Sentences with phrase «by additional interest rate»

Now your effective return on investment is affected by the additional interest rate charged on the HELOC.

A second source of risk would be a further sharp appreciation of the Australian dollar, which might be driven by additional interest rate reductions around the world to combat a weakening global economy.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

The latest change in tone may also reflect an additional concern - that low interest rates are fostering financial instability by promoting bubbles in asset prices and stimulating excessive credit creation.

Those federal rules, which double down on restrictions adopted in 2014 and stern warnings to lenders issued by OSFI earlier this summer, require banks to qualify borrowers at higher interest rates, impose additional limits on mortgages for buyers with small down payments, and compel financial institutions to share the risk by taking out insurance policies on low - ratio mortgages.

However, if we do see any additional interest rates hikes by the Fed it would most likely be after the presidential election.

By doing this, central banks hope to condition market expectations, lowering interest rates further out the yield curve (much like additional cuts to short - term interest rates would have done, had they been possible).

On the day that a new cash rate target is announced by the Reserve Bank, it is not necessary to conduct additional market operations to guide the market toward the new interest rate.

There could be several factors that had investors on edge — including news that North Korea had completed a fifth nuclear missile test and the European Central Bank had declined to announce additional measures to help stimulate Europe's sluggish economy — but many strategists pointed to a speech Friday morning by Federal Reserve Bank of Boston President Eric Rosengren, in which he said that «a reasonable case can be made» for tightening interest rates in the U.S..

Each percentage point of additional borrowing costs with current abnormally low interest rates increases costs of funding by $ 680 billion.

If your goal is to reduce your monthly payment by extending your loan term, refinancing with a private lender at a lower interest rate can reduce or eliminate the additional interest payments that you'd otherwise make if you stretched out your payments without an interest rate reduction.

The central bank's latest «dot - plot» of interest rate projections implies three additional 25bp hikes in 2018, bringing its policy rate up above 2 % by year - end.

Additional value is sought by anticipating moves in interest rates and allocating amongst the major sectors (sovereign, provincial, corporate) at times during the business cycle.

I'm always dismayed, for example, by how confidently analyts and economists talk about the relationship between monetary policy and economic outcomes, when the fact is that the level of interest rates, changes in interest rates, and changes in the monetary base provide very little additional forecasting power for GDP, over and above forecasts based on lagged changes in GDP itself.

Be aware that jumbo loans are accompanied by higher interest rates to make up for the additional risk.

Its major interests include ownership of 15 daily and 38 weekly newspapers, including the Houston Chronicle, San Francisco Chronicle and Albany Times Union; as well as interests in an additional 43 daily and 74 non-daily newspapers owned by MediaNews Group, which include the Denver Post and Salt Lake Tribune; nearly 200 magazines around the world, including Good Housekeeping, Cosmopolitan and O, The Oprah Magazine; 29 television stations, which reach a combined 18 % of U.S. viewers; ownership in leading cable networks, including Lifetime, A&E, History and ESPN; as well as business publishing, including a minority joint venture interest in Fitch Ratings; Internet businesses, television production, newspaper features distribution and real estate.

Closing costs are fees paid by the lender, if you do not want to pay all of the closing costs, expect a higher rate which will pay the lender additional interest over the life of the loan.

These numbers show the additional interest before income taxes, so for the after tax difference, multiply the above numbers by one minus your marginal tax rate.

Interest rates on 7 (a) loans are pegged to a Prime Rate (either the Wall Street Journal or or the London Interbank One Month Prime Rate) plus an additional markup percentage determined by the SBA, which is based on the loan amount and repayment terms.

The additional interest now legitimized by the FHA resolves the problem of gross over-charges but still saddles the borrower with rates which are not justified in the marketplace.

Recently, the cost of new student loans got even steeper when Stafford Loan interest rates doubled from 3.4 percent interest, which it's been for the last two years, to 6.8 percent interest, meaning thousands of dollars in additional money owed by graduates for the same amount of money borrowed.

You will often qualify for lower interest rates on additional things like credit cards and insurance by using a home refinance to improve your credit score and to maintain a low debt to income ratio.

The special annual interest rate of 3.0 % is a combination of the regular annual interest rate set by Simplii Financial payable on an Eligible Savings Account and Eligible Registered Savings Accounts balance («Regular Interest»), plus promotional interest («Promotional Interest») that is calculated for the Offer Period on the Additional Balance as defineinterest rate of 3.0 % is a combination of the regular annual interest rate set by Simplii Financial payable on an Eligible Savings Account and Eligible Registered Savings Accounts balance («Regular Interest»), plus promotional interest («Promotional Interest») that is calculated for the Offer Period on the Additional Balance as defineinterest rate set by Simplii Financial payable on an Eligible Savings Account and Eligible Registered Savings Accounts balance («Regular Interest»), plus promotional interest («Promotional Interest») that is calculated for the Offer Period on the Additional Balance as defineInterest»), plus promotional interest («Promotional Interest») that is calculated for the Offer Period on the Additional Balance as defineinterest («Promotional Interest») that is calculated for the Offer Period on the Additional Balance as defineInterest») that is calculated for the Offer Period on the Additional Balance as defined below.

Conclusion: I saved thousands on our vehicle purchase by negotiating effectively, paying cash (to avoid a high interest rate) and getting additional add - ons that we wanted.

They are charged the highest interest rate allowed by the card company and an additional cash advance fee.

The Policy Account Value may be enhanced by additional interest credited at current rates.

A: A larger down payment might help you qualify for a lower mortgage rate, and it certainly can help you avoid the additional expense of mortgage insurance on an FHA loan, not to mention the additional interest you would pay by financing a larger amount.

Additional downward pressure on interest rates was created by the high and rising US current account deficit, which peaked along with the housing bubble in 2006.

Creditors are allowed to encourage this form of payment by offering reduced interest rates, but they must give you some additional payment option.

For standard 7 (a) loans, the maximum interest rates are based on the Prime Rate plus additional interest charged by the lender.

You can also get additional information on how to borrow money wisely by checking out our articles on the best debt consolidation loans, on personal loan interest rates at LC, on how to get a personal loan, and our Lending Club review.

Negative interest rate policy (NIRP) is not bolstering economic growth; asset purchases by foreign central banks have merely provided an additional avenue for foreign money to find its way into positive yielding U.S. debt and the perceived safety of U.S. stocks.

You go into debt, based on low monthly payments, then you're soon stuck there by high interest rates and by adding additional purchases as your cash flow gradually begins to dry up with a series of ever increasing credit card payments.

However, this increase in motivation may not offset the additional interest accrued by not paying off the highest - interest - rate debts first if there are relatively different interest rates across debts.»

This not only covers the interest rate fixed by the insurance company but can allow for additional cash value growth due to additional amounts paid back into the policy, or to fund a new policy if your existing policy is at its limits.

Thus, it makes sense to roll the dividends back into the policy by purchasing additional whole life insurance so that your cash value grows, compounded by a guaranteed interest rate and dividend growth and your death beenfit grows, so you leave as much money as possible to your estate.

Put another way, people taking 15 - year mortgages are taking on additional risk versus those with 30 - year mortgages, for which they are rewarded by a lower interest rate — just as people with ARMs are rewarded with a lower interest rate for taking on the extra risk.

Either the lender will take on additional responsibility for closing costs — which may result in a higher interest rate — or sellers or home builders will incentivize buyers by agreeing to cover closing costs.

I just got a letter from FedLoan saying my interest rate was going up by.5 %, this is after making additional payments of almost 50K over the last 2 years because we want to kill the loan.

Another criticism of the industry is that payday loan companies loop you into financial disguise by offering short - term loans with high - interest rates and if you are unable to meet the repayment deadlines, then you will be charged additional finance charges and additional interest.

Let's say your monthly salary increases by $ 200 per month, and assuming a fixed interest rate of 2.79 %, by paying an additional $ 200 per month towards your mortgage, you'll save a whopping $ 12,800 towards off your principal balance in your first five years alone.

Here's how: The lender covers those additional costs by giving you a higher interest rate, which you're stuck with for the life of the mortgage or until you refinance.

For example, a 5/1 ARM might have a cap structure of 2 -2-6, meaning that in year six (after the introductory period expires) the interest rate can increase by 2 %, in subsequent years the interest rate can increase by an additional 2 %, and the total interest rate can never increase by more than 6 %.

Unless the long - term costs of the card (yearly service fees, monthly interest charges, etc.), are to your advantage and will help you improve your credit rating, do not be tempted by additional free merchandise.

It has an additional column for calculating simple interest; and another is a compound interest rate column that has a year - by - year manual override (so you can have a different rate of return every year).

And with actual interest paid amounting to just 8.3 % of operating profit, debt could increase an additional $ 101 million (again, at a 5 % rate) & still leave interest coverage at a manageable 6.7 times (i.e. 15 % of operating profit)-- as usual, to be prudent, we'll haircut this debt adjustment by 50 %.

Law School Loans» borrower benefits program enables you to reduce your interest rate by an additional 0.25 % for using our automatic debit program.

By doing a credit card balance transfer, you'll avoid paying additional interest rate fees and have only one monthly payment instead of several.

The Offer is current as of February 6, 2018 and is calculated by adding «Additional Interest» of 1.40 % to the Bank's current applicable posted rate («Posted Rate») for the Applicable Accorate («Posted Rate») for the Applicable AccoRate») for the Applicable Account.

Companies can hedge these risks by taking on interest - rate swaps and so avoiding additional interest charges if and when variable interest rates go up.