Sentences with phrase «buying the points vs.»

He's also covered the potential pitfalls of each path (buying the points vs. earning them via signup bonus).

Not exact matches

Related to your point of not knowing which cap - size will be a clear winner, what are your thoughts on buying exposure for the whole market via a total market fund or ETF vs. just the S&P 500 ETF?
I have the Starwood Preferred Guest MasterCard with MBNA (pound for pound, the best credit card out there in terms of points and rebates) and even though I have a Costco membership, i don't frequent it as often as I should (we don't have any kids yet and I tend not to buy things unless I have to, needs vs. wants)
To compare two financial choices (say, renting a house vs. buying a house), you need to convert the choices to money at the same point in time, just as comparing two measurements requires them to be in the same units.
Another approach is Mike's ETF vs. Index Fund strategy (which involves simple, regular investments in index funds until a set amount is reached, depending on fees and MERs, at which point the funds are sold and ETFs are bought with the proceeds — very similar to MDJ's idea # 4).
The point is to input the exact same amount of annual life insurance death benefit and PREMIUMS, for both the term and whole life products, in order to do a true: Buy term life insurance and invest the difference into an alternate investment vehicle (called a mutual fund in this software) vs. buying whole life and «investing» in the life insurance company's subaccounts.
Given that, you are buying 120,000 points for $ 690 (0.575 cent / point) vs. $ 840 (@ 0.7 cent / point) per the above method, I would buy only if there is a specific redemption in mind.
Buying vs. Browsing: one key point has a good website that can educate and convert your customers, with all the details that make your business unique.
Interestingly, more respondents believe that spring momentum will carry into summer, marked by an 8 - point jump vs. a year ago in those who view summer as the best time to buy a home.
For each county, we calculated the breakeven point in the buy vs. rent decision — the point at which the total costs of renting become greater than the total costs of buying.
Ryan mentions that Facebook founder Mark Zuckerberg may have purchased a home in California; Ryan reviews the economic events of the prior week; Ryan notes that interest rate are still heading down; Ryan notes that the DC real estate market is competitive on the buy and rent sides and that would be renters in the DC area are turning into would be buyers; Louis notes that the DC housing dynamic is different from the rest of the country where housing prices are down and there is plenty of inventory; Louis notes that if it is cheaper to buy than rent that it makes sense to get a long term low interest rate loan; Louis talks about the benefits of visiting HomeGain.com; Louis discusses the HomeGain FSBO vs. Realtor survey and the advantages of hiring a REALTOR; Louis and Ryan discuss the HomeGain home improvement survey and recount the types of home improvements that provide the best return on investment; Ryan and Louis talk about pricing strategies for selling a home; Louis and Ryan discuss the differences between pricing a short sale and pricing a non short sale home; Louis notes pricing a home too high may keep the home on the market a long time and that the more days a home is on the market makes a home look like damaged good; Ryan describes short sales as foreclosure avoidance and discusses the impact of each on FICO scores; Ryan talks about the options that people with underwater mortgages have; Louis mentions that 72 % of home buyers and sellers pick the first real estate agent they meet and points out the value in comparing agents first using HomeGain's Find a REALTOR program; Louis can Ryan discuss the level of shadow inventory the impact on sellers as more inventory gets released;
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