Sentences with phrase «by guaranteed income»

However, when a majority of your spending is met by guaranteed income sources you can shift your focus to goal two.

Then, figure out how much of your spending will be covered by guaranteed income from Social Security, pensions or annuities.

An annuity could also protect you against retirement date risk by guaranteeing income starting early in retirement.

And it warns the government's attempts to persuade private firms to set up the treatment centres, by guaranteeing them an income regardless of their work load, gives them a «significant advantage» over other NHS providers.

Not exact matches

The «public pension replacement rate» in this chart is given by the sum of all three main public pension sources (the CPP, Old Age Security, and Guaranteed Income Supplement).

The State essentially guarantees by its (mis) management and manipulation, the ensuing collapse will not be limited to certain sectors of the private economy but will cause massive contraction in the entire economy — including the State's share of the national income.

For lower - income seniors who will be receiving the Guaranteed Income Supplement, the 50 per cent clawback rate triggered by RRSP income makes RRSPs a poor savings cincome seniors who will be receiving the Guaranteed Income Supplement, the 50 per cent clawback rate triggered by RRSP income makes RRSPs a poor savings cIncome Supplement, the 50 per cent clawback rate triggered by RRSP income makes RRSPs a poor savings cincome makes RRSPs a poor savings choice.

I am highly skeptical of many of the proposals floated by proponents of a Guaranteed Minimum Income, so I will be looking to see if the federal government is considering moving in this direction.

Two programs administered by the federal government and financed out of general tax revenues comprise the first pillar: Old Age Security (OAS) and the Guaranteed Income Supplement (GIS).

In Canada, the first pillar is dominated by two large programs that are financed and administered by the Government of Canada — namely, Old Age Security (OAS) and the Guaranteed Income Supplement (GIS), which is part of the OAS program in a formal, legal sense.

To qualify for this guarantee: (i) you must have filed your original 2017 federal income tax return through Credit Karma Tax on or before April 16, 2018; (ii) you must be entitled to a federal tax refund from the IRS; (iii) you must have filed an amended federal income tax return using the same Tax Return Information through another online tax preparation service; (iv) your amended return must have been accepted by the IRS; (v) you must submit your complete Max Refund Guarantee claim to Credit Karma Tax no later than December 31, 2018; and (vi) the larger refund can not be attributed to claims you make on your tax return that are contrarguarantee: (i) you must have filed your original 2017 federal income tax return through Credit Karma Tax on or before April 16, 2018; (ii) you must be entitled to a federal tax refund from the IRS; (iii) you must have filed an amended federal income tax return using the same Tax Return Information through another online tax preparation service; (iv) your amended return must have been accepted by the IRS; (v) you must submit your complete Max Refund Guarantee claim to Credit Karma Tax no later than December 31, 2018; and (vi) the larger refund can not be attributed to claims you make on your tax return that are contrarGuarantee claim to Credit Karma Tax no later than December 31, 2018; and (vi) the larger refund can not be attributed to claims you make on your tax return that are contrary to law.

While this give - with - one - hand, take - away - with - the - other quality strikes some as inefficient, it is that structure that allows guaranteed - income plans to avoid the «welfare trap» caused by today's «conditional» welfare programs.

On the left, a guaranteed income won the support of economists James Tobin, Paul Samuelson and the sharp - tongued John Kenneth Galbraith, who chided the idle rich about their outrage at the prospect of being joined by a new class of idle poor.

To meet this political and economic meta - challenge, the hot new idea is the universal basic income — using some of the wealth generated by all this new technology to guarantee everyone a baseline income, whether they are working or not.

Posted by Nick Falvo under education, guaranteed annual income, health care, income support, Manitoba, poverty, social policy.

Fortunately, the type of annuity you're asking about — an immediate annuity — is (by annuity standards at least) the easiest to understand and, to my mind the type with the greatest potential for helping people who want more guaranteed lifetime income than Social Security alone will provide.

It will harm retirement savers who now, more than ever, need access to the guaranteed lifetime income products — personal pensions — offered by ACLI and NAIFA members.»

Unique to Sales Talent Agency, this option allows you to pay 12.5 % of your candidates guaranteed income * on - hire, followed by 12 equal monthly payments.

The problem is that the state - mandated pension plans for school - district employees are defined benefit plans, which means the amount of future benefits is guaranteed and has to be funded by the taxpayers and / or investment income.

Monthly guaranteed income is the most important single trait that aging baby boomers look for in a retirement investment, ranked No. 1 or No. 2 by 41 % of participants in the latest annual survey of retirement expectations and preparedness conducted...

An Analysis of the Economic Circumstances of Canadian Seniors, authored by statistician Richard Shillington of Tristat Resources and released by the Broadbent Institute, also shows the Old Age Security (OAS) and Guaranteed Income Supplement (GIS) guarantee levels are falling behind and trends in income sources for seniors suggest that high poverty rates among seniors will further incIncome Supplement (GIS) guarantee levels are falling behind and trends in income sources for seniors suggest that high poverty rates among seniors will further incincome sources for seniors suggest that high poverty rates among seniors will further increase.

This is different to an SPIA where the income you receive is guaranteed by the insurance company.

The Goldhirsh Foundation is also providing funding by matching up to $ 250,000 in donations to SEED with aims to inspire and galvanize others to join them in supporting the exploration of a guaranteed income.

Income limits to qualify for a home loan guarantee vary by location and depend on household size.

The program will test the idea of a guaranteed income by selecting 100 residents of Stockton to receive $ 500 a month for approximately 18 months.

I have a section talking about the minimum guaranteed income, the referendum in Switzerland which was driven by an ex-Montessori teacher.

Specific policies include the 30 - 50 Plan to Fight Poverty, which is committed to reducing the number of people living below the poverty line by 30 percent and the number of children by 50 percent; an Affordable Housing Plan; pursing the long - term goal of a national high - quality, universal, community - based, early education and child care system; increasing the Guaranteed Income Supplement by $ 600 per year for low - income seniors; and creating a new relationship with Canada's First Nation, Inuit and Métis peoples, including re-instating the Kelowna AIncome Supplement by $ 600 per year for low - income seniors; and creating a new relationship with Canada's First Nation, Inuit and Métis peoples, including re-instating the Kelowna Aincome seniors; and creating a new relationship with Canada's First Nation, Inuit and Métis peoples, including re-instating the Kelowna Accord.

Conversely, if I was just scraping by then I'd want a heavy allocation in inflation - linked bonds, or inflation - linked annuities — as much guaranteed income as possible.

Now in America almost all mortgages — 85 % of mortgages are guaranteed by the government and banks will write a mortgage up to the limit of 43 % of your total income.

An income annuity may be the right choice for you if you have a need for guaranteed lifetime income; you know your retirement expenses won't be covered by other income sources, such as Social Security; and you have assets outside of the annuity to cover unexpected expenses.

For many people, it's helpful to start by grouping potential sources of income into 2 basic buckets: guaranteed income from sources such as Social Security, pensions, and annuities, and variable income from a job, retirement savings, and other sources such as rental real estate.

Posted by Nick Falvo under aboriginal peoples, Alberta, Employment Insurance, fiscal federalism, gender critique, guaranteed annual income, income, income support, Indigenous people, inequality, labour market, Old Age Security, Ontario, poverty, progressive economic strategies, Role of government, social policy, unemployment.

Government law is sin for libertarian investors captivated by the guarantee that cryptocurrencies will end the restraint of the acceleration taxation and government's fiat income monopoly.

Similarly, there have been proposals (eg from the Macdonald Commission and from Lloyd Axworthy in the mid 1990s) to severely limit UI / EI in order to help finance a family income tested Guaranteed Annnual Income, again on the sassumption that EI is paid to individuals who do not need it as demonstrated by their level of family iincome tested Guaranteed Annnual Income, again on the sassumption that EI is paid to individuals who do not need it as demonstrated by their level of family iIncome, again on the sassumption that EI is paid to individuals who do not need it as demonstrated by their level of family incomeincome.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

In his new book, he argues that a guaranteed income for people in the U.S. could be financed by the one percent — a group that includes Hughes himself.

«Many Americans already understand the importance of this concept, evidenced by the fact that more than half of those surveyed said they feel it is very or extremely important that guaranteed income products offer the possibility for income to increase over time.»

It's for this reason that ideas such as a guaranteed basic income will not solve the social and cultural problems caused by globalization and technological innovation.

Negative because a plethora of schemes competitive to Fairtrade have been developed which occupy the same consumer - facing space but do not address some of the challenging issues addressed by Fairtrade, especially the issue of guaranteeing famer income.

She makes the common sense argument that failing to pay for more healthful meals up front will only result in higher health care costs on the back end, and she considers a variety of ways to pay for universal lunch, such as a tax on soda or soda advertising, an increase in the capital gains tax, or by reducing income guarantees and price supports to producers of corn and soy.

You merely need a small (by Western standards) guaranteed income to immigrate without any reasons.

13:16 - There will be a guarantee of development funding of 0.7 per cent of gross national income by 2013.

It is worth noting that while people under age 65 in the U.S. live in a heavily market - dominated economy where poor employment outcomes mean poverty and a lack of access to health care, almost everyone over age 65 has most of their healthcare paid for by Medicare, (a FICA tax financed, single payer system that pays providers more or less the same rates as private insurance companies and has few cost controls), more than half of their nursing home costs paid by Medicaid, (which is stingy in how much it pays providers and moderately means tested), and receives enough of a guaranteed income from the combination of Social Security and SSI payments to keep the poverty rate for people age 65 +, (even if they have no retirement savings of their own), above the poverty line, regardless of the state of the local economy.

Some of the current # 2.7 bn spending on the Winter Fuel Payment could be better focused on helping the poorest pensioners, for example, by means - testing the payment, or by raising pensioners» minimum income guarantee.

That this House declines to give a Second Reading to the Welfare Benefits Up - rating Bill because it fails to address the reasons why the cost of benefits is exceeding the Government's plans; notes that the Resolution Foundation has calculated that 68 per cent of households affected by these measures are in work and that figures from the Institute for Fiscal Studies show that all the measures announced in the Autumn Statement, including those in the Bill, will mean a single - earner family with children on average will be # 534 worse off by 2015; further notes that the Bill does not include anything to remedy the deficiencies in the Government's work programme or the slipped timetable for universal credit; believes that a comprehensive plan to reduce the benefits bill must include measures to create economic growth and help the 129,400 adults over the age of 25 out of work for 24 months or more, but that the Bill does not do so; further believes that the Bill should introduce a compulsory jobs guarantee, which would give long - term unemployed adults a job they would have to take up or lose benefits, funded by limiting tax relief on pension contributions for people earning over # 150,000 to 20 per cent; and further believes that the proposals in the Bill are unfair when the additional rate of income tax is being reduced, which will result in those earning over a million pounds per year receiving an average tax cut of over # 100,000 a year.

The new plan also offers a major bow to bondholders and Wall Street credit rating agencies, who might be worried that state bonds — with payments guaranteed by the state's income tax revenues — could face future payment issues if Albany is to rely less on income tax collections.

Gathering Storm goes so far as to state that «public - policy decisions about the supply of scientists and engineers should not be guided by an attempt to provide a guaranteed high level of income for every recipient of an advanced degree.»

A securitized bond is a bond that is «guaranteed» by a specific asset or income stream, instead of by a company.

Loan means a Federal loan or loan guarantee received or administered by a non-Federal entity, except as used in the definition of § 200.80 Program income.

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