Sentences with phrase «by automobile insurers»

Such head restraints are rated good by both the Institute and the Research Council for Automobile Repairs, a consortium of international research centers funded by automobile insurers.

However, the No - Fault insurer has the right to recover from the intoxicated or impaired driver the full amount of those No - Fault payments made by the automobile insurer for the emergency services provided to the driver if the driver is convicted of driving while intoxicated or impaired through the use of alcohol or drugs.

Not exact matches

Its primary business is specialty insurance, such as insuring automobiles for drivers that do not meet the criteria for coverage by standard automobile insurers.

(2) Payments made or available to a person under the Statutory Accident Benefits Schedule in respect of a claim arising directly or indirectly from the use or operation, after section 29 of the Automobile Insurance Rate Stability Act, 1996 comes into force, of an automobile constitute, to the extent of the payments, a release by the person, the person's personal representatives, the person's insurer and anyone claiming through or under the person or by virtue of Part V of the FamilAutomobile Insurance Rate Stability Act, 1996 comes into force, of an automobile constitute, to the extent of the payments, a release by the person, the person's personal representatives, the person's insurer and anyone claiming through or under the person or by virtue of Part V of the Familautomobile constitute, to the extent of the payments, a release by the person, the person's personal representatives, the person's insurer and anyone claiming through or under the person or by virtue of Part V of the Family Law Act,

In any action in Ontario against the licensed insurer or its insured arising out of an automobile accident in Ontario, the insurer shall appear and shall not set up any defence to a claim under a contract made outside Ontario, including any defence as to the limit or limits of liability under the contract, that might not be set up if the contract were evidenced by a motor vehicle liability policy issued in Ontario and such contract made outside Ontario shall be deemed to include the statutory accident benefits referred to in subsection 268 (1).

226.1 An insurer that issues motor vehicle liability policies in another province or territory of Canada, the United States of America or a jurisdiction designated in the Statutory Accident Benefits Schedule may file an undertaking with the Superintendent, in the form provided by the Superintendent, providing that the insurer's motor vehicle liability policies will provide at least the coverage described in sections 251, 265 and 268 when the insured automobiles are operated in Ontario.

Indeed, Section 5.6.3 of the (Ontario Automobile Policy) O.A.P. 1 and Section 9 of the OPCF - 44R endorsement explicitly state that findings of liability by courts outside of Ontario are not binding on the insurer with respect to claims for said coverage.

Regardless, it is always best to act quickly by notifying your automobile insurer of the accident and contacting a lawyer for advice.

Whether your insurer refuses to pay for damage to your house, damage to your automobile or personal injury, it is important to contact an experienced attorney to let you know whether a deal being offered by your insurer is acceptable, and if it is not, to help you throughout what is likely to be a confusing legal process.

About five years ago, many automobile insurers, lead by Aviva, made a business decision to fight every case that it deemed «defensible».

By default, accident benefits claims are submitted to the victim's own automobile insurer.

Some of the more frequently overlooked (and therefore dangerous) limitation periods include: i) the limitation period set out in section 38 (3) of the Trustee Act which applies to certain claims brought by or against the estate of a deceased person; ii) the 6 month limitation period for dependent's relief claims that is set out in section 61 of the Succession Law Reform Act; and iii) the one year limitation period set out in section 259.1 of the Insurance Act, which applies to «a proceeding against an insurer under a contract in respect of loss or damage to an automobile or its contents».

If one has a $ 500 deductible and their vehicle is damaged in an accident, the insurer pays anything above and beyond the $ 500 that must be provided by the automobile insurance policyholder.

Massachusetts Supreme Judicial Court has recently upheld the long standing exclusion the standard automobile insurance policy has that excludes optional coverage when a vehicle being used as «livery or public convenience» In addition, the Massachusetts Department of Insurance has also recently approved another endorsement being used by auto insurers in the state, that further addresses car - sharing, saying in part «We will not pay any claim for injury or property damage under the policy while your auto is being used in a personal vehicle sharing program....»

• Employment disputes; • Contract disputes; • Property disputes; • Bodily injury claims; • Tax issues; • Legal defence; • Total loss valuation disputes arising from motor vehicle accident; • Statutory Accident Benefit claims against your automobile insurer; • Driver's licence protection • Issues arising from driving or being a passenger in vehicles owned by another person; • Court attendance expenses.

Most of these types of insurance are sold by specialty insurers, and also can include standard automobile coverages in case you're tempted to take it out for a little spin with your besties some sunny afternoon.

Automobile insurance takes this one step further, and, in each province, the Auto policy language is written by the provincial government and by law each insurer must use the government's wording when issuing Auto coverage.

Some automobile insurers like to argue that drinking and driving is intentional conduct, since that argument (if accepted) will allow the company to disclaim coverage for damages resulting from a DUI — whether injuries and vehicle damage sustained by the driver and / or passengers in the vehicle you hit (under your liability coverage), or your own losses (under your personal injury protection or similar coverage).

State Farm Mutual Automobile Insurance Co., the largest insurer of vehicles in Louisiana, announced it will increase rates Feb. 17 by an average of 3.4 percent.

Your automobile insurer will only pay for necessary expenses not covered by your health policy or plan.

A nonresident motorist driving in Washington, DC, must maintain automobile insurance that has been issued by an authorized insurer in the United States and provides enough coverage to be in compliance with the district's financial responsibility laws.

Similarly, you should file a claim with your automobile insurer if you or a member of your family is injured while unknowingly occupying an uninsured vehicle, or injured as a pedestrian by an uninsured or hit - and - run motorist.

If you have been rejected by at least 2 insurers, you can get basic liability coverage through the Texas Automobile Insurance Plan Association (TAIPA).

Since automobile coverage provided by an insurer is basically an agreement to pay for...

If you were ever rejected by auto insurers, you can turn to the Wyoming Automobile Insurance Plan (WY AIP).

For private passenger automobiles, the «base rate» in a territory will, in general, be the insurer's rate for the adult pleasure - use classification, before application of surcharges under a merit rating plan, but after adjustment for the limits of coverage purchased by the insured and any applicable discounts (e.g., multi-car discount).

Buying Home Owners and Auto Policies from the Same Company If you own a home and an automobile and you are insured by two different companies, check into the cost of carrying both policies by one insurer.

With automobile insurance, $ 5,000 worth of coverage may represent the current value of the car upon its acceptance for coverage by the insurer.

The HR department of the company scrutinized the features of group health insurance policy offered by the Insurer A. Only after satisfying with its feature, R.J Automobile bought the group health insurance policy from the Insurer A.

Also, you can save on your coverage by covering your automobile and any recreational vehicles you have with the same insurer.

(b) Reductions in premiums shall be available if all named drivers who are 25 years of age or older: (1) Have committed no traffic offenses for the prior three years or since the date of licensure, whichever is shorter; (2) Have had no claims based on fault against an insurer for the prior three years; and (3) Complete one of the following types of driving courses: (A) A course in defensive driving of not less than six hours from a driver improvement clinic or commercial or noncommercial driving school approved by and under the jurisdiction of the Department of Driver Services; (B) An emergency vehicles operations course at the Georgia Public Safety Training Center; (C) A course in defensive driving of not less than six hours from a driver improvement program which is administered by a nonprofit organization such as the American Association of Retired People, the American Automobile Association, the National Safety Council, or a comparable organization and which meets the standards promulgated by the Department of Driver Services pursuant to subsection (f) of this Code section; or (D) A course in defensive driving of not less than six hours offered by an employer to its employees and their immediate families, which course has been approved by the Department of Driver Services.

All these little effort will be paid off eventually and your automobile insurance quotes are furnished freely by a reliable insurer.

You can get them lowered by insuring your automobile with the same Killeen insurer.

If you already have protection for your automobile, you may cut the cost of your premiums by buying a policy from the same insurer.

An insurance company was required by the Uninsured Motorist Act to furnish uninsured motorist coverage to individuals occupying an uninsured automobile owned by the insured party or the insured's family and the contract can not be abrogated by lack of premium where the insurer did not offer the insured the opportunity to pay a premium.

For instance, you may end up in a minor automobile accident in which your insurer agrees to pay off some small claims — but only if your paperwork is complete and sent in by a certain deadline.

Today, credit scores are used by employers, utility companies, and automobile insurers to index high - risk behavior.

(MCT)-- Government officials and insurers are pushing for changes aimed at lowering automobile premiums by fighting inflated or fraudulent personal injury protection claims, but there are other ways you can save.