Sentences with phrase «business insurance policies because»

Businesses require business insurance policies because you're now taking on commercial risks that go beyond the personal risks a homeowner insurance policy is designed for.

Not exact matches

Having an insurance policy is also a huge selling point for your business because it would give clients the confidence to hire you.
Because the insurance industry doesn't recognize software as a product, the product liability that is included with many general liability or business owner's policies won't provide any protection for the types of products and services many of today's technology companies provide.
In insurance companies, there is a problem called new business strain when an insurance policy is sold because they have to write down the costs of selling that policy and make an allocation of reserves in case of a claim — in real terms, it is the total cost of developing new business.
Also, this strategy is favorable to a traditional bank loan, both on your business balance sheet, because it is backed by an asset (your insurance policy), and because your interest rates are likely more favorable.
Because your policy can be purchased for a variety of business or personal uses, it's important to select a life insurance benefit option in line with your intended policy use.
If you want your Erie, PA Renters Insurance to cover data because it's related to business, consulting, work, or some other money - making or professional venture, you'll need a commercial policy.
Because they have relationships with a variety of different insurance providers, member agents can quickly obtain several business insurance policies that meet your coverage needs.
On the contrary, it's precisely because of the reasons mentioned above that you need to be proactive in understanding the ins and outs of home, auto, health, life and business insurance in Florida if you're on the hunt for a new policy.
The business of insurance is said to be a tricky one because you might never know what type of policy you have until it is time to file a claim.
Don't assume your homeowner's or renter's insurance has you covered, either, because these policies often exclude business - related items.
Most insurance policies don't cover any kinds of intentional acts, because compensating someone for a loss that they intentional bring into being when you only have to pay for insurance when you plan on intentionally incurring liability is usually a horrible business model.
Traditional insurance policies (e.g. commercial liability, business disruption and commercial crime policies) often do not cover losses and liabilities resulting from cybersecurity incidents, either because of narrow policy language or express exclusions.
Before we consider the individual annuities and life insurance policies, we first want to discuss business insurance because this might be something that catches your eye.
Because life insurance policies are paid with after - tax dollars, the life insurance proceeds are not taxable when received by beneficiaries of business owners or employees.
Just because you hang glide doesn't mean you will not be able to purchase a life insurance policy to protect your family, loved ones, home, and business.
Make sure you purchase extra coverage for floods; typically, flooding isn't covered by business insurance policies, but because of the frequency of flooding in Rockford, it's advisable to carry this endorsement.
Because your car is no longer being used for personal use, it is being used for business use and car insurance companies offer a different type of policy to cover business use vehicles often referred to as a commercial auto policy.
I am not a business traveler normally, and I never purchase travel insurance (and will not bother to again, at least with this company) the policy choices never stated that you needed a special «biz pack» but when our conference was cancelled I was out $ 650 because Access America would not reimburse my airfare.
This might be because they want to upsell you on more expensive policies instead of just getting you the coverage that's right for you, or because part of their business model includes collecting and reselling the phone numbers to third - party agents who will then try to sell you some insurance.
Because every business is different, commercial insurance solutions for contractors can range from a standard policy to a more thorough mix of coverages.
Just because you have your car, your homeowner's, or your business insurance with a single company, does not mean it's the best place to buy your life insurance policy.
For some, an extension on a home insurance policy might do, but for many entrepreneurs a home - based business policy is a better way to go because it offers more coverage for more risks.
Because your policy can be purchased for a variety of business or personal uses, it's important to select a life insurance benefit option in line with your intended policy use.
Because trends are showing that more and more small business owners are working from home, insurance companies have begun to create insurance policies that cater to the the home - based business owner.
Because they work with many different insurance companies, independent agents can assemble a complete customized business insurance package for you, even if the separate policies come from different insurance providers.
One reason for this is because the proceeds from a life insurance policy can be used for many different business or personal needs of one's survivors.
Because businesses are so varied, there is no such thing as a one - size - fits - all business insurance policy.
Because cases of electronic data theft are on the rise, this insurance is becoming increasingly necessary, and many U.S. businesses are starting to purchase policies.
Because of that fact, insurance companies purchase policies from companies like Swiss Re; if they end up with more claims than they can handle, they actually make a claim with their re-insurance company to make sure that they stay in business.
Primerica is good for an independent agent's business because Primerica's policy holders eventually realize they can get a much less expensive term life insurance policy after having a conversation with one of us.
While cyber liability policies continue to evolve because of the ever - changing nature of the threats, most cyber liability insurance policies protect your business assets by covering your legal defense costs, as well as any settlements and judgments that you are ordered to pay.
Because they have relationships with several different insurance providers, Trusted Choice network agents can quickly obtain a variety of Newark business insurance policies that meet your needs.
Let us worry about that, you see here at TermLife2Go, because much of our business if centered around helping those more «challenging» applicants find a qualify life insurance policy, we've become experts and placing difficult cases.
In addition, sometimes you can get a discount for having multiple cars and / or drivers on the same car insurance policy, because you're giving the company more business.
Because independent agents work with multiple insurance companies, your agent can compare Peoria commercial insurance quotes from different providers to find the policy and price that matches your business.
On the contrary, it's precisely because of the reasons mentioned above that you need to be proactive in understanding the ins and outs of home, auto, health, life and business insurance in Florida if you're on the hunt for a new policy.
Because of this ability to customize coverage, Trusted Choice agents write more business insurance policies than any other brand.
Because these agents have relationships with a variety of different insurance providers, they can save you time and money by quickly obtaining, for your review, several business insurance policies that meet your coverage needs.
Because of the sheer amount of companies competing for your business in the car insurance field, there is the wonderful possibility that you will find exactly the type of policy you are looking for at an affordable rate.
Just as it's not taxable to receive a credit card cash advance, or a business loan, or the cash from a cash - out refinance, a life insurance policy loan is not taxable because it's simply the receipt of a personal loan.
Which leads us, because we're in the life insurance business, to what we believe is the biggest financial lie, a lie that has already ruined the life insurance portfolios of millions and is a festering wound on the financial plans of everyone who has purchased a traditional universal life insurance policy, a variable universal life policy or it's new cousin, the indexed universal life policy.
Many endorsements exist for commercial insurance because businesses face a broad range of specific needs for which their insurance policies must be customized.
Because businesses in different industries face very different inherent risks, business insurance policies are designed to allow business owners to build custom policies that meet their coverage needs.
Because of the diverse coverage needs that businesses in different industries have, it is beneficial to work with a Trusted Choice agent who can recommend supplemental property - coverage offerings such as inland marine insurance and boiler and machinery insurance, which you may want to add to your policy package if they are appropriate to your business.
Because the coverage needs of businesses in different industries are often quite diverse, it is beneficial to work with a Trusted Choice agent who can recommend additional property coverage and policy offerings, such as inland marine insurance, when they are appropriate to your business.
However, because twisters can cause extensive damage, insurance holders are strongly recommended to review their policies every year or two in order to ensure they carry enough coverage in the event their home or business is destroyed by a tornado.
It may be in your best interest to purchase a separate Napa renters insurance policy because if something were to occur to the condominium or other such property that prevented you from being able to run your business, you could turn this into your California insurer and receive some compensation for the work that you have missed as a result.
You seek reliable and quality information about Jackson, TN insurance policies because you understand the risks of living and doing business out here in the wilds of middle America.
Taxi cab insurance should also include a business interruption policy, because if your car is the only way that you earn money, and it breaks down, your income is at stake.
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