Sentences with phrase «business time savings»

Make deposits into your business time savings at any time and earn interest at the current rate.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Yes, there are good reasons why some startups should put working day - to - day on growing their business aside and spend the time instead looking for outside investment, including: gaining the financial and other operational resources they need to move forward; to increase their financial stability, focus (plus peace of mind) in the short - term if they've been growing on revenue, founders» savings and credit cards; and to quickly accelerate their growth in order to capture a massive market.

Millennial small business owners have more confidence in their retirement savings than baby boomers, according to our survey, possibly because millennial owners started their business at a younger age on average (26 vs. 43 years old), allowing more time for them to grow their businesses» profit margins and create comfortable retirement plans.

In addition, the study determined that the last time the small business owners surveyed had needed funds, 62 percent had withdrawn personal savings, 22 percent had used business credit cards, 24 percent had used their personal credit cards and 10 percent had relied on family and friends.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Forbes» Garrett Gunderson attests that this sturdy principle changed his life: «In hard times, when every extra penny went to sustaining my business, I still found a way to stick 15 percent of my income into our personal savings account every single month.

Their estimate was $ 1 billion in savings, which is odd considering AOL and Time Warner had almost no overlapping businesses.

Borrow from yourself I've never supported the notion that entrepreneurs should borrow from their 401 (k) s or retirement assets to finance a startup, but in these difficult times, it's worth considering how to best use your savings to fund your business.

Basic factors you should consider include the amount of your existing savings, whether you have assets that could be sold for cash, whether friends or family members might offer you financing or loans, and whether your spouse or other family members» salaries could be enough to support your family while you launch a business full time.

But since that time China has allowed its currency to appreciate in order to prevent Chinese businesses and citizens from sending their savings abroad.

Cash flow is another very important metric because businesses want to see not only how you manage your money, whether you overspend and pay late or never stretch beyond your limits and pay on time, but also how much cash savings you have in case something goes wrong.

Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the business and operations of the Company in the expected time frame; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's inability to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; tax law changes or interpretations; and other factors.

These types of things happen all the time in business, which is why you need to prioritize savings.

Savings will not only allow you to retire one day, but they will also let you take advantage of opportunities that may require you to take time off work, or to start your own business one day.

From procurement through close out, we keep innovation at the forefront of our business, constantly exploring new design approaches and technologies, refining our systems and processes, and fostering a level of communication that results in project cost and time savings.

Early on, high margins can put your business in your best possible position to grow and over time, the savings generated from low costs can add up.

And since many people work for themselves or run businesses outside their regular full - time jobs, it would be beneficial to maximize your retirement savings with any extra funds from your business and contribute to this type of plan.

There are also policy actions which we have to take - investment climate reforms to improve business and economic competitiveness, focus on developing MSMEs, deepening long term savings through pensions, insurance and sovereign savings, land reform to eliminate constraints in time and cost around land transactions (including a review of the governor's consent requirement), and actions to reduce inflation, interest rates and business operating costs.

The insurance and long term savings industry works hard to look after people, businesses and society, providing financial support in old age and times of trouble.

Therefore, until a thorough business plan is developed, as they did with the consolidation of the Receiver of Taxes» office with the Town Clerk's office, that shows the pros and cons of consolidation with the specific expenses and savings delineated, the Clarkstown Taxpayers can not endorse the consolidation of the three town garages at this time.

My business was started on every penny of my savings, some blood, some sweat, and a lot of tears, but everything has been done in cash, which is great but stressful at times.

By reducing, if not eliminating completely, the need for expensive off - site training involving logistics, infrastructure investments, trainer costs, etc., businesses can benefit from massive time — and cost — savings.

This holistic view of the entire logistics model enables UPS to help SEMA members make their supply chains more efficient and implement technology that advances their business, ultimately resulting in time and cost savings.

It's having a full year of savings before I would consider going full time because I see a lot of people who've done it too early and this business has ups and downs, where you can have a few months that are not as great as other months.

I opened up my first savings account (or as I liked to call it at the time, my business account).

If times get tough for the business and the owner can't make a card payment, they have to dig into their personal savings in order to keep the account current — or risk a hit to their personal credit.

At that point, I should be financially independent, or close enough, to comfortably support my family with passive income, savings withdrawals, and minimal part - time work on side businesses that I enjoy.

The bank's business savings accounts are highly competitive options, as well: first - time customers earn 1.00 % APY for the first 12 months on a Spark Business Savings account and 0.40 % APY going business savings accounts are highly competitive options, as well: first - time customers earn 1.00 % APY for the first 12 months on a Spark Business Savings account and 0.40 % APY going fsavings accounts are highly competitive options, as well: first - time customers earn 1.00 % APY for the first 12 months on a Spark Business Savings account and 0.40 % APY going Business Savings account and 0.40 % APY going fSavings account and 0.40 % APY going forward.

If you'll be hitting the road for business or pleasure any time soon, using a travel rewards cards to cover your expenses is a great way to boost your savings over the long run.

Possible Financial Needs: Checking Account, Savings Account, IRA, Investments, Mobile Banking, Online Banking, Auto Loan, Credit Card, Mortgage Loan, First Time Homebuyer, Business Banking Services.

Unlike a chequing account, typically meant for the day - to - day business of paying bills, high - interest savings accounts are intended to be used to save money over a long period of time without a large number of transactions.

But unless business gets real good real fast, by December my survival savings (the money I'm living off after having been canned) will be gone., When times are good, this doesn't seem so scary.

Schedule one - time and recurring transfers and payments between your First Citizens business accounts - checking, savings, credit cards, lines of credit and loans

There are an array of different reasons why someone may need to seek out a retirement savings plan on their own: they may work as a part - time employee or on a contract basis, at a small business that does not offer any retirement benefits, or they own their own business and are self - employed.

Often, entrepreneurs pinch - hit with savings or personal credit cards, but there comes a time when nearly all business owners -LSB-...]

Perhaps the most persuasive argument for taking the time to consider your seasoned credit comes from the lost opportunities: college savings for their future children, investment in their retirement, financing a future business venture, a summer home, or even a trip around the globe — the list is endless!

Companies in business for only a short time have made claims about the percentage savings of their clients for an average program they say takes longer than they have been around.

@WellingtonTurntop - regarding your comment «In personal life we are allowed to save for lean times... it seems strange that businesses are not allowed to» - note that the personal savings you refer to would be with after - tax money.

While flying private can certainly be more expensive than the airlines, Pet Jets clients often find that the time savings and convenience is worth the expense when flying with family or friends, business, or for a limited time for vacation.

From a personal perspective I would definitely not purchase any of the other fares that Virgin Atlantic is highlighting in this sale — I know that I'll find savings of over # 300 per person if I buy a Business fare originating from outside of the UK and, as the extra travel time doesn't bother me, I'll happily do that for that kind of saving.

Visa SavingsEdge gives enrolled Visa Business cardholders ways to save on qualified business purchases using an enrolled Visa Business card with Everyday Offers — savings that are automatically available after you enroll — and Activate Offers — limited - time savings that you must activate to be eBusiness cardholders ways to save on qualified business purchases using an enrolled Visa Business card with Everyday Offers — savings that are automatically available after you enroll — and Activate Offers — limited - time savings that you must activate to be ebusiness purchases using an enrolled Visa Business card with Everyday Offers — savings that are automatically available after you enroll — and Activate Offers — limited - time savings that you must activate to be eBusiness card with Everyday Offers — savings that are automatically available after you enroll — and Activate Offers — limited - time savings that you must activate to be eligible.

Businesses get together to request the government regulate so they can avoid the «scorpions in a bottle» aspect of market competition and all move at the same time in a direction that benefits society — even losing the competitive advantage, because of the longterm savings

State will support adoption of advanced technologies to help businesses and building owners track energy use in real time, pinpoint waste, cut costs and drive more than $ 200 million in energy savings

Electricity sales are 25 percent lower than business - as - usual in 2040 as a result of savings from energy efficiency measures and standards, as well as demand response programs that pay participating consumers to curtail their energy use at times of peak demand.

NYSERDA will provide consultants to teach facility personnel how to reduce energy intensity over time, systematically achieve energy savings goals and implement smart, sustainable energy management practices that lead to ongoing cost savings for the business.

Deloitte believes the time is ripe for companies to pursue the potential benefits of using LPO as part of a balanced insourced and outsourced legal support business model: cost savings, improved service levels, and a streamlined in - house legal capability focused on higher - value activities.

«Businesses in Japan and Asia will now be able to realize the same savings in e-discovery costs and time as their U.S. counterparts,» says an article today on the global news site Legal IT Professionals.

The firm emphasizes sound business management and modern technology to accomplish savings in costs and lawyer time, which are in turn passed on to clients in the form of lower fees.

loss of income or revenue; loss of business; loss of profits or contracts; loss of anticipated savings; loss of data; loss of goodwill; wasted management or office time; and for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable.