Employees can usually
buy additional coverage on top of what their workplace provides, but there are still often maximum benefits allowed through employer - provided plans.
Not exact matches
For example, if you put some upgrades
on your new three - wheel, you might wonder if you have to
buy additional coverage.
Doing so can give you peace of mind and
additional coverage on items you
buy (for all items, Terms and Conditions Apply).
If you take a permanent policy, a guaranteed insurability clause will enable you to
buy additional coverage in the future without needing to qualify based
on the state of your health.
The amount of
additional protection
coverage you can
buy depends
on the amount of the base policy
coverage.
For example, if you plan to engage in extreme sports
on your vacation, such as bungee jumping or surfing, you may need to
buy additional coverage for injuries incurred during those activities, Galbraith adds.
If you wish to increase the
coverage area of your auto insurance policy, you should talk to your insurance agent / broker — in some cases you may increase the
coverage on your existing policy, in other cases you may get better value by
buying an
additional policy for the other areas.
«Excess flood insurance» is
additional coverage you can
buy from private insurers
on top of an NFIP policy.
Depending
on your policy, this may be covered to some extent by your comprehensive
coverage, but depending
on how many custom parts and equipment you have for your bike (and how much it all costs), you may want to
buy additional coverage.
Depending
on where you live, you may need to
buy additional coverage for special risks, and pricing can vary between policies.
For example, if you put some upgrades
on your new three - wheel, you might wonder if you have to
buy additional coverage.
Four years ago Colorado stopped requiring drivers to
buy additional medical
coverage on car insurance.
This could be an excellent rider to take advantage of if after
buying the policy you wanted to get more insurance — for example maybe you have a new baby
on the way, or maybe you lost your job or changed jobs and no longer have a policy at work — with the
Additional Options Rider you can increase your
coverage without a medical exam.
The money you save
on your auto, life, and renters policies put together may actually pay for the
additional coverage you are
buying altogether.
The amount of
additional protection
coverage you can
buy depends
on the amount of the base policy
coverage.
Because your occupation does not prevent you from
buying life insurance
coverage on top of what you already get as a police officer, you can look into
additional benefits.
Colorado drivers are still required to
buy liability
coverage to pay for medical bills and property damage when they cause an accident, but they now get to decide how much
additional health and liability insurance they need to purchase based
on their own personal insurance and financial situations.
You can take the dividends in cash, leave them
on deposit to earn interest or use them to decrease your premium, repay policy loans or
buy additional coverage.
For example, some big - ticket items, such as jewelry or expensive art, may cost more than the limits
on your policy, so if you want to protect them, you may have to
buy additional coverage.
«You may have to
buy additional coverage, depending
on your state laws and your insurance company.
If you want to increase your
coverage, you will need to
buy life insurance riders, which are
additional benefits that policyholders can
buy and blend based
on their present and future insurance needs.
If you take a permanent policy, a guaranteed insurability clause will enable you to
buy additional coverage in the future without needing to qualify based
on the state of your health.
If you don't want to
buy a new or
additional life insurance policy, you can also use riders you have
on your policy to increase your
coverage.
Add -
on covers like Maternity Cover, Critical Illness Rider can be
bought along with standard health insurance plans to give
additional coverage for your specific needs.