Sentences with phrase «by a full percentage point if»

Compared to FHA home loans, conventional loans could increase rates by a full percentage point if a borrower's loan to value ratio exceeds a specified limit; in many cases, higher loan to value ratios can actually be enough to completely disqualify a mortgage applicant altogether.

To be fair, after yet another two weeks, the rate could increase by a half point and finally by a full percentage point if unsold after another predetermined period.

Not exact matches

As Poloz indicated in Toronto, if something went terribly wrong tomorrow, he could cut the benchmark interest rate by a full percentage point before trying something else, such as creating money to purchase bonds.

The agency commissioned a survey that found 720,000 families would struggle to make payments on their home - equity loans if interest rates rose by a mere 0.25 percent, and almost one million would be in trouble if borrowing costs rose a full percentage point.

For instance, if a bond has a duration of seven years, its price will likely climb 7 % if interest rates fall by one percentage point and lose 7 % if rates rise by a full point.

But if we increase their annual return by a full percentage point each year, which is essentially the same thing as getting them to a 0.4 % expense ratio, their prospects get even better.

If the borrower has paid back at least 10 percent of the loan amount by the time he or she enters the full repayment period, then 1 percentage point can be dropped from the existing interest rate.

If inflation rises to 3 percent by 2015, which is more likely than not, mortgage rates will have to rise by a full percentage point to compensate lenders for the loss in purchasing power of the money returned to them.

Some real estate industry and mortgage experts had predicted that if the government defaulted on its debts, it could send mortgage rates skyrocketing quickly — by one to two full percentage points.

If a jumbo rate is higher, even by a full percentage point, it's still historically pretty low, and buyers looking at a higher - priced home likely expect to pay a higher interest rate already anyway.