But in case your car is leased or you have taken a car loan, it is possible that you have to
buy auto collision insurance too.
Most of the people
buying the auto collision insurance are confused about their premium amount.
Not exact matches
Auto insurance coverage: If you included
collision coverage when
buying car
insurance, it would take care of your car bumper repair, subject to your deductible.
Collision auto insurance coverage is not necessary, but if your car is «totaled» in an accident, it will reimburse you for the car so that you can either make repairs or go out and
buy a new one.
25 % of car
insurance shoppers surveyed
bought less
auto insurance coverage than they had on a prior policy, and 26 % dropped comprehensive and
collision coverage.
If you are currently insured under a New York
auto insurance policy and you rent a car for 30 days or less anywhere in the United States, its territories and possessions, or Canada, you do not need to
buy a CDW / OVP from the car rental company regardless of whether you have
collision or comprehensive coverage on your own car.
Most of the people think that
Auto Collision insurance is mandatory by law to
buy.
For example, you might be considering
buying only liability
insurance, but after comparing
auto insurance quotes you realize that for a small amount more, you can get comprehensive and
collision car
insurance, too.
Both
collision and comprehensive coverage are optional but strongly recommended.You should never settle for the minimum
auto insurance coverage required by law.The more
auto insurance you
buy, the cheaper it is.That means you can get significantly more
insurance coverage with just a small increase in your premium.
When you
buy an
auto insurance policy, your state mandates a specific minimum level of coverage, and you have the options of adding comprehensive and
collision benefits to the policy.
While many insurers require their customers to
buy collision and comprehensive
auto insurance together, it is possible to purchase comprehensive
insurance only or
collision insurance only.
To offset the cost, you can lower your premium by increasing your deductibles for comprehensive and
collision coverage, taking a defensive - driving course (if your insurer offers a discount for that), taking public transportation to work (less annual mileage means lower premiums),
buying a homeowners or renters
insurance policy from the same company that insures your
auto or
buying a safer car.
Once you have
bought a car, next thing to do is apply for
insurance, and one of the recommended packages is
auto collision insurance.
Though those who own their vehicles outright have the option of
buying bare - bones liability
auto insurance, Texas drivers who are still making payments on their vehicles are typically required by their lenders to maintain
collision and / or comprehensive coverage, along with uninsured motorist coverage.
That is also the reason why
auto insurance experts stress on the need to
buy auto collision... (more) March 18, 2011
To protect your vehicle from «other - than -
collision» damages and theft, comprehensive
auto insurance is a smart
buy.
The alarming rates of accidents on roads including for those involving rented vehicles as well as camper vans, pickup trucks, sport utility vehicles, etc. has ensured people to
buy rental
auto insurance along with rental car
collision damage.
The reasons for getting
auto insurance is discussed in the article ranging from need for rental car
insurance, cheap rental car
insurance, find car rental deals, rental
auto companies, car rental coverage, rental car
collision damage, extra
auto rental
insurance,
buy travel
insurance, personal accident
insurance and personal effects coverage.