Sentences with phrase «by all income levels of»

But those cases are generated by all income levels of society.

Not exact matches

«With people of various income levels increasingly divided by geography, income inequality can worsen and the risk of social polarization — and even serious conflict — can grow,» Shiller said recently in an op - ed for Project Syndicate.

Previously, the Bank of Canada hinted it might raise rates to curb the borrowing binge, but in March it abruptly changed tack by affirming the household debt - to - income ratio is «stabilizing near current levels.»

As it turns out, people with higher income levels are more likely than those of modest means to opt for HSA - qualified health plans, because they are less concerned by the potential out - of - pocket medical costs and more interested in the tax savings, according to Fronstin at EBRI.

Thanks to rising health costs, stagnant wages and growing levels of debt — especially the $ 1.4 trillion of student loans borrowers owe — you may need to generate more income just to get by.

By working a day job, I am able to substantially increase the amount of income, but at the same time keep my expenses constant at «pre-job» levels.

«While the ultimate effects on income levels and distribution are not inevitable, they depend substantially on government policies, on the way companies choose to organize work, and on decisions by individuals to invest in learning new skills and seeking new types of work and income opportunities,» the Stanford study noted.

According to Forbes, studies conducted by University of Florida professor Timothy Judge found that «people with high core self evaluations, or positive self - concepts, had increased levels of job satisfaction, better job performance, higher income, higher work motivation and reduced stress and burnout.»

In nine years of full independence, the gross national product has nearly tripled — raising the average per capita income to a level exceeded in Asia only by that of Japan.

The Republican tax plan unveiled last month calls for slashing the corporate income tax rate to 20 percent from the current level of 35 percent, which many multinationals already avoid paying by taking advantage of abundant tax loopholes.

«So what my co-author and I wanted to explore was exactly what the impact was of this introduction of withholding that happened from 1948 - 1976 at the state level on income tax collections, and the kinds of revenues that are being raised by state governments as a result.»

The typical young Pittsburgh worker has also seen household income grow by an impressive 14.1 % in the past five years, while the supply of entry - level homes has shot up 8 % to roughly 3,300.

The allocation does not affect her short - term income, so it is determined by the individual's preferences and the relative price of the three levels of activity to the individual.

The firm selected winners by looking primarily at how much median money households headed by a 23 - to 34 - year - old earn in each city and what share of gross monthly income young locals need to pay for entry - level homes.

Old Age Security appellants were provided with the first two levels only, although appeals related to income were, likewise, heard by the Tax Court of Canada.

Proponents of the deduction counter that the portion of an individual's income claimed by state and local taxes is not really disposable income, and that taxing it at the federal level is double taxation.

First, because they represented a transfer from net savers to net borrowers, they helped to exacerbate the split between the growth in household income (households are net savers) and the growth in GDP (which is generated by net borrowers), and so led directly to the extraordinary imbalance in the Chinese economy in which consumption, as a share of GDP, has declined to perhaps the lowest level ever recorded in history.

No analysis on how systematic wage arbitrage allowed by trade globalization between countries of very different income level within an exchange rate system allowing massive an persistent trade imbalances led to a massive opening up of compensation scales in developed countries, as well as substantial under - employment.

It might be in principle possible to pull this off if Beijing is able to transfer 2 - 4 % of GDP from the state or elite sector to the household sector by reforming the hukou system, land reform, privatizations, and other transfers, but of course we shouldn't assume that this level of household income growth will be easy to maintain once investment growth, and with it GDP growth, drops sharply.

First, by constraining the growth of household income and subsidizing production, China forced up its savings rates to astonishingly high levels.

Quality measures the defect level of incoming products as perceived and measured by the customer.

Today, the pool of savings necessary to generate a given level of income needs to be higher than in the past, a situation compounded by the decline in defined benefit pension plans.

If women, seniors and immigrants, collectively, were employed at their level of education, earning equal pay to men born in Canada, personal incomes would increase by $ 174 billion, or an equivalent of 1.6 million more workers.

We found that if all new Canadians were fully employed, at their level of education and experience, earning equal pay to someone born in Canada, personal income would increase by $ 13 billion a year.

Spain's household savings rate fell to its lowest level on record in the third quarter of last year as high unemployment and wage deflation in the latest recession obliged them to devote more of their disposable income to consumption, according to figures released Wednesday by the National Statistics Institute (INE).

And by that we mean bring an end to double - digit price gains, bring about a steep correction in house prices to levels the city's lowly middle - class incomes can afford, bring about an end to staggering household debt levels and ultimately, bring about the end of housing as the economy's engine of growth?

An Analysis of the Economic Circumstances of Canadian Seniors, authored by statistician Richard Shillington of Tristat Resources and released by the Broadbent Institute, also shows the Old Age Security (OAS) and Guaranteed Income Supplement (GIS) guarantee levels are falling behind and trends in income sources for seniors suggest that high poverty rates among seniors will further incIncome Supplement (GIS) guarantee levels are falling behind and trends in income sources for seniors suggest that high poverty rates among seniors will further incincome sources for seniors suggest that high poverty rates among seniors will further increase.

Regardless of your income level, anyone can contribute to a Roth 401 (k) as long as it is offered by your employer.

Carson's proposals, and other initiatives aimed at low - income Americans receiving federal assistance, amount to a comprehensive effort by the Trump administration and Republicans in Congress to restrict access to the safety net and reduce the levels of assistance for those who do qualify.

Not only will dividend payouts revert to more normal levels, personal income will also be negatively impacted by a mix of higher payroll and income taxes.

If you have already retired, it is not too late to benefit from investing for dividends: decide whether you want to address your costs now by investing in high income stocks, or to create a rising level of dividends by investing in stocks that have a high dividend growth rate.

Income Test — Verify the income of each investor by reviewing documents such as an IRS Form W - 2, 1099, or 1040 and require a written representation from each investor that he / she has a reasonable expectation of reaching the income level necessary to qualify in the current yeIncome Test — Verify the income of each investor by reviewing documents such as an IRS Form W - 2, 1099, or 1040 and require a written representation from each investor that he / she has a reasonable expectation of reaching the income level necessary to qualify in the current yeincome of each investor by reviewing documents such as an IRS Form W - 2, 1099, or 1040 and require a written representation from each investor that he / she has a reasonable expectation of reaching the income level necessary to qualify in the current yeincome level necessary to qualify in the current year; or

«to provide a level of protection from the effects of inflation by generating a total return (the combination of income and growth of capital) consistent with or greater than the rate of UK inflation over a rolling three - to five - year period.

Not when millions of Americans are beset by plummeting home prices, stagnant income levels, deteriorating job opportunities and rising consumer prices.

DTI for these loans can be quite high, if justified by a high level of residual income.

These portfolios primarily invest in U.S. high - income debt securities where at least 65 % or more of bond assets are not rated or are rated by a major agency such as Standard & Poor's or Moody's at the level of BB (considered speculative for taxable bonds) and below.

Another way of making this point is to calculate the average capital gains received by tax - filers at different income levels (a figure which can be derived from the Table 204-0001 data).

The fund — to be overseen by LMM LLC, owned by Legg Mason and Miller — will have a «flexible» investment style «intended to generate a high level of income from a wide array of sources,» according to the SEC filing.

It means that I can, for the first time, make choices based on what I want, not constrained by the need to maintain a certain level of income.

The truth from the ground, based on the extensive footwork due diligence I conduct plus emails from readers around the country reporting similar observations, is that the inventory of home listings of soaring (the published inventory reports by design have 2 - 3 month lag), prices are dropping quickly, the time it takes to sell a home is increasing significantly and, most important, the potential pool of middle class home buyers no longer have an income level that will support the size of mortgage it takes to «buy» a home.

Instead of showing leadership by improving retirement income security for all Canadians, it wants to «level down,» threatening young workers and seniors across the country.

All of this information is used together by the lender to assess your total income level, get an accurate picture of your financial situation, and calculate a loan amount.

If all foreign - born Canadians were fully employed, at their level of education and experience, earning equal pay to someone born in Canada, personal income would increase by $ 13 billion a year.

Or should these trading gains — a zero - sum activity where one party's gain is, by definition, another's loss (usually one's customers)-- be taxed more highly than poverty - level income of workers?

You can visit wakegov.com for a side - by - side comparison of the program benefits based on your home value and income level.

Similarly, there have been proposals (eg from the Macdonald Commission and from Lloyd Axworthy in the mid 1990s) to severely limit UI / EI in order to help finance a family income tested Guaranteed Annnual Income, again on the sassumption that EI is paid to individuals who do not need it as demonstrated by their level of family iincome tested Guaranteed Annnual Income, again on the sassumption that EI is paid to individuals who do not need it as demonstrated by their level of family iIncome, again on the sassumption that EI is paid to individuals who do not need it as demonstrated by their level of family incomeincome.

The coal producer said that net income was higher by nearly a sixth from year - ago levels, but adjusted pre-tax operating earnings dropped by double - digit percentages, and overall revenue was down 4 % compared to the first quarter of 2017.

Senator Sanders, for example, would pay for his plan by applying the 12.4 percent payroll tax (currently imposed on the first $ 118,500 of wages) to all income above $ 250,000 and then applying an additional 6.2 percent tax on investment income above that level.

One way to represent this juxtaposition is by noting that labor - compensation's share of GDP fell to 53 % by 2016 from a recent high of 58 % in 2001 while corporate earnings» share of GDP rose to 11 % from 2001 levels of 7 % — illustrating the vast outperformance of financial assets versus the real income gains of the populace.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.