I've written about crowdfunding extensively, mostly from the point of view of entrepreneurs, who view crowdfunding as a cheaper way to finance
their business over traditional bank loans.
Not exact matches
Commercial and industrial lending is increasing for larger companies, but according to the Thompson Reuters / Pay Net Small -
Business Lending Index, the number of
traditional bank loans to small
businesses has fluctuated wildly
over the past year.
Micro-Loans The world of small
business finance has changed a lot
over the last several years as
traditional lenders like
banks have focused more on larger more established small
businesses in need of larger loan amounts.
With
over half of small
businesses using them,
traditional bank loans are still the most popular source of financing among small
businesses.
Lenders who do
business over the Internet can typically approve a greater number of applicants for the loan money that they need because they have more working capital and are often willing to absorb greater instances of risk than a
traditional lending institution,
bank, or credit union will.
While the REIT industry, which fueled transactional
business and new development
over the past few years, has waned due to high interest rates impeding the ability of REITs to capitalize, other financial sources such as pension plans and
traditional sources of capital like insurance companies and
banks have come back to the market.