Sentences with phrase «businesses report information»

The way lenders and other businesses report information to the credit reporting agencies sometimes results in different information being in your credit report at the three agencies.
Your credit report is created as soon as you apply for your first loan or credit card or when a business reports information on credit they've extended to you.

Not exact matches

What's more, the information will always be relevant and useful in the form of blogs, articles by topic, business or industry patterns, and reports highlighting problems, issues, discoveries, statistics and topical news.
If you're stuck, ask other business owners in your professional network for information you can use in an original research report.
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Information by business division is presented in accordance with Arkema's internal reporting system used by management.
Businesses often struggle with benchmarking, but it simplifies the process, providing actionable information and reports that are easily understood.
Still, credit bureau reports do have some potential for error, so small businesses should not necessarily use them as the only source of consumer credit information.
Reported roles include; Non-Executive Chair, Non-Executive Directors, Managing Director / Chief Executive Officer, Chief Operating Officer, Chief Financial Officer, Business Unit Head, Human Resources Executive, Technical Executive, Chief Legal Counsel, Sales and Marketing Executive, Chief Technical Officer, Chief Information Officer and Company Secretary.
Some government contractors who handle sensitive information are already required to report cyberbreaches, but there's still no uniform requirement for all companies doing business with the federal government, Bosco said.
The software allows information from all three areas of the business to flow into a wide variety of reports accessible by the management team.
In today's age of fake news, it probably doesn't come as a huge shock to you that false information might end up on the internet, but while posting utter nonsense has sadly come to be expected in the political realm, it's somewhat less expected in business reporting.
We report our financial results in accordance with GAAP, but believe that certain non-GAAP financial measures provide useful supplemental information to investors regarding the underlying business trends and performance of our ongoing operations and are useful for period - over-period comparisons of those operations.
Further, PDC urges you to carefully review and consider the cautionary statements and disclosures, specifically those under the heading «Risk Factors,» made in its Quarterly Report on Form 10 - Q, its Annual Report on Form 10 - K for the year ended December 31, 2016 (the «2016 Form 10 - K»), filed with the U.S. Securities and Exchange Commission («SEC») on February 28, 2017 and amended on May 1, 2018, and other filings with the SEC for further information on risks and uncertainties that could affect the Company's business, financial condition, results of operations, and prospects, which are incorporated by this reference as though fully set forth herein.
Business Insider asked Emolument, a salary - benchmarking website that collects self - reported pay data, to share information on which college majors earn the most money in the financial district.
Reuters also reported the company is «exploring» selling its healthcare information technology business, which includes such brands as API Healthcare and Centricity EMR, according to people familiar with the matter.
Small business owners fingered social networks as biggest threat to information technology security in 2010, according to a new report.
But Lesko's lists pertain mostly to small business: you'll find information on agencies that give development assistance to expanding companies, economic reports that regional Federal Reserve banks will send you, government surplus - property auctions, whom to ask about overseas selling, how to find financial data on a company or franchisor, where to apply for research grants — in sum, information on the offerings of nearly every federal, state, and local bureaucracy in the country.
Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.
If you've got a business process (like an expense report), Pyrus can create a form that automatically generates the information into a spreadsheet, send it to everyone who needs to approve it, track their approvals and once they do so, automatically send to whoever it needs to next.
It's a matter of knowing what each monthly report focuses on and what information is valuable for you and your business.
Now that you have your value - packed information product, every bit of your advertising — Yellow Pages, magazine ads, direct mail, business cards, letterhead, e-mail signature, website — should focus on getting people to request, pick up or download that report.
Glacier Media, wrote Tyghe in an August 2012 report, has promise because smaller communities rely on these newspapers for information, while business owners and employees stay on top of sector news via its trade publications.
Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports&rreports on Form 10 - Q (the «Reports&rReports»).
Refer to 3M's Current Report on Form 8 - K furnished on March 15, 2018, for additional supplemental unaudited historical business segment net sales and operating income information.
Related links: Directory of Organizations Promoting Independent Businesses (Contains contact information for many of the organizations mentioned in this story) Independent Business Alliances: The Basics Independent Business Alliances: Reports from the Field
Even when companies have the right business intelligence information available, it may be inaccessible or erroneously reported due to a lack of real - time data.
Use your summaries to create financial reports that will tell you specific information about your business, such as how much monthly profit you're making or how much your business is worth at a specific point in time.
Step 3: Creating Basic Financial Reports Financial reports are important because they bring together several key pieces of financial information about your buReports Financial reports are important because they bring together several key pieces of financial information about your bureports are important because they bring together several key pieces of financial information about your business.
Business owners can, however, access information about their Experian Intelliscore report and Dun & Bradstreet Paydex with a free Nav account.
As a business owner, you should review your company's financial information on a regular basis, including your business credit scores & business credit reports.
With combined information, these inquiries could hurt your credit score, but a trade credit report gives your business its own history to list your business» credit activity.
We report our segments based on the financial information we use in managing our businesses.
Many business credit reporting agencies require you to pay for the information they have on your business.
If that report doesn't offer enough information, it will automatically check another business credit score, like the D&B PAYDEX score.
Then, when you receive a business loan or line of credit — sometimes called trade credit — information about your payment history is compiled by one or more business credit reporting agencies, including Dun & Bradstreet, Experian, Equifax and FICO and turned into a business credit score.
Payment information reported to personal credit bureaus is earmarked as small business account activity, but can still affect your scores.
Still, it predicted slower sales growth in 2013 and confirmed reports that the Securities and Exchange Commission's Division of Enforcement had requested information about its business and financial operations.
We report information about your business» term loan payment status to three nationwide business credit bureaus every month: Experian, Equifax, and Paynet.
To learn more about a unique business opportunity, fill out the form on this site, download our free franchise information report, learn about our value proposition, and let's start talking.
The espresso business start - up informational guide covers a number of topics which include the Coffee Shop Business Plan, Average Startup Costs, Determining Startup Costs, Operational Costs Worksheets, Choosing the Right Location, Location Analysis Worksheets, and information on how to obtain an Average Daily Traffic (ADT)business start - up informational guide covers a number of topics which include the Coffee Shop Business Plan, Average Startup Costs, Determining Startup Costs, Operational Costs Worksheets, Choosing the Right Location, Location Analysis Worksheets, and information on how to obtain an Average Daily Traffic (ADT)Business Plan, Average Startup Costs, Determining Startup Costs, Operational Costs Worksheets, Choosing the Right Location, Location Analysis Worksheets, and information on how to obtain an Average Daily Traffic (ADT) Report.
Unlike your personal credit, it's not expressed in a fairly universal score, but rather is typically expressed in a series of reports that address how timely a business repays vendors who offer payment terms, their payment history with any current small business loans, industry information (including the overall creditworthiness of other businesses within that industry), and comparisons between the business and others within the same revenue class, size, number of employees, and the region where they do business.
They also collect trade credit information and data from the public record to evaluate small businesses, but their report is heavily weighted to how a business interacts with banks and other traditional lenders like credit card providers.
Additionally, some of the business credit bureaus also report on personal credit, but the information they collect is different and focused on your business credit obligations.
Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
Information presented on Nightly Business Report is not and should not be considered as investment advice.
I hereby certify: (1) the information provided is true and correct, (2) you are hereby authorized to investigate all bank, credit, and trade references, and said references are hereby authorized to release any requested information to you or your nominee, (3) such authorization shall extend to obtaining personal credit profile in considering this application and subsequently for the purposes of update, renewal or extension of such credit or additional credit and for reviewing or collecting the resulting account, (4) this information may be transmitted by us to you and by you to underwriter (s) for the purpose of granting me credit, either electronically or manually, and that by submitting this application, I take full responsibility for transmission thereof, (5) I am over 18 years of age, (6) I acknowledge my rights under the Fair Credit Reporting Act, (7) I consent to receive direct mail, faxes, text - messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer purposes.
The reports are two pages and include the full company name, ticker symbol, industry, contact information (including phone numbers and web addresses), dividend records, officer listing, and business summary.
After the budgets are announced, the committee analyzes the information and produces a report card, grading the respective government on its budget and how it will impact Greater Vancouver's business community.
The main use of quarterly earnings reports is as an information signal for businesses whose future can't be adequately assessed otherwise.
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