Sentences with phrase «by an insurance policy if»

Up to $ 1000 is provided by your insurance policy if you damage someone else's vehicle.

Not exact matches

«We use vitamins as insurance policies against whatever else we might (or might not) be eating, as if by atoning for our other nutritional sins, vitamins can save us from ourselves,» Catherine Price, a science reporter, wrote in the book «Vitamania.»

While damage caused by some types of natural events — such as lightning or wind — will usually be covered by commercial property insurance, you need a special policy if you want protection from flood damage.

Per New York law, (NY Insurance Law § 2612; 11 NYCRR 244), a victim of domestic violence, the legal representative of the victim, or, if the victim is a child, the child's parent or guardian, may request to receive policy information or claims - related information by providing an alternative address, telephone number, or other method of contact.

Private mortgage insurance (PMI) is a special type of insurance policy that is paid by the borrower and protects lenders against loss if a borrower defaults.

Private Mortgage Insurance (PMI) is a special type of insurance policy, provided by private insurers, to protect a lender against loss if a borrower Insurance (PMI) is a special type of insurance policy, provided by private insurers, to protect a lender against loss if a borrower insurance policy, provided by private insurers, to protect a lender against loss if a borrower defaults.

Under English law, which often applies to such policies involving international trade, because insurance contracts are «of the utmost good faith», the policyholder is required to disclose all «material» facts to the insurance company even if no question is asked by the insurance company.

Effective January 1, 2013, Insurance Law § 2612 also requires a health insurer, as defined in that section, to accommodate a reasonable request made by a person covered by an insurance policy or contract to receive communications of claim - related information by alternative means or at alternative locations if the person clearly states that disclosure of the information could endanger thInsurance Law § 2612 also requires a health insurer, as defined in that section, to accommodate a reasonable request made by a person covered by an insurance policy or contract to receive communications of claim - related information by alternative means or at alternative locations if the person clearly states that disclosure of the information could endanger thinsurance policy or contract to receive communications of claim - related information by alternative means or at alternative locations if the person clearly states that disclosure of the information could endanger the person.

If you don't have plans to save for final expenses in advance, and the financial burden caused by your death would hurt your family, a permanent life insurance policy might help you deal with those financial pressures to make sure that your passing isn't worse than it needs to be.

Finally, if the loan is bundled, Fannie and Freddie make a secondary sale by offering this security to investors and providing an insurance policy against losses on loans included in the security.

When you purchase term life insurance, you agree to pay recurring premiums in return for the commitment by the insurance company to pay a death benefit if the insured happens to die during the term that the insurance policy is in effect.

The riders available for a particular policy change by insurer, so if you'd like to customize your coverage using them, you'll want to check what exactly is available before you purchase the life insurance.

Yes, but you neglect to consider that the money you save by opting to go with term insurance can be invested, and you'll probably be out way ahead with that money for your beneficiaries and heirs rather than if they wait for you to die and collect their benefits through a whole life policy.

If you don't want to be pestered by questions about your insurance policy while you are in the middle of pushing out your baby, make sure you have all of that paperwork in order beforehand.

Examples of other policies to be considered include Workers» Compensation if required by state law; Property insurance to cover buildings and contents against loss due to fire, wind, theft, vandalism, etc.; Equipment insurance to cover equipment that may move from location to location; and Auto insurance if vehicles are owned.

If you don't have health insurance, a policy is purchased for you by your intended parents.

The sixth plank from Cuomo's 2017 policy agenda seeks to address that broader issue by giving the state Superintendent of Financial Services the ability to ban individuals from working in the banking and insurance industries in New York if they are found guilty of egregious wrongdoing.

As a matter of fact, if you place your Elizabeth renters insurance side by side with a New Jersey homeowners insurance policy, you'll find much of the exact same verbiage.

If you have expensive jewelry, such as an engagement ring valued at $ 10,000, it is unlikely to be covered by a typical home insurance policy.

If you have a cash value policy and can no longer afford to pay the contract's premiums but still need insurance, for example, your carrier may be able to continue insuring your life by using your policy's cash value to buy term life insurance.

By purchasing a 20 year term life insurance policy during this time in your life, you can be certain your financial responsibilities will be covered if you were to pass away.

Term life insurance is very affordable and if you're a college graduate whose parents helped you pay for college by co-signing loans, a term policy will cover the loan amount if you were to pass away.

Both companies also allow you to bundle your policies, so if you have car insurance in Florida, you can get a discount on both policies by combining your policies under one roof.

If you own a dog that is restricted by most homeowners insurance companies, an umbrella policy may be a great option if you have high liability limits on your auto policIf you own a dog that is restricted by most homeowners insurance companies, an umbrella policy may be a great option if you have high liability limits on your auto policif you have high liability limits on your auto policy.

If you suffer a loss to your personal property from a covered peril, that property can be replaced by the insurance company, subject to deductibles and policy limits.

If you have inventory or business equipment, that would not be covered by your renters insurance policy.

Homeowners insurance policies can provide coverage for damage to your home's physical structure (Dwelling coverage); damage to other structures like a garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverage).

If people are living in the unit (either indicated by appraiser or the home owner's insurance policy with some type of «renter / tenant» description), then it must be documented that the manufactured home is permitted by local code

There are a few catches — it'll raise the cost of your life insurance policy slightly, and your eligibility might be limited by the carrier, term length, and coverage amount — but if you're really concerned about the money you're spending on life insurance, it's worth looking into.

That said, if you do want this sort of coverage for your children, you might do better by buying a child rider on your own life insurance policy.

If a life insurance policy was taken out for you by a third - party, such as an employer or family member, then it would not be a direct term life insurance policy.

You should, however, consider if you might be better served by purchasing a term life insurance policy; this option may be less costly, since whole life insurance is comparatively expensive.

This means that if you injure someone negligently or damage their property by accident, you can often get coverage under the personal liability section of your renters insurance policy.

If you were injured by someone and they have a renters insurance policy, that will cover your medical costs.

If you have a life insurance policy, a payout of the death benefit is preceded by a claim providing a death certificate.

Although most weather - related property damage is limited to the structure of the building and is therefore covered by your master policy, you will need the coverage afforded by your condo insurance if damage occurs within your home.

The difference between the cash and the surrender value is that if you surrender your policy (for example, if you choose to cancel and cash out the life insurance policy), you will receive the cash value that has accumulated less any applicable surrender charges; these charges are pre-determined by the life insurance company, and are stipulated in your policy contract.

For those who don't know, private mortgage insurance (PMI) is an insurance policy that helps protect the mortgage company by paying down the difference if you don't make your payment on time.

If the place you're renting is damaged or destroyed by a disaster covered by your policy, forcing you to live elsewhere while it's being fixed, your insurance will pick up the additional living expenses, like a hotel room and restaurant meals.

Liability coverage on Annapolis renters insurance is there to make sure that if someone is harmed by your actions in the form of bodily injury or property damage, your policy will be able to make them whole from the loss.

If a contingent or secondary beneficiary is not named, the life insurance proceeds will be paid to the estate of the policy owner by default.

Renters insurance at 5th Street Commons also helps to be certain that if you have a negligent moment and someone else in the community suffers bodily injury or property damage as a result they can be made whole by your policy.

Also, most policies don't pay if your loss is otherwise covered by your homeowner's or renter's insurance.

By the same token, if you don't know a Fairfax renters insurance policy covers, you could end up with coverage you don't need or worse, without coverage that you do need.

«Industrial operations» are generally excluded, but it's possible that even if the fire itself isn't covered under the responsible party's policy — perhaps the fire was caused by an illegal methamphetamine lab, and the criminal acts exclusion applied — but your damage in a separate home or apartment from the smoke caused by the fire may still be covered under your own renters insurance policy.

When you purchase term life insurance, you agree to pay recurring premiums in return for the commitment by the insurance company to pay a death benefit if the insured happens to die during the term that the insurance policy is in effect.

If you don't have plans to save for final expenses in advance, and the financial burden caused by your death would hurt your family, a permanent life insurance policy might help you deal with those financial pressures to make sure that your passing isn't worse than it needs to be.

If you're a renter, you may think that if something unexpected happens you'll be covered by your landlord's insurance policIf you're a renter, you may think that if something unexpected happens you'll be covered by your landlord's insurance policif something unexpected happens you'll be covered by your landlord's insurance policy.

Dogs can be wonderful companions, but if you choose a breed that is blacklisted by insurance companies, it could be difficult to find an insurer who will sell you a home insurance policy.

If you're in a similar situation, you could avoid these problems by having your company fund a permanant insurance policy that will pay $ 2.3 - million on your death.