Sentences with phrase «by an uninsured motorist protection»

Our legal team is prepared to help persons seek compensation for their injuries, regardless of whether or not they are covered by an uninsured motorist protection plan.

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In addition to the above statutory minimums, the policy coverage contemplated by the sample premiums include underinsured and uninsured motorist coverage for the same limits, medical expense benefits of $ 2,000 per person, and comprehensive and collision protection with $ 100 and $ 200 deductibles, respectively.
You may also determine that it's wise to get the extra coverage afforded by uninsured motorists coverage, rental car and towing insurance, extra personal injury protection, and gap insurance for those who owe more to the bank than the car is worth.
If you are covered by an ICBC Basic Autoplan, you already have unidentified and uninsured motorist protection.
Uninsured motorist protection also covers damages caused by a hit - and - run driver.
The Driver and Family Protection Act establishes that the amount of supplementary uninsured / underinsured motorist (SUM) coverage for any new auto insurance policy must be the same as the amount of bodily injury coverage selected by the policyholder.
Policyholders can refuse uninsured motorist coverage in writing, but it is wise not to refuse this coverage because uninsured motorist insurance coverage offers protection to the individual who is injured by the negligence of an uninsured driver.
Uninsured motorist protection can cover property damage to your vehicle or medical bills that result from being struck by a driver who doesn't have auto insurance.
Personal injury protection covers medical expenses and lost wages for you and your passengers injured in an accident, and uninsured / underinsured motorist coverage pays for injuries you sustain if you're hit by a motorist with inadequate car insurance.
Drivers in the Bay State must also have personal injury protection — coverage for medical expenses that you need, despite who is at fault in a collision — and uninsured / underinsured motorist protection — coverage to get your property repaired or replaced if you're hit by a driver that either doesn't have insurance or doesn't have enough coverage.
In the state of MA uninsured motorist protection is required by state law too.
If you're involved in an accident with an uninsured driver, uninsured motorist insurance will provide reliable protection by paying for your car repairs, medical bills and expenses.
Uninsured motorist coverage gives you an added layer of protection, stepping in to pay for damage and medical bills if you are hit by a driver that isn't insured.
Uninsured / underinsured motorist protection can be used when you're struck by a driver without insurance or one that has inadequate coverage, and can pay for necessary repairs or replacements to your car.
Uninsured or underinsured motorist protection will, similarly, pay for the medical bills and property damage repair costs that you or your passengers may incur in an accident where you are struck by an uninsured Uninsured or underinsured motorist protection will, similarly, pay for the medical bills and property damage repair costs that you or your passengers may incur in an accident where you are struck by an uninsured uninsured motorist.
It's important to ask about details such as the amount of liability protection, bodily injury protection and the kind of coverage provided if you're hit by an uninsured or underinsured motorist, notes Deeia Beck, the state insurance consumer advocate in Texas.
When you compare auto insurance quotes side by side, you can adjust your coverage levels to see how much more or less you'll pay for added protection, such as uninsured motorist bodily injury and comprehensive / collision insurance.
Car owners and drivers have to be covered against New Hampshire liability expenses, purchase medical payments coverage, and include uninsured motorist protection on their policies should they choose to be insured in order to fulfill their legal obligation as set forth by the state of New Hampshire [1].
Uninsured motorist protection is going to cover members of your family, passengers of your car for personal injuries caused by an uninsured motorist or hit and ruUninsured motorist protection is going to cover members of your family, passengers of your car for personal injuries caused by an uninsured motorist or hit and ruuninsured motorist or hit and run driver.
Underinsured and uninsured motorist coverage: This coverage provides insurance protection if you're hit or injured by someone who doesn't have adequate insurance and for hit - and - run accidents.
Uninsured / underinsured motorist protection to cover your costs in the event you're injured by an uninsurUninsured / underinsured motorist protection to cover your costs in the event you're injured by an uninsureduninsured driver
Specific options for uninsured motorist coverage vary by state and insurer, but in general there are three types of protection:
Fortunately for residents of the District of Columbia, there is protection in place that will cover both passengers of vehicles and pedestrians in the event that they are struck by uninsured motorists.
If you don't have your own policy and are not covered by a family member's policy in your household and if you are injured as a pedestrian by an uninsured vehicle or hit - and - run driver or as an occupant of an uninsured vehicle in New York State, you may still be eligible for uninsured motorists protection and No - Fault coverage.
Other insurance options not required by state law are the optional Uninsured / Underinsured Motorist and Personal Injury Protection.
According to the Compulsory / No - Fault Motor Vehicle Insurance Act passed by legislatures in the District, all vehicle owners must maintain bodily injury and property damage liability in addition to uninsured motorist protection.
Cut - rate car insurance often requires you to eliminate coverage not mandated by law in most states, such as personal injury protection, comprehensive, or uninsured motorist protection.
Also, by law a driver has to purchase uninsured motorist protection (UM) and the amount must provide limits equal to the amount of bodily injury liability coverage.
Additional insurance coverage such as comprehensive, collision or uninsured motorist protection, may cause an increase in your rates, but it may be required by your finance company.
You may also determine that it's wise to get the extra coverage afforded by uninsured motorists coverage, rental car and towing insurance, extra personal injury protection, and gap insurance for those who owe more to the bank than the car is worth.
These include coverage for injuries caused by an uninsured motorist (coverage amounts are usually $ 25,000 / $ 50,000), personal injury protection (usually $ 2,500), and medical payments ($ 2,000).
Uninsured and underinsured motorist protection are sometimes also required by the state for all drivers to include in their auto policy.
These extra coverages vary by state but many include: uninsured and / or underinsured motorist bodily injury coverage (UM or UMBI / UIM), uninsured motorist property damage (UMPD), personal injury protection (PIP) or Medical Payments (MedPay).
A policy that includes uninsured motorist protection not only covers you in the event of a hit - and - run accident, you may also be financially protected if struck by an uninsured driver.
In addition to the above statutory minimums, the policy coverage contemplated by the sample premiums include underinsured and uninsured motorist coverage for the same limits, medical expense benefits of $ 2,000 per person, and comprehensive and collision protection with $ 100 and $ 200 deductibles, respectively.
«You can protect yourself from being hurt financially by buying uninsured / underinsured motorist protection,» points out Kummer, director of auto insurance for the Property Casualty Insurers Association of America in Des Plaines, Ill. «Without uninsured / underinsured motorist coverage, you have little likelihood of gaining payment for damages you or your vehicle sustain if you're involved in an accident with a driver who is either underinsured or driving without any coverage,» says Kummer.
Uninsured motorist protection provides for your medical bills and property damage expenses if you are struck by an uninsured or underinsured Uninsured motorist protection provides for your medical bills and property damage expenses if you are struck by an uninsured or underinsured uninsured or underinsured motorist.
You can fulfill your financial responsibility duty in Oregon by purchasing a policy that includes bodily injury, property damage, personal injury protection, and uninsured motorist coverage.
Uninsured motorist protection will assist in the cost of your property damage repairs if you are struck by another motorist who is uninsured or undeUninsured motorist protection will assist in the cost of your property damage repairs if you are struck by another motorist who is uninsured or undeuninsured or underinsured.
Among the auto insurance packages offered by Liberty Mutual are Collision, Comprehensive, Bodily Injury Liability, Property Damage Liability, Medical Payments, Personal Injury protection, and Uninsured Motorist Insurance (UMI), among others.
Good2Go might require you to purchase insurance such as uninsured motorist coverage and personal injury protection because it's demanded by some states.
Drivers in North Dakota are also required by law to purchase the same bodily injury liability coverage amounts ($ 25,000 per injury and $ 50,000 per accident) in uninsured and underinsured motorist insurance (UMI), as well as at least $ 30,000 coverage in personal injury protection (PIP).
Some of the considerations include bodily injury liability (for the medical and other expenses of the other people's injuries), property damage liability (for the costs and repairs of other people's property if you are at fault for the accident), uninsured / underinsured motorist coverage (if the other driver has little or no car coverage), collision coverage (for the costs to repair your vehicle if you are responsible for the accident), comprehensive coverage (for the costs to replace or fix your car in case of an accident caused by third party or «act of God») and personal injury protection (for the medical and other expenses in the event of a serious accident).
You may want to consider uninsured / underinsured motorist coverage (in the event the other driver in an accident does not have adequate coverage), personal injury protection (to pay for the medical expenses in the event of a serious accident), collision coverage (to pay for the costs to repair or replace your car if you are responsible for the accident) and comprehensive coverage (in the event of an accident caused by an «act of God» such as a theft, vandalism or storm damage).
Again, Uninsured Motorists Property Damage protection isn't required by most states, but should definitely be considered.
Uninsured motorist protection is used when you are hit by a driver that lacks sufficient insurance to pay for the damages that they caused.
The basic coverages are the same, meaning your RV insurance like auto insurance can pay for damages, injuries, and other losses specifically covered by your policy and those coverages can range from liability (state required coverage), to medical payments, personal injury protection, uninsured / underinsured motorist, collision, comprehensive, towing and labor charges, and rental reimbursement.
In the event you are hit by a drive that doesn't have adequate coverage or is uninsured, your uninsured motorist protection will pay at least the minimums.
Uninsured motorist protection insurance is not required by law, but it is highly encouraged by the Nevada Department of Insurance that each motorist acquires this form of Nevada car insurance.
If you are involved in a collision caused by an uninsured motorist, your options are to sue or swallow the costs yourself unless you have uninsured motorist protection (UM) with your Rosedale car insurance provider.
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