches
To start, he needed both people and funds — futuristic home doodads don't invent themselves — so he secured $ 12.5 million in subordinated
debt financing from the
Business Development Bank of Canada and Quebec's Fonds de solidarité FTQ, with flexible five - year payment terms (the latter a reward for years of solid
financial management).
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our
business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial,
business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for
business aircraft, including the effect of global economic conditions on the
business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance
debt, including our ability to obtain the
debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over
financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco
business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to
business relationships and other
business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing
business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
The first part of the suggestion comprises of obliging the
financial sector to write off a certain (not huge) amount of their bad
debt, while also driving down the costs of doing
business a little more at the same time.
In response to Einhorn's presentation, Assured Guaranty released a statement that said the investor's analysis «fails to acknowledge the positive implications of our significant
financial strength and strong operating performance, and demonstrates a fundamental lack of understanding of our
business model and the municipal
debt markets.»
Take your
financial life to the next level through actions like seeking new income sources, making
debts your priority and separating friendship from
business.
It's responsible for more failed
businesses, blown careers, and
financial debt than you can imagine.
«Management appears to be implementing sound initiatives, improving
business practices, enhancing
financial performance, and reducing
debt burdens,» lead analyst David Risinger wrote.
So does your family, so don't let the twin risks of student
debt and a startup
business demolish your
financial security.
In January, the Company replaced its existing
debt with a $ 10.0 million credit agreement to strengthen its balance sheet, provide additional cash for operations and provide increased
financial and operating flexibility through a covenant package more suitable to its
business.
If you're using your
business plan as a document for
financial purposes, explain why the added equity or
debt money is going to make your
business more profitable.
As Trump praised and defended Russian President Vladimir Putin along the campaign trail, many questioned whether the real - estate mogul had any
financial incentives — including
business ties or outstanding
debt — to seek better relations with Moscow.
Downgrades in Humana's
debt ratings, should they occur, may adversely affect its
business, results of operations, and
financial condition.
'' [T] he [mistake] that's the most painful, that shaped me as a person, it's getting in credit card
debt in college,» Bach explained on the debut episode of «Better Off,» a podcast hosted by
financial planner and
business analyst Jill Schlesinger.
Following her own struggle with
debt and a resolution to improve her
financial fortunes, Tardy started interviewing millionaires for inspiration and insight, Jessica Mai recently reported on
Business Insider.
At the end of the day, though, the biggest threat to Canada might likely come not from
financial markets, but from what a
debt ceiling breach would do to U.S. consumer and
business confidence and thus the pace of growth south of the border.
Temasek and the
debt - laden HNA, an aviation - to -
financial services conglomerate, last week signed a memorandum of understanding to explore
business partnerships in aviation and logistics.
Scarred by the
financial crisis, and often juggling student loan and other
debt burdens,
debt is correctly viewed as something that can upend or even sink a
business.
Examination of data from the Federal Reserve's Survey of Consumer Finances — the central bank's effort to examine the
financial conditions of American families — by two Northeastern University scholars shows that households with more student
debt are less likely to start
businesses than other households.
Some of the proceeds of the IPO will go to repay outstanding
debt Zipcar owes to
financial instutitutions, and «approximately $ 5.0 million to repay amounts owing to certain former shareholders of Streetcar» as well as a portion of the net proceeds to invest in «companies, technologies, services or assets that complement our
business.»
While Musk has said the combined company will save $ 150 million, analysts are worried that SolarCity's
financials will pile on
debt and losses on top of Tesla's already cash - hungry
business.
In 2008 - 09, the Government consolidated the borrowing needs of three
financial Crown corporations:
Business Development Bank of Canada, Farm Credit Canada and Canada Mortgage and Housing Corporation, primarily to enhance the liquidity of the Government's
debt program.
Liabilities: A company's liabilities are any
financial debt or obligations that a company is responsible for due to its
business operations.
In one paper he co-wrote in the spring of 2002, just months after he joined Goldman Sachs to lead its effort to win investment banking
business from European governments, Mr. Draghi argued that governments might use
financial derivatives like interest rate swaps «to stabilize tax revenue and avoid the sudden accumulation of
debt.»
«The reason this is so crucial is that excessive
debt will hold you back from virtually every other
financial goal you'd like to achieve, whether it's investing more money, starting a
business or just getting married without having so many bills hanging over your head,» said Khalfani - Cox.
Gradually, as the
financial system became more «elastic,» each
business recovery started from a larger
debt overhead relative to output.
With such
debt levels, Toys R Us did not have the
financial flexibility to invest in its
business.
The information collected by the credit bureau and processed into your
business credit profile is designed to reflect the
financial condition of your
business and its capacity to service
debt.
So think carefully about your
debt situation, your
business's needs, and how your
financials have changed since your last loan.
According to the Federal Reserve's statistical data on the
Financial Accounts of the United States, non-financial business debt stood at $ 13.7 trillion at the end of first - quarter 2017, rising more than 6 percent on a year - on - year basis, while the total outstanding debt with domestic financial institutions was at $ 15.7
Financial Accounts of the United States, non-
financial business debt stood at $ 13.7 trillion at the end of first - quarter 2017, rising more than 6 percent on a year - on - year basis, while the total outstanding debt with domestic financial institutions was at $ 15.7
financial business debt stood at $ 13.7 trillion at the end of first - quarter 2017, rising more than 6 percent on a year - on - year basis, while the total outstanding
debt with domestic
financial institutions was at $ 15.7
financial institutions was at $ 15.7 trillion.
The settlement permanently bars the companies from doing
business requiring a license in the state and cancels any
debts still owed to Western Sky
Financial and other Webb - owned entities, estimated to be more than $ 275,000, according to the DLLR.
Achieving the coveted AAA rating is possible for those who issue
debt, whether
business or government, and doing so can make the difference in terms of
financial stability and viability.
The reason why most early
financial contracts with traders and other entrepreneurs took the form of
debt rather than equity was asymmetric information: The creditor could not easily discover exactly how profitable the debtor's
business was.
Though new News Corp CEO Robert Thomson inherited a comfortable $ 2 billion cash cushion and no
debt (in contrast to the planned Tribune spinoff), the cratering of the print ad
business means that News Corp shares the
financial pressures of its peers.
Unlike a sole proprietorship or general partnership structure, the LLC shields owners and investors from personal
financial responsibility for the
business»
debt.
Conventional sources of finance rely on the borrower's history (how long it has been in
business), its overall
financial health including profitability, positive cash flow, and
debt service coverage.
And your ability to secure a loan and get favorable terms will be partly dependent on existing
debt as well as other elements of your
financial and
business profile.
In the years immediately following these problems, credit outstanding grew more slowly than nominal GDP and, in a number of countries, fell in absolute terms as
businesses and
financial institutions sought to correct the excessive
debt positions built up during the 1980s.
Mark's primary areas of expertise include: assisting clients with substantial private
businesses manage the growth from a
financial and strategic perspective advising high net worth clients on succession and estate planning issues helping clients achieve the optimal value for their
business upon disposal on an after tax basis analysis of
business performance assisting clients with
debt raising issues structuring client's affairs for maximum tax benefits.
The starting point for becoming more sophisticated on
financial issues is to learn the difference between
debt and equity and what types of funding are available for different types of
businesses.
Fiascos like Solyndra and other ill - fated energy projects prove yet again that
businesses, not bureaucrats, have the fine - grain information and
financial acumen to make the right bets: investments that create new products, advance established industries and multiply jobs, not merely pay politicians»
debts to campaign supporters.
Equity financing is normally used by non-established
businesses that are unable to secure
business loans from
financial institutions (
debt financing) due to insufficient cash flow, lack of collateral, or a high risk profile.
«When I started my
business, I was very fortunate to be in a decent
financial, personal
financial situation, in that I did not have a lot of personal
debt and my mortgage was affordable for my lifestyle...» says Kendrick.
Debt Financing — The use of repayable funds to support the growth of the company; small business loans and other interest - bearing loans are common forms of debt financing, and create a certain amount of financial risk for the company in the form of new fixed co
Debt Financing — The use of repayable funds to support the growth of the company; small
business loans and other interest - bearing loans are common forms of
debt financing, and create a certain amount of financial risk for the company in the form of new fixed co
debt financing, and create a certain amount of
financial risk for the company in the form of new fixed costs.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing
debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our
business; the significant portion of our assets pledged as collateral under our existing
debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and
financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
If, for example, «conscience» can command me to use artificial means of contraception because of my life circumstances, why couldn't conscience permit, or even require, that I continue to defraud customers if my
business is in
debt and my family would suffer from its failure, even as I work my way into a better, more honest
financial situation?
Speaking to BusinessDay from New York, where he is meeting with key US importers and distributors who handle the bulk of the 12 million cases a year the Griffith - based winery produces, Mr Casella hit out at recent reports, including one in The Wall Street Journal, that portrayed the
business as mired in
financial woes due to its first reported loss in 20 years and a breach of its
debt covenants.
and in less than 3 days all my problems were over and I «m very happy in my marriage and my husband left his girl friend and came back to me.She also gave me powerful magic pot to boost my
business and its stability and paid all my
debts, ring to protect me from my enemies, magic wallet to increase my
financial blessings and promotion at work.
In order for New York State to keep residents from moving to states with lesser taxes and more economic growth, New York must reconsider its
financial structure to lower its
debt, provide mandate relief, reconsider regulations that strangle
businesses, end the wasteful spending on programs that are doomed to fail and cut spending across the board.