Sentences with phrase «by annuity companies»

In order to stop people from using deferred annuities as short term investments and thus remedying their perception of an «unfair advantage» by the annuity companies, Congress passed the Tax Equity and Fiscal Responsibility Act of 1982, which drastically altered the taxation of deferred annuity withdrawals and distributions.

While the money is being accumulated, it is growing tax free and may be invested by the annuity company.

The amount you pay to purchase an annuity is calculated by a «mortality table» developed by the annuity company.

While the money is being accumulated, it is growing tax free and may be invested by the annuity company.

Not exact matches

Sanders could make her investment dollars stretch a lot further if, for instance, she took the amount she has invested in a VALIC annuity — valued at roughly between $ 75,000 and $ 427,000 — and rolled it over into an IRA managed by a low - fee company like Vanguard, says Murrieta, Calif., financial planner Scott Dauenhauer.

If a voluntary CPP is designed anything like the existing CPP, it will be equivalent to an annuity, except it is sold by the government rather than an insurance company.

This works because the fee - only financial planner is compensated by you directly, and not by a third - party annuity, life insurance, or mutual fund company.

Fixed annuities available at Fidelity are issued by third - party insurance companies, which are not affiliated with any Fidelity Investments company.

The Vanguard Variable Annuity is a flexible - premium variable annuity issued by Transamerica Premier Life Insurance Company, Cedar Rapids, Iowa (NAIC No. 66281), and in New York State only, by Transamerica Financial Life Insurance Company, Harrison, New York (NAIC No. 70688).

Annuities are issued by The Prudential Insurance Company of America and Pruco Life Insurance Company (in New York, by Pruco Life Insurance Company of New Jersey), all located in Newark, NJ (main office).

This penalty is assessed on a client's federal income tax return — not by the company that issued the annuity.

The report: The life and annuity industry is a slow - growth proposition and company managers need to hunt for higher returns by rethinking business models by rearranging like Lego blocks distribution, underwriting or customer service components of their companies.

When a retirement plan uses variable annuities, participants own «units» of an account that holds mutual funds owned by the insurance company — they don't own mutual fund shares.

Variable annuities (also called pooled separate accounts) are basically mutual funds that are owned by an insurance company and then «wrapped» in a thin layer of insurance — adding wrap fees (including sales commissions and surrender charges) in the process.

Variable annuities offered by other companies usually offer either a buffer or a floor, but few offer both options in the same contract as Capital Choice does, Carlson said.

Despite this, many companies fail to offer annuity choices within their employer - sponsored plans, the 2018 Retirement Confidence Survey issued by the Employee Benefits Research Institute and Greenwald & Associates found.

If you have a variable annuity with another company, you may be able to save money by moving it to Vanguard.

Insurance and / or annuities are issued by The Prudential Insurance Company of America, Pruco Life Insurance Company (except in NY and / or NJ), Pruco Life Insurance Company of New Jersey (in NY and / or NJ), and Prudential Annuities Life Assurance Corporationannuities are issued by The Prudential Insurance Company of America, Pruco Life Insurance Company (except in NY and / or NJ), Pruco Life Insurance Company of New Jersey (in NY and / or NJ), and Prudential Annuities Life Assurance CorporationAnnuities Life Assurance Corporation (PALAC).

Annuities are insurance contracts whose payments are guaranteed by the company issuing the contract.

Since the company's initial public offering in 2013, Voya has reduced the number of variable annuity policies with living benefits in its closed block by 35 percent to 199,000 policies at the end of the first quarter.

Asked by an analyst if buffered annuities were «taking over» from the company's indexed annuities, Giulio Terzariol said there was no cannibalization between the two channels.

The last thing insurance companies want is for agents selling variable annuities to be hobbled by cost disclosure and the rule that they have to think of the client first.

Fixed index annuities are issued by Jackson National Life Insurance Company ® (Home Office: Lansing, Michigan) and distributed by Jackson National Life Distributors LLC.

An annuity is a financial product issued by an insurance company.

ForeRetirement IV (C — Share and I - Share) are flexible premium variable annuities issued by Forethought Life Insurance Company, 10 West Market Street, Suite 2300, Indianapolis, Indiana: FL - FPVA - NCDSC - 12, FL - FPVA - NCDSC - 12CA, FL - FPVA - NCDSC - 12CT, FL - FPVA - NCDSC - 12FL, FL - FPVA - NCDSC - 12MT, ICC12 - NCDSC - FLICVA.

ForeAccumulation fixed index annuity is issued by Forethought Life Insurance Company, 10 West Market Street, Suite 2300, Indianapolis, Indiana.

An annuity is an insurance contract issued by an insurance company.

Preferred Plus variable annuity is a flexible premium fixed and variable deferred annuity issued by Commonwealth Annuity and Life Insurance Company, 20 Guest Street, Brighton, MA 02135: Contract Form # 3039 - 07.

Choice Accumulation fixed index annuity is issued by Forethought Life Insurance Company, 10 West Market Street, Suite 2300, Indianapolis, Indiana.

Preferred Plus variable annuity is a flexible premium fixed and variable deferred annuity issued by Commonwealth Annuity and Life Insurance Company, 132 Turnpike Road, Suite 210, Southborough, MA 01772:3039 - 07.

footnote * The Vanguard Variable Annuity is a flexible - premium variable annuity issued by Transamerica Premier Life Insurance Company, Cedar Rapids, Iowa (NAIC No. 66281), and in New York State only, by Transamerica Financial Life Insurance Company, Harrison, New York (NAIC No. 70688).

The ForeRetirement IV suite is a flexible premium variable annuity issued by Forethought Life Insurance Company, 10 West Market Street, Suite 2300, Indianapolis, Indiana: FL - FPVA - 12, FL - FPVA - 12CA, FL - FPVA - 12CT, FL - FPVA - 12FL, FL - FPVA - 12MT, ICC12 - FLICVA.

Annuities are issued by Jackson National Life Insurance Company ® (Home Office: Lansing, Michigan) and in New York by Jackson National Life Insurance Company of New York ® (Home Office: Purchase, New York).

The ForeInvestors Choice suite is a flexible premium variable annuity issued by Forethought Life Insurance Company, 10 West Market Street, Suite 2300, Indianapolis, Indiana: FL - FPVA - 12, FL - FPVA - 12CA, FL - FPVA - 12CT, FL - FPVA - 12FL, FL - FPVA - 12MT, ICC12 - FLICVA.

Annuities are issued by Forethought Life Insurance Company, 10 West Market Street, Suite 2300, Indianapolis, Indiana.

An annuity is a contract issued by an insurance company that can include an option to turn your assets into an income you can't outlive.

Those who seek the assistance of an insurance agent must keep in mind that insurance agents are paid commissions by the insurance companies offering the annuities.

Life Insurance and annuities are issued by State Farm Life Insurance Company.

In lieu of soliciting competitive bids or issuing a request for proposals, the program administrator may authorize the purchase of annuity contracts under the optional retirement program from those companies currently selected by the department to offer such contracts through the State University System Optional Retirement Program, as set forth in s. 121.35.

Parent Involvement in the School Program 2112.00 Parent Involvement Plan 2112.00 R1 Part - Time Classified Employees 6335.00 Part - Time Employees 6325.12 Payroll Deductions - Tax Sheltered Annuities 3921.00 Payroll Deductions - Tax Sheltered Annuities 3921.00 R1 Payroll Deductions - Tax Sheltered Annuities Approved Companies 3921.00 R3 Payroll Deductions - Tax Sheltered Annuity Deduction Agreement 3921.00 R1E1 Payroll Deductions - Tax Sheltered Annuity Requirements for all Vendors 3921.00 R2 Payroll Deductions - Tax Sheltered Life Insurance 3922.00 Performance Contract (Memorandum) 7116.30 E4 Performance Contract (Memorandum) 6222.10 E4 Performance Contract - $ 1,000 or less 7116.30 E2 Performance Contract - $ 1,000 or less 6222.10 E2 Performance Contract - over $ 1,000 not more than $ 5,000 6222.10 E3 Performance Contract - over $ 1,000, not more than $ 5,000 7116.30 E3 Performance Contract - Procedures 7116.30 R1 Performance Contract - Procedures 6222.10 R1 Performance Contract - Wage / Payment & Vendor / Contractor Determination 7116.30 E5 Performance Contract - Wage / Payment & Vendor / Contractor Determination 6222.10 E5 Performance Contracts 6222.10 Performance Contracts 7116.30 Personal Leave - All Employees 6225.00 R3 Personal Property Authorization 3934.00 E1 Personal Purchases by Employees 3872.00 Personnel Files 6410.00 Personnel Files 6410.00 R1 Petty Cash Purchase 3820.00 Physical Assaults and Threats 5610.00 Physical Examinations 6430.00 Physical Examinations 6430.00 R1 Positive Behavior Supports 8400.00 R1 Positive Behavior Supports and Interventions 8400.00 Post-Issuance Compliance for Tax Exempt and Tax Advantaged Obligations 3510.00 Post-Issuance Compliance for Tax Exempt and Tax Advantaged Obligations 3510.00 R1 Probationary Classified Employees 6343.00 Procedure for Workers» Compensation Insurance 6223.60 R1 Professional Staff Evaluation 6192.00 Program Evaluation 0540.00 R1 Program Evaluation 0540.00 Prohibition of Referral or Assistance Property Claim Form 3934.00 E2 Property Inventory 3220.00 Property Inventory 3220.00 R1 Proposed Guidelines for the Provision of Sex Education 7122.40 Public Complaints or Concerns 9600.00 Public Complaints or Concerns 9600.00 R1 Public Complaints or Concerns - Guidelines 9600.00 E1 Public Information Program 9120.00 Public Information Program 9120.00 R1 Public Records 8310.00 R1 Public Records 9110.00 Public Records 9110.00 R1 Public School Academies (Charter Schools) 2020.00 Public School Academies - Review and Approval of Application 2020.00 R1 Purchasing 3810.00 R1 Purchasing 3810.00 Purchasing - Department Responsibilities 3810.00 E1 Purchasing Cards 3810.00 R14

The annuity is a guaranteed amount paid out by the life insurance company.

ForeInvestors Choice (C — Share and I - Share) is a flexible premium variable annuity issued by Forethought Life Insurance Company, 10 West Market Street, Suite 2300, Indianapolis, Indiana: FL - FPVA - NCDSC - 12, FL - FPVA - NCDSC - 12CA, FL - FPVA - NCDSC - 12CT, FL - FPVA - NCDSC - 12FL, FL - FPVA - NCDSC - 12MT, ICC12 - NCDSC - FLICVA.

Preferred Plus variable annuity is a flexible premium fixed and variable deferred annuity issued by Commonwealth Annuity and Life Insurance Company, 20 Guest Street, Brighton, MA 02135: Contract Form # 3039 - 07.

ForeRetirement IV (C — Share and I - Share) are flexible premium variable annuities issued by Forethought Life Insurance Company, 10 West Market Street, Suite 2300, Indianapolis, Indiana: FL - FPVA - NCDSC - 12, FL - FPVA - NCDSC - 12CA, FL - FPVA - NCDSC - 12CT, FL - FPVA - NCDSC - 12FL, FL - FPVA - NCDSC - 12MT, ICC12 - NCDSC - FLICVA.

1 «Retirement Certainty» specifically refers to the AXA Fixed Account available through a group fixed annuity issued by and backed by the claims - paying ability of AXA Equitable Life Insurance Company (AXA Equitable).

ForeInvestors Choice (B - Share) is a flexible premium variable annuity issued by Forethought Life Insurance Company, 10 West Market Street, Suite 2300, Indianapolis, Indiana: FL - FPVA - 12, FL - FPVA - 12CA, FL - FPVA - 12CT, FL - FPVA - 12FL, FL - FPVA - 12MT, ICC12 - FLICVA.

Prospectuses for variable annuities issued by a Brighthouse Financial insurance company, and for the investment portfolios offered thereunder, are available from Brighthouse Financial.

Annuities and life insurance are issued by Brighthouse Life Insurance Company, Charlotte, NC 28277 and in New York, only by Brighthouse Life Insurance Company of NY, New York, NY 10017 and not by MetLife.

And you can largely protect yourself against that small possibility by diversifying — i.e., spreading your money among annuities from several insurers — sticking to insurers with high financial - strength ratings and limiting the amount you invest with any single insurance company to the maximum coverage provided by your state's insurance guaranty association.

All contract guarantees, including optional living and death benefit riders and annuity payout rates, are backed by the claims - paying ability and financial strength of issuing insurance company.