Sentences with phrase «buyers than homes»

Home staging is something I do for all my clients, as I have learned over the years that staged homes are more appealing to more potential home buyers than a home that looks worn and overly - lived in.

Not exact matches

Home sales across the country have dropped in the wake of several government policy measures, including a stress test for home buyers with a down payment of more than 20 per cent, that were implemented to cool the country's hot housing marHome sales across the country have dropped in the wake of several government policy measures, including a stress test for home buyers with a down payment of more than 20 per cent, that were implemented to cool the country's hot housing marhome buyers with a down payment of more than 20 per cent, that were implemented to cool the country's hot housing market.

As of Jan. 1, home buyers with a down payment larger than 20 per cent seeking a mortgage from a federally regulated lender are now subject to a financial stress test.

Such rates will generally be higher than what home buyers currently pay, not only because banks now offer substantial discounts from posted rates, but also because many buyers (40 % according to a July 2011 TD Bank report) take mortgages with variable rates, which are lower than fixed rates at least 85 % of the time.

Buyers of houses — even ones fronting the ocean — want to have pools, while «smart» homes filled with tech, elaborate outdoor seating areas, and homes with so - called «flexible» layouts (meaning they're open plan, rather than having dedicated dining, living, and entertaining rooms) are in vogue.

Now that wealthy second home buyers are returning to the southern tip of Long Island, they have noticeably different criteria than their predecessors of 10 or even five years ago.

Another driving the higher prices: More buyers are choosing to bundle at - home care and nursing home care together, rather than simply pay for one or the other.

With the baby - boom buyer now moving out of the skiing demographic and an estimated backlog of 25,000 unsold vacation homes across the U.S., the situation is more than just cyclical.

By 2035, there will be millions more «future home sellers» than «future home buyers.»

It's these first - time buyers who «will face tougher competition for entry - level homes and often operate with a tighter budget than move - up buyers,» Zillow Chief Economist Dr. Svenja Gudell, noted in a press release last month.

They also took out 40 percent of home mortgages last year and, according to a 2017 report, now account for more than a third of U.S. home buyers.

The social giant collects much more information than that, which results in at least 600 targeting options including household income, level of education, home type, home value, home ownership status, household composition, parents of children with specific ages, newly engaged couples, new vehicle buyers, expats, a variety of buyer profiles, people who frequently buy online, frequent travelers, and much more.

Others in the business think the secret to greater acceptance lies in building a distribution network and courting liberal - minded builders rather than targeting home buyers.

ATTRACTIVELY landscaped verges and 200 - year old Tuart trees are attracting home buyers to Woodleigh Grove, where more than half the 42 blocks on offer have been sold to date.

OSFI also proposed tightening some of the rules around conventional mortgages (i.e. where the buyer puts down more than 20 per cent of the home value).

Current and recent buyers need to devote many more weeks of labour time to the financing of their home than their predecessors.

Sales of previously owned homes rose more than expected last month, existing home sales increased 1.1 percent to a four - month high, as buyers remain undeterred by the limited number of properties available on the market.

First - time home buyers with little credit history or a poor credit profile might consider applying for an FHA mortgage rather than a conventional loan.

Newly built homes are also more expensive than comparable existing homes, so higher mortgage rates may make them less attractive, especially to buyers on the margins or those who have more trouble qualifying for a mortgage.

More than 300 developers gathered to design creative solutions that make it easier for first - time home buyers, low - income renters and senior citizens to find homes.

Dampening the impact of these increases was the lower - than - expected take - up under the Home Renovation Tax Credit and First Time Home Buyers» Tax Credit ($ 0.8 billion in total).

These loans would largely go to first - time homebuyers who are more likely to put less than 20 % toward the purchase of a home than move - up buyers.

There are almost 9 percent fewer homes on the market than a year ago, and the majority of them are ones first - time buyers can't afford

Small rate changes or more evidence of earnings and capacity to pay is also unlikely to impact on high net worth buyers, which is typically defined as those with assets worth more than $ 2m in addition to their home.

Mortgage Insurance can help you achieve the dream of homeownership sooner by allowing you to purchase a home with less than 20 % down payment, while paying the same competitive interest rates as buyers with a larger down payment.

Bridgepoint Funding has served home buyers and mortgage shoppers in California for more than 16 years.

Bridgepoint Funding has been helping home buyers in California for more than 16 years.

Now more than ever, lenders want to ensure that home buyers have the ability to repay their loan obligations.

Home prices in 20 U.S. cities rose less than forecast in February from a year earlier, which bodes well for prospective buyers.

Bridgepoint Funding has been serving home buyers across the Bay Area for more than 15 years.

This forces buyers to compete for limited availability, which is partly why home prices in the area are expected to rise faster than the national average over the next year.

Who it's for: The 15 - year fixed - rate mortgage is ideal for California home buyers who want to pay less interest than they would pay with a 30 - year loan, and can afford a larger monthly payment.

In many parts of the country, rising home prices are a bigger concern for home buyers than rising mortgage rates.

Bridgepoint Funding has been serving home buyers throughout the Bay Area for more than 15 years.

Bridgepoint Funding has been serving home buyers across the Golden State for more than 15 years.

The bottom line here is that if your combined monthly debts «soak up» more than 50 % of your income, you might have trouble qualifying for a home loan as a first - time buyer.

Under the rules, a buyer paying more than 20 per cent down on their home purchase must prove they can carry their monthly payments at either their contract rate plus two per cent, or at the Bank of Canada's benchmark rate — whichever is higher.

To be clear, there are financing options available for home buyers who need to borrow more than the above - stated limits.

We can help: Bridgepoint Funding has been helping home buyers in California for more than 16 years.

Many Bay Area home buyers will be affected by this change in the tax code, more so than the rest of California.

According to a study from Hanley Wood Data Studio at BuilderOnline.com, assuming median income, median home price, and median rental costs, today's typical first - time buyer would require more than 8 years to save ten percent for a down payment on a home.

We are more than halfway through 2017, which means a lot of home buyers in Orange County, California are already looking ahead to 2018.

Making Offers on More Than One Property It might be legal for a home buyer to make offers on multiple properties, but that doesn't mean it's a good idea.

On average, home buyers in California cities like Los Angeles, San Diego and San Francisco make larger down payments than buyers in other markets across the U.S. And when you factor in the relatively high housing costs in the Golden State, this initial investment can seem like quite a hurdle.

Recently, real estate boards in various major urban markets say there are more buyers than listings, particularly in the single - homes sector, which had let to bidding wars.

Detached homes were selling for more than $ 1.8 million in April before the province moved in to cool the market by implementing a 15 per cent tax on foreign buyers and extending rent control rules, two of 16 measures that were part of its Fair Housing Plan.

Buyers for newer homes returned to the single - family home market in 2012, resulting in better than expected operating results for most of the homebuilders we rate.

The sales rebound in the aftermath of the removal in 2010 of the home buyers tax credit has raised home sales by more than one - third from the low.

Home buyers who purchase a median - priced property in these areas could enjoy much lower housing costs than those who pay rent.

The message to home buyers is clear: You might want to think about buying sooner, rather than later.