Sentences with phrase «by standard insurance»

Equipment or accessories not manufactured and installed at the factory and not covered by the standard insurance options available.

Penn - America Group is one of its providers of specialty property and provides insurance policies for those which are usually not offered by standard insurance companies.

But the required coverages may be minimal, and you may also want to add flood insurance or insurance for sewer backups and other special circumstances that are usually not covered by a standard insurance policy.

A surplus lines policy, also known as builder's risk insurance or vacant property insurance, is a policy written specifically for property that's under construction, and for risks that are not covered by standard insurance carriers.

Cancel for any reason travel insurance, for example, covers 100 % of your trip costs for any reason not covered by standard insurance.

Some policyholders have specific needs that are not covered by standard insurance policies.

When they do not purchase specialty coverage the car owners are not adequately covered by the standard insurance when they should have had specialty car insurance.

However, costs of care for children with cerebral palsy can range in the tens of thousands, much of which will not be covered by standard insurance.

The photo was taken for a giving campaign hosted by Standard Insurance, who has been organizing NWEI courses for many years.

Flood damage is not covered by a standard insurance policy As previously mentioned, water damage caused by sources inside of the home, or on the property, are covered by your home insurance policy.

Group Accident Insurance underwritten by Standard Insurance Company is provided under policy form numbers: GP0614 - ACC, GP0614 - ACC FL..

Insurance products are offered by Standard Insurance Company of Portland, Oregon, in all states except New York, where insurance products are offered by The Standard Life Insurance Company of New York of White Plains, New York.

Group Hospital Indemnity Insurance underwritten by Standard Insurance Company is provided under policy form number: GP0614 - HI.

Group Critical Illness Insurance underwritten by Standard Insurance Company is provided under policy form numbers: GP0614 - CI, GP0614 - CIw / GC0614 - CI, GP0614 - CI FL..

Group AD&D Insurance underwritten by Standard Insurance Company is provided under policy form numbers: GP494 - ADD / S99, GP310 - ADD, GP609 - ADD.

Group Dental and Vision Insurance underwritten by Standard Insurance Company is provided under policy form numbers: 9000 Rev. 04 - 13, 9021 Rev. 04 - 13.

StanCorp Equities, Inc., member FINRA, wholesales a group annuity contract issued by Standard Insurance Company and a mutual fund trust platform for retirement plans.

«Standard & Poor's 500» and»S & P 500 ®» are trademarks of The McGraw - Hill Companies, Inc. and have been licensed for use by Standard Insurance Company.

A surplus lines policy, also known as builder's risk insurance or vacant property insurance, is a policy written specifically for property that's under construction, and for risks that are not covered by standard insurance carriers.

Not exact matches

$ 1.67 million by Manulife Financial, related to legislation concerning appropriate minimum capital standards for insurance companies;

Its primary business is specialty insurance, such as insuring automobiles for drivers that do not meet the criteria for coverage by standard automobile insurers.

But by combining those standards, which drive up the price of insurance, with a reduction in financial assistance and mandates to carry coverage, it's hard to see how poor people who are more likely to lack insurance will be able to afford it anymore.

CVS said it achieved this in part by excluding Valeant diabetes drug Glumetza from its standard formulary, or the list of drugs typically covered by insurance, because a generic version of the medication was available.

But while the total number of U.S. life insurance policies — bought by both private citizens and employers — is shrinking, standard life plans are still among the most popular form of coverage purchased.

The exemption also specifically states that the compensation paid to the advisor be «reasonable» — a seemingly amorphous standard that will require careful analysis by advisors and insurance carriers alike.

Americans for Annuity Protection has engaged in active outreach to leaders of influence to establish the argument that the DOL's fiduciary rule should be returned because of the analysis performed by the department is flawed, inconclusive and arbitrary; it is not compatible with the Uniform Security Law or established insurance law, and the law has potential conflict with the Dodd - Frank requirements to the Securities and Exchange Commission (SEC) on reviewing a uniform fiduciary standard.

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

In addition to the standard types of coverage like general liability insurance or property insurance, the operational risks that tech companies face trigger insurance needs that are solved by more nuanced lines of coverage like technology errors and omissions insurance and cyber liability insurance.

Posted by Angella MacEwen under CPP, economic growth, Employment Insurance, employment standards, feminist economics, fiscal policy, older workers, young workers.

Standard & Poor's ® and S&P ® are registered trademarks of Standard & Poor's Financial Services LLC («S&P»); Dow Jones ® is a registered trademark of Dow Jones Trademark Holdings LLC («Dow Jones»); and these trademarks have been licensed for use by SPDJI and sublicenses for certain purposes by Forethought Life Insurance Company.

Should the «worse than death» meme ever be accepted by society, or adopted into the standard - of - care guidelines established by healthcare technocrats, or implemented under Obamacare cost / benefit insurance coverage guidelines, then expanding access to assisted suicide to — and even rationing the healthcare of — such patients is an imminent possibility.

[2] Plus, the study compares PRP to saline or salt water, so it is basically saying that PRP is better than doing nothing, but not comparing it to standard treatments covered by insurance.»

Their favored legislation will allow them bypass rules put in place by localities upon the industry that protect local interests and quality standards and set insurance and training requirements,» the letter states.

50 to 75 percent of the 14 million consumers who buy their insurance individually can expect to receive a «cancellation» letter or the equivalent over the next year because their existing policies don't meet the standards mandated by the new health care law

The British marine insurer Standard Club is understood to have cancelled the insurance on all ships owned by Femco, a Russian cargo line, amid widespread suspicion it planned to break the EU sanctions against the Middle East regime.

Amended and tentatively passed by the state Senate in one day in a 27 - 14 vote without any support from state Democrats, the bill would limit insurance coverage for abortions, require doctors to be present for the entire procedure, make gender - selective abortions illegal and require abortion clinics to meet the same licensing standards as surgical centers.

Title insurance is an opaque industry, even by the standards of real estate, and some players are notorious for going all - out to win business, wining and dining clients and potential clients with parties, trips, and tickets.

So I am going to increase the standard rate of Insurance Premium Tax by just half a percentage point — and commit all the extra money we raise to flood defence spending.

Members of Congress have good health insurance by any standard, but it's not free and not reserved only for them — and it's not government insurance.

The bill sets minimum liability insurance coverage requirements of $ 100,000 for drivers using apps and $ 1 million when they have picked up a passenger — matching a standard adopted by 43 states but falling short of higher minimums advocated by Democrats who dominate the state Assembly.

Contrary to what many think, standard - of - care aspects of a clinical trial are still covered by a patient's health insurance.

According to the standards set by those same healthcare plans and insurance companies, my patients

Topics to be discussed include: Court Procedure: An understanding of the civil litigation process in New Jersey as it pertains to negligence claims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage; Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school dInsurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school dinsurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school dInsurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school districts.

CARS.COM — Three redone Audis have earned Top Safety Pick awards with standard equipment in testing by the Insurance institute for Highway Safety: the 2017 - 18 A4 Allroad wagon, the 2018 A5 two - door coupe and the 2018 A5 Sportback four - door hatchback.

The 2011 (and 2010) Ford Taurus is designated a Top Safety Pick by the Insurance Institute for Highway Safety, meaning it scored the institute's highest rating (Good) in front, side and rear crash tests and a roof - strength test, and that it comes with a standard electronic stability system.

«[E] ach policy of aircraft accident liability insurance... shall specify that it shall remain in force, and may not be replaced, canceled, withdrawn, or in any way modified to reduce the minimum standards set forth in this part, or to change the extent of coverage by the insurer or the carrier, nor expire by its own terms in regard to coverage for the carrier in its common carrier operations in air transportation, until 10 days after written notice by the insurer (in the event of replacement, by the retiring insurer), or by the insurer's representative, or by the carrier to the Department... which 10 - day notice period shall start to run from the date such notice is actually received at the Department.»

The U.S. Department of Transportation's National Highway Traffic Safety Administration (NHTSA) and the Insurance Institute for Highway Safety (IIHS) announced recently that 99 - percent of U.S. automakers have voluntarily committed to making automatic emergency braking (AEB) standard equipment on virtually all models by the fall of 2022.

Engineered to older crash - protection standards, the A4 performs well in federal government testing, but earns a «Poor» rating in the small overlap frontal impact test conducted by the Insurance Institute for Highway Safety (IIHS).

The automaker hasn't said whether its Genesis Active Safety Control suite will be standard across the line, but it does say it is aiming for top marks in crash tests conducted by safety organizations around the world, including the U.S. - based Insurance Institute for Highway Safety (IIHS) and National Highway Traffic Safety Administration (NHTSA).

Already rated as a «Top Safety Pick +» by the Insurance Institute for Highway Safety (IIHS), the 2017 Highlander builds on its reputation for crash protection by supplying several newly standard technologies that are designed to prevent a collision from occurring in the first place.