Sentences with phrase «buy as an insurance policy»

Not exact matches

On Monday, two powerful conservative leaders in the House declared the blueprint unacceptable because it relies on giving people refundable tax credits to purchase insurance — a policy mechanism that, in a very rough sense, resembles Obamacare's subsidies to buy mandated health coverage (and is therefore being slammed by conservatives as just another entitlement program).

Buying paid - up additions is similar to buying a small single - premium life insurance policy as you increase the policy's cash value and death benefit but don't have ongoing payBuying paid - up additions is similar to buying a small single - premium life insurance policy as you increase the policy's cash value and death benefit but don't have ongoing paybuying a small single - premium life insurance policy as you increase the policy's cash value and death benefit but don't have ongoing payments.

Three years ago, it was heralded as the greatest life insurance policy you could buy for your child and family.

The buy - insurance - or - pay policy is closely modeled on the one that took effect in Massachusetts in 2006 as part of the states health - care reform.

They've left nothing to chance — except underestimating the steely determination of Alice Creed (Gemma Arterton, The Prince of Persia), daughter to a millionaire who've they've kidnapped as their insurance policy to ransom $ 2million to buy a better life.

Some people buy term life insurance as a supplement to a whole life insurance policy, to cover specific financial needs, such as a mortgage or college tuition.

Dividends can be used to buy more paid up insurance, earn interest with the insurer, pay policy premiums, or received as a cash payout.

Instead of taking back the refund, you can choose other non-forfeiture options, such as using the cash to continue to pay premiums, acquire reduce paid - up insurance (using the cash to buy a reduced amount of permanent coverage) or acquire extended term insurance (keeps the coverage the same, but reducing the length of the policy)

The extensive insurance advice provides a variety of information on topics including auto insurance, home / renters insurance, health insurance, and life insurance - offering easily accessible articles revealing tips on topics such as buying insurance, insurance policy questions, amounts and types of insurance coverage, addressing complaints, and claims.

It's always best to seek the advice of your financial advisor, tax advisor or your insurance agent when you are buying a life insurance policy, naming your beneficiaries, and making any changes to your policy, as to whether those choices may result in tax consequences.

Buying paid - up additions is similar to buying a small single - premium life insurance policy as you increase the policy's cash value and death benefit but don't have ongoing payBuying paid - up additions is similar to buying a small single - premium life insurance policy as you increase the policy's cash value and death benefit but don't have ongoing paybuying a small single - premium life insurance policy as you increase the policy's cash value and death benefit but don't have ongoing payments.

As with flooding, if you live in an area at risk of this kind of damage, you should buy a separate earthquake insurance policy.

Life insurance can be bought either as a permanent life insurance policy, covering your entire life (as long as your premiums are paid on time and in full), or a term life insurance policy, covering a given period of time.

The logic goes that the main selling point of whole life insurance — that you get an insurance policy along with a cash - value component that acts as forced savings — is actually a poor decision, and you'd be better off buying a cheaper term life insurance policy and investing the money you save elsewhere with a better return and lower fees.

I bought a whole life policy over 20 years ago, the policy converted to MEC status, the insurance agent advertised the product as a tax - deferred saving product with a life insurance component.Could you provide me with any advice on how I can have the MEC status reversed?

We believe it is important to consider an insurance policy as you reach three critical life stages: when you get married, when you have a child, and / or when you buy a home.

As a couple, you may wonder if buying two policies from the same insurance carrier is easiest, but the insurance companies follow different sets of underwriting guidelines.

The occurrence of a reorganization is highly unpredictable, as a result the potential for demutualization of some sort should generally not be a primary factor in determining what type of life insurance policy to buy.

If the parents are the ones applying and there is a need for insurance, such as estate tax need or possibly income replacement need or they have some loans, then they should be able to buy a policy.

While policies sold by mutual life insurers are similar in many ways to those sold by stock life insurance companies, as we have seen, there are certain benefits to buying policies from mutual insurers.

If you were not yet in a serious relationship with your spouse when you first bought life insurance, you may have named a parent or sibling as your policy's primary beneficiary.

Review your term life insurance policy annually as life events occur such as a marriage (or divorce), the birth of a child, buying a home or a second home, or establishing a business.

It is important for parents who buy their kids this type of life insurance as a banking policy to familiarize themselves with the concept of recapturing debt.

But if your existing insurance policy does not specifically states clearly that you enjoy the coverage, you may need to buy the car rental insurance just as to be at a safer side.

So you just bought a shiny new Arlington, TX Renters Insurance policy, and you gave a copy to your landlord, and now they're telling you that you need to add them as an additional interest.

«Buy term and invest the difference» is a phrase often used to discourage people from buying cash value life insurance policies, such as variable life insurance.

Though ICICI is insisting me to buy loan insurance from Lombard I have not considered the same as the premium amount per year is high Please suggest which is the best policy for me to buy.

To add your landlord to your renters insurance as additional interest, or to buy a policy and add them at that time, just call [phone] or click to get covered - whether you need Arlington renters insurance quotes online or coverage anywhere else!

When you buy a Reading, PA Renters Insurance policy, for example, the insurer is looking not only at the risk that you present as an individual.

Using a venerable actuarial tool called the Linton Yield Method, these returns are derived by comparing the cash value policy to the alternative of buying lower premium term life insurance and investing the premium savings in a hypothetical alternative investment, such as a bank account or a mutual fund.

You can buy a policy online in just sixty seconds, or you can call and speak with an insurance expert to get covered in as little as three minutes.

«I did, however, assume that she will continue receiving a rental income of $ 20,000 annually for the rest of her life, plus full CPP and OAS benefits starting at 65,» he says, before adding a note of caution: As a single mom, Gueutal should buy disability and critical illness insurance policies so her income is never interrupted by an illness or accident.

As well, most policies have a stipulation regarding when you can buy the trip cancellation insurance, and it's usually within seven days of the initial deposit you make for your trip.

Also, don't buy riders such as Accidental Death or Waiver of Premium on any life insurance policies.

This article covers the specifics of an AD&D life insurance policy rider, such as what it is, how it works, how it can be purchased, and why you should consider buying one.

Whenever you buy a life insurance policy there has to be an insurable interest between you and the person who's life you are insuring or designating as a beneficiary.

As mentioned before, while life insurance may not be compulsory for everybody; there are instances that may necessitate that one buys a policy.

This is great for people who want to buy a burial insurance policy early, because your early investment will create a stronger safety net as it grows.

The first thing you should do is to review your insurance policy, as there may be changes in your home since the last time you bought your policy.

Now annuities arent evil, but I think alot of people get in to them at the wrong time and under the wrong circumstances because of sales pressure from the insurance company to buy them (especially as part of a Life Insuranceinsurance company to buy them (especially as part of a Life InsuranceInsurance Policy).

Here's what you need to know to find the best health plan for your household, while tamping down as much as possible the stress and shenanigans of buying a health insurance policy.

As a homeowner, you need an insurance policy that will protect your house in case of a storm, even though the state doesn't legally require you to buy a policy.

This acts the same way as disability insurance, so some shoppers choose to add it as a rider to their life insurance and avoid buying a second policy to protect against disability.

Not all employers offer life insurance so if you have a family we recommend you buying an individual life insurance policy as well so you can always be sure you're covered.

Some think that you should wait to buy renters insurance until you're no longer able to be endorsed onto your parents» homeowners policy as a student living away from home.

When he bought his life insurance policy, John set it up so that 100 % of his death benefit would go to his former wife Jane, as custodian of his minor child Lola.

If you get renters insurance today, you're getting the exact same policy as someone who bought a policy a month in advance of their move.

My wife has bought a whole life insurance policy as an investment before we met.

Adding yourself as a driver to your wife's policy is a great way to keep your insurance history unbroken for when you buy another vehicle again.

Keep in mind, though, that these may not be as comprehensive as insurance policies you could buy on your own, or that may come gratis with some other credit cards you own.