Here's the problem: As attractive as the dealer's advertised interest rates are, they're likely reserved only for
buyers with excellent credit scores.
A May 17th Bloomberg story headlined «
Buyers with Excellent Credit are Getting the Lion's Share of U.S. Mortgages» noted that the least - risky U.S. households (FICO score of 760 +) account for 61 % of new home loans — a record since the data series began in 2003, when this cohort accounted for around 30 % of new loans.
Whether you are a first - time buyer or an experienced
buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada.
Not exact matches
According to MyFICO, auto
buyers with 60 month loans pay 6.77 percent if they have good
credit, and less than half that — 3.33 percent — when they have
excellent credit.
And it makes no difference whether you have
excellent credit or you are a first time
buyer, if your
credit score 700 or 450 - we guarantee you payments you can afford
with a minimum down payment amount.
Climate Control white Air Filtration System - Driver's 8 - Way Power Seat
with Adjustable Lumbar Support - Front Center Console
with Armrest Storage - Exterior Temperature Gauge - Compass - Privacy Glass / Rear Window Defroster - Fog lights / Auto - off Headlights - Driver's and Front Passenger's Duel - Stage Airbags (SRS)- Front Side Airbags - ** Very Well Maintained, Super Clean,
Excellent Condition, No Dents or Scratches, Must See to Appreciate, Clean Title (VIN: 4T1FA38P76U086365)- ** Free Carfax Report Available ** - ** 30 Days Warranty ** - ** Financing Available ** - ** Good
Credit, Bad
Credit, First Time
Buyer ** - ** Extended Warranty Options Available ** - ** Trade In Welcome ** - Stock #A26086365
EXTERIOR:
Excellent Overall Exterior Condition; Glossy Paint;
Excellent Windshield; Fully Detailed — INTERIOR:
Excellent Overall Interior Condition;
Excellent Dashboard;
Excellent Carpets;
Excellent Headliner / Panels;
Excellent Trunk / Cargo Space; Fully Detailed — SERVICE HISTORY: One Owner; Dealer Inspected; Have All Service Records Original Manuals Keys — INSTALLED FEATURES: Front Air Conditioning Zones: Dual Front Air Conditioning: Automatic Climate Control Rear Vents: Second Row Front Airbags: Dual Side Airbags: Front Side Curtain Airbags: Front Side - Curtain Airbag Rollover Sensor Antenna Type: Mast Auxiliary Audio Input: MP3 In - Dash CD: 6 Disc Premium Brand: JBL Radio: AM / FM Subwoofer: 1 Total Speakers: 12 Watts: 440 ABS: 4 - Wheel Braking Assist Electronic Brakeforce Distribution Front Brake Diameter: 13.9 Front Brake Type: Ventilated Disc Rear Brake Diameter: 13.6 Rear Brake Type: Ventilated Disc Armrests: Rear Folding Center Console: Front Console
With Storage Cruise Control Cupholders: Front Dimming Rearview Mirror: Auto Memorized Settings: 2 Driver Multi-Function Remote: Keyless Entry Overhead Console: Front Power Outlet (s): 12V Front Power Steering Reading Lights: Front Steering Wheel Mounted Controls: Audio Steering Wheel: Tilt and Telescopic Storage: Door Pockets Universal Remote Transmitter Vanity Mirrors: Dual Illuminating 4WD Selector: Electronic Hi - Lo 4WD Type: Part Time Axle Ratio: 4.30 Front Bumper Color: Chrome Grille Color: Chrome Mudguards: Front Pickup Bed Light Pickup Bed Type: Fleetside Rear Bumper Color: Chrome Skid Plate (s) Compass Electroluminescent Instrumentation External Temperature Display Gauge: Tachometer Trip Computer Warnings and Reminders: Low Fuel Level Exterior Entry Lights Front Fog Lights Side Mirror Adjustments: Power Side Mirrors: Driver Side Only Heated Child Safety Door Locks Child Seat Anchors Parking Sensors: Front Rear Seatbelts: Center 3 - Point Seatbelt Force Limiters: Front Seatbelt Pretensioners: Front Driver Seat Power Adjustments: Height Driver Seat: Heated Front Headrests: Adjustable Front Seat Type: Bucket Passenger Seat Power Adjustments: Lumbar Passenger Seat: Heated Rear Headrests: Adjustable Rear Seat Folding: Flat Rear Seat Manual Adjustments: Reclining Rear Seat Type: 40-20-40 Split Bench Upholstery: Leather 2 - Stage Unlocking Doors Anti-Theft System: Alarm
With Remote Power Door Locks Stability Control Traction Control Turns Lock - To - Lock: 3.7 Front Shock Type: Gas Front Spring Type: Coil Front Stabilizer Bar Front Struts Front Suspension Classification: Independent Front Suspension Type: Double Wishbone Rear Shock Type: Gas Rear Spring Type: Leaf Rear Suspension Classification: Solid Live Axle Rear Suspension Type: Multi-Leaf Wireless Data Link: Bluetooth Spare Tire Mount Location: Underbody Tire Pressure Monitoring System Tire Type: All Season Auxiliary Transmission Fluid Cooler Tow Hooks: Front Trailer Hitch Trailer Wiring Front Wipers: Intermittent Pickup Sliding Rear Window: Power Vertical Power Windows Rear Privacy Glass Window Defogger: Rear Running Boards All Weather Mats / Door Sill Protector Daytime Running Lights 100 % GUARANTEED
CREDIT APPROVAL.FIRST TIME
BUYERS WELCOME.
A new study from WalletHub finds that
buyers who have «fair»
credit will end up spending about five times more to finance a new vehicle than somebody
with excellent credit.
They find it easier to find a
buyer for your old car, whereas
with a dealership that specializes in assisting people
with excellent credit, they will find it hard to get rid of older model cars.
In addition, «grants are an
excellent way for young
buyers with good
credit and stable employment to subsidize their down payment,» says Realtor ® Mike Murray of the Murray Home Team at Coldwell Banker in Annapolis, MD. «These can typically be obtained by taking homeownership courses or purchasing in designated community development areas.»
This is the standard loan used by
buyers with good to
excellent credit who make down payments of at least 10 %.