Sentences with phrase «buyer pays points»

But if the buyer pays points above what is typical for the market, then it is considered a seller's concession.

For instance, if the rate depends on the buyer paying points — an up - front 1 percent charge at closing to reduce an interest rate — suddenly the cheap rate isn't that cheap.

Not exact matches

To increase traffic and fill Dotcom's pipeline, we proposed a content - driven digital strategy that integrated earned, owned and paid media to connect with Dotcom's prospects at every point in their buyer journeys.

Understanding how your buyers discover and consume information will often reveal the value of multiple touch points that can be satisfied with a mix of owned, earned and paid media.

Buyer personas are fictional representations of your actual, paying customers, created based on the data you have about them — such as their job title, budget, buying motivation, challenges, company size, age, pain points, education level, buying concerns, etc..

Here is an important detail: The starting point against which those gains will be measured isn't the fund's actual net asset value on March 31, but rather the deeply discounted price the new buyers are paying..

You make some good points Stephen, but a lot of EV buyers, especially those that are paying over sticker for luxury plug - ins such as the i8 and Panamara, just want a cool car with HOV lane and parking perks.

Buyers should pay attention to the state of the alternator, a common fail point as mileage builds, and have it tested before purchase.

In addition, Cadillac officials point out that luxury - car buyers are willing to pay for size and power.

Six - cylinder engine technology has advanced to the point where many V - 6 SUVs no longer ask buyer to make a compromise between power and efficiency, and although in some cases you might have to pay more for the V - 6 version of a particular model, the fuel mileage penalty is largely a thing of the past in normal driving.

Prices and exact release dates are unknown at this point, but Japanese buyers currently need to pay $ 476 for the smaller model and $ 714 for the bigger one (including an 8 GB SD card).

At the closing or settlement, you sign legal documents, make your own down payment and pay closing costs, at which point ownership of the property is legally transferred from the seller to the buyer.

Contracts may be structured similarly to residential conforming mortgages, where they pay down to zero, or may also be set up with balloons, requiring the buyer to make a large lump sum payment at some point in time.

Many home buyers choose to pay mortgage points at closing.

Some lenders give buyers the option of paying points at closing to «buy down» the interest rate on their home loan.

Points the seller pays for the buyer's loan are usually considered to be paid by the buyer.

Additionally, buyers under the program pay no points and may receive up to $ 625 in closing cost credits.

«I don't personally ever encourage paying points simply because of the fact that it does take so long to make it up, especially for a first - time home buyer,» Gjeldum says.

This means that home buyers using the Federal Housing Administration's 3.5 percent down payment program will pay annual mortgage insurance for the loan's full 30 years, regardless of whether the home appreciates to the point of having 22 percent equity or more.

Buyer's lawyer warned that at this point, buyer may have to pay for closing fees as well since most of that work has been done, and that they could be sued by the seBuyer's lawyer warned that at this point, buyer may have to pay for closing fees as well since most of that work has been done, and that they could be sued by the sebuyer may have to pay for closing fees as well since most of that work has been done, and that they could be sued by the seller.

Another huge mistake buyers make, especially if they are looking at low money down deals, is they look at teaser rates that are unobtainable and you may end up paying one percentage point more.

According to the Wall Street Journal, home buyers who secured the best rates on fixed mortgages had to pay, on average, 1.17 points at closing.

Points can be negotiated between the buyer and seller and can be paid by either party.

Home buyers with plans to sell or refinance within a few years should usually not pay discount points.

MoneyCone, the point of this article is that CA businesses are responsible for paying the state sales tax for sales made to CA buyers.

feetwet makes a good point that the seller is not always required to collect and remit sales tax; in some cases, the buyer is responsible for paying use tax on items purchased.

Whilst HMRC has responded by saying most buyers pay the correct amount, it has pointed out that the online calculator is meant to be a guide, not a final figure.

Well, even at the current price point, almost 25 % of home buyers are paying cash.

From the taxation point of view, this means that when the buyer pays with bitcoins buying goods or services, an article of the EU's VAT Directive will be applied to the price of bitcoin at the time of the transaction, as documented by the seller.

Rick Shaffer: Let me jump on a point which I... Because I used to be skeptical of buyers brokers and part of it was because there was different ways that they got paid, I know there were some buyers brokers that would charge people a flat fee plus whatever commission they might make.

At the point where the assignment is being negotiated, the original buyer has typically paid a deposit to the builder, may have pre-paid for certain upgrades and extras and has a large balance owing.

The loan required my seller to contribute to the purchase price by paying some of the buyer's closing costs, loan fees, discount points, and prepaids.

To point: buyers and sellers often rather prefer to follow the advice of someone such as that fellow rather than follow the advice of one who is being paid «to represent» them.

At the beginning of my career, interest rates soared so high that buyers had to ask sellers to buy down interest rates by paying as many as sixteen discount points!

Paying attention to these key points will pay big dividends as you win more listings, close more buyer sides and build a referral business of raving fans.

Among other things, the seller is no longer required to pay the buyer's points, which has made the program very attractive to veterans.

As a beginning point, I'd consider 6 % to 8 % I'd say over 3 to 5 years, but that is also depending on the buyer's ability to pay at that rate.

They may be pointed out by the lawyer of the buyer but it always seems to come down to, «I want to buy that house so I will have to pay the fee.

So when the seller has to pay 6 Points on the actual Sales Price in real estate commission, how much more is the buyer paying for the home?

Now, I could write an entire paper arguing that the buyer actually pays the entire commission, but let's leave that point on the sidelines for now.

Since home equity loans tend to be a point or two higher in interest rates, the buyers could end up paying more than if they had obtained a mortgage for the entire amount.

The salespeople admitted their error but pointed out that the buyer had paid a fair market value for the property.

This discussion they have is not debating about where the fees come from in the overall scheme of things in dollars and cents, it is confusing the public so when a BBA contract points out HOW the buyer agent will be paid, one of which option among many is that in fact the buyer agent can be paid by his / her own client, and that descriptor is in fact what the buyer is acknowledging when signing that BBA contract — when he / she HIRES that agent «to represent» them.

As Carolyne so rightly points out, the public has little to no interest, or awareness, in how a buyer's agent gets paid.

«I could write an entire paper arguing that the buyer actually pays the entire commission, but let's leave that point on the sidelines for now.»

There must be a point where the size of the differential between what percentage of List Price a member's Seller's typically receive is so low, verses what a member's Buyer Clients typically pay, that it automatically triggers the scrutiny of the Regulator.

As in point: the buyer pays the commission, and the sold price registered and shown at Teranet doesn't reflect it in the appraiser's address reference, therefore not a «true» comparable; how that sold price reported isn't exactly accurate.

«That's the type of improvement that pays off for sellers,» says Shea, «because it increases energy savings, and somebody like an inspector will point out to buyers how smart the system is.»

Buyers may wonder why they should pay for a home inspection when they can get specialists to point out trouble spots for free.

Though mortgage rates have jumped in recent weeks, it's still possible for your buyers to get a lower rate: buy the rate down, also known as «paying points.»